Archaeology Club Insurance for Societies, Community Digs, Fieldwork and Heritage Events

Archaeology Clubs Societies and Community Groups

Archaeology club insurance can be relevant to local societies, county archaeology groups, community projects, industrial archaeology organisations, field schools, university societies and heritage associations.

The specialist broker should understand how the organisation is constituted, who manages it, the number of members and volunteers, and whether its work is educational, recreational, charitable, grant funded or commercial.

Excavations Fieldwork Surveys and Test Pits

Activities can include community excavations, supervised digs, garden test pits, fieldwalking, landscape surveys, geophysical surveys, metal detecting, building recording and archaeological photography.

Each activity should be declared accurately. Site conditions, excavation depths, tools, machinery, participant experience, supervision and permissions can all affect the insurance required.

Members Volunteers Visitors and the Public

Projects may involve committee members, employees, volunteers, students, landowners, contractors, invited specialists, school groups and members of the public.

The enquiry should explain who participates, whether people pay to attend, how activities are supervised and whether children, inexperienced volunteers or vulnerable participants are involved.

Finds Archives Equipment and Exhibitions

Clubs may excavate, clean, identify, record, photograph, store, transport and display pottery, coins, building materials, environmental samples and other archaeological objects.

Insurance considerations can include portable equipment, tools, finds in custody, borrowed objects, research archives, exhibition displays, storage conditions and goods in transit.

Talks Workshops Publications and Professional Work

Activities can extend to lectures, guided walks, school visits, practical workshops, conferences, publications, heritage reports, consultancy and online education.

Professional indemnity may be relevant where paid reports, surveys, advice or interpretation could cause a client financial loss. Public liability may be more relevant to physical attendance and participatory activities.

Offices Workshops Homes and Storage Locations

An archaeology organisation might operate from an office, museum room, university facility, hired hall, finds-processing workshop, laboratory, member’s home, garage, garden studio, outbuilding or self-storage unit.

Every location used for equipment, archives, finds or administration should be disclosed. Household insurance should not be assumed to cover club property or regular business and volunteer activity.

Archaeology clubs and local societies

Local archaeology clubs may arrange talks, research projects, field visits, excavations, training days and social events. Some have a formal membership structure and committee, while others operate as informal community groups.

The specialist broker may ask about:

The organisation’s legal structure  •  Annual turnover and membership income  •  Membership numbers  •  Paid employees  •  Regular and occasional volunteers  •  Committee responsibilities  •  Locations used  •  Excavation and survey activities  •  Public events  •  Professional services  •  Previous claims or incidents

A small club arranging lectures and guided visits presents a different risk from a society running excavations, operating machinery or accepting valuable artefacts into its custody.

County and regional archaeology societies

County and regional societies can have wider responsibilities, larger memberships and multiple local branches. They may publish journals, administer grants, maintain archives and coordinate several projects at the same time.

The insurance enquiry should identify whether local branches are included under the same organisation, whether they arrange their own activities and whether one policy is expected to protect multiple committees or affiliated groups.

Community archaeology projects

Community archaeology can bring together residents, schools, volunteers, specialists, councils and landowners. Projects may involve excavation, oral history, local archives, historic building surveys and public exhibitions.

The broker should understand who leads the project, who owns the equipment, who controls the site and whether the organisation is responsible for training and supervising participants.

Grant conditions, council agreements and landowner contracts may specify particular liability limits or insurance requirements.

Industrial and landscape archaeology groups

Industrial archaeology societies may survey mills, factories, railways, mines, canals, bridges, quarries and other historic infrastructure.

Landscape archaeology projects can involve remote locations, farms, woodland, uneven terrain, riverbanks and coastal areas. Access risks, deteriorating structures and work near water should be declared.

Entering derelict buildings, underground workings, tunnels, caves, confined spaces or abandoned industrial sites requires specific consideration and should never be treated as an ordinary site visit.

University and student archaeology societies

Student societies may arrange lectures, field trips, practical activities and volunteering opportunities. Insurance responsibility can be divided between the university, students’ union, society and external project organiser.

The club should establish which activities are protected by the university’s arrangements and which require separate insurance. Cover should not be assumed merely because the society is university affiliated.

Archaeological field schools and training organisations

Field schools may charge participants for structured excavation, surveying, recording and finds-processing experience.

The broker should be told about course content, instructor qualifications, participant ages, accommodation, travel, tools, machinery and the level of physical work involved.

Where instruction or professional training is provided for a fee, both liability and professional advice exposures may need to be considered.

Experimental archaeology groups

Experimental archaeology can include reconstructing objects, testing historic techniques, building replica structures, firing pottery, metalworking, cooking and using traditional tools.

These activities can involve heat, flames, sharp tools, machinery, kilns, furnaces or hazardous materials. Every practical process should be described to the specialist broker.

Ordinary club liability insurance should not be assumed to include hot work, weapons, blacksmithing, open fires or experimental structures.

Commercial archaeological businesses

Professional archaeological contractors, consultants and survey businesses may undertake desktop studies, watching briefs, evaluations, excavations, geophysics, building recording and post-excavation analysis.

These businesses can require broader arrangements for employees, professional advice, contracts, offices, equipment and commercial fieldwork. Professional Indemnity Insurance may be particularly relevant where reports or recommendations are supplied to clients.

The page should mention commercial archaeology where helpful, while keeping its principal focus on clubs, societies and community organisations.

Community excavations and archaeological digs

Excavations can range from shallow test pits to larger trenches requiring professional supervision and mechanical plant.

The specialist broker may need to know:

The site address and landowner  •  Duration of the project  •  Expected participant numbers  •  Maximum excavation depths  •  Ground conditions  •  Access arrangements  •  Site security  •  Tools and machinery  •  Whether trenches remain open overnight  •  Proximity to roads, buildings or services  •  Whether the public can observe or participate  •  Emergency and first-aid arrangements

Barriers, safe access, trench stability and suitable supervision remain operational responsibilities rather than benefits supplied by an insurance policy.

Test pits in gardens and residential properties

Community test-pit programmes may involve several privately owned gardens. Each location creates potential risks involving buried services, landscaping, paving, fences, plants and access through occupied homes.

The organisation should establish landowner consent, record the condition of the property and agree how excavated areas will be reinstated.

The broker should know how many properties are involved, who selects the locations and whether club members or householders perform the excavation.

Fieldwalking and surface collection

Fieldwalking can involve groups crossing farmland to identify and record surface material. Relevant considerations include uneven ground, agricultural machinery, livestock, fences, ditches and public roads.

Landowner permission should be obtained, and the project should clarify whether objects may be removed or only recorded.

High-visibility clothing, suitable footwear and clear arrangements with the landowner may form part of the project’s risk management.

Geophysical and non-intrusive surveys

Clubs may use magnetometers, resistivity equipment, ground-penetrating radar or other survey instruments.

The insurer may need the value of the equipment, whether it is owned or hired, how it is transported and whether trained members operate it.

Survey work on farms, construction sites, historic properties or public spaces should be disclosed because access and third-party property risks can vary.

Metal detecting

Metal detecting undertaken as part of an archaeological project should be declared. The enquiry should explain the relationship between the club, detectorists, landowner and archaeological supervisor.

Permissions, recording requirements, finds ownership and any legal reporting duties remain separate from insurance. Cover should not be assumed for undeclared detecting rallies or commercial events.

Historic building recording

Archaeology societies may photograph, measure and record historic buildings, ruins and industrial structures.

Ground-level surveys may be relatively straightforward, but ladders, scaffolding, fragile floors, roofs and unstable structures create additional hazards. Maximum working height and access methods should be disclosed.

Entry into derelict or structurally unsafe buildings should not be treated as ordinary club activity without specific agreement.

Coastal intertidal and waterside archaeology

Projects on beaches, foreshores, riverbanks and tidal areas may face rapidly changing conditions, slippery surfaces, unstable sediment and restricted escape routes.

The specialist broker should know about tides, water depth, participant experience, safety arrangements and whether boats or specialist equipment are used.

Marine excavation, diving and underwater archaeology require separate specialist consideration.

Caves mines tunnels and confined spaces

Underground archaeology, mine exploration and confined-space entry are materially different from ordinary surface fieldwork.

These activities should be referred in full, including access, depth, atmosphere monitoring, specialist qualifications, rescue arrangements and any third-party operators involved.

The Caving Public Liability Insurance page may be more appropriate where caving forms the principal activity.

Archaeological tools and hand equipment

Club equipment can include trowels, spades, mattocks, wheelbarrows, sieves, measuring tools, surveying poles, finds trays and protective clothing.

Business Contents Insurance may be relevant to owned tools and equipment, subject to the locations and protections agreed.

Wear, gradual deterioration and damage caused by ordinary use should not be assumed to be insured.

Mechanical excavators and hired plant

Some projects use mechanical excavators to remove overburden or open evaluation trenches. The broker should know who hires, owns and operates the plant.

Responsibility for damage, theft, operator liability and hired-in plant charges should be established before work begins.

Only competent operators should use mechanical plant, and the club should not imply that its ordinary public liability automatically covers plant operation.

Survey equipment cameras and computers

Portable equipment can include total stations, GPS units, drones, cameras, laptops, tablets, scanners and specialist geophysical instruments.

Cover may depend on whether items are used outdoors, left in vehicles, loaned to members or taken overseas.

Serial numbers, replacement values and ownership records can help the broker assess the required protection.

Finds processing

Post-excavation work may involve washing, drying, sorting, marking, weighing, drawing, photographing and cataloguing finds.

The club should explain whether it processes only its own discoveries or also accepts objects belonging to landowners, museums, councils or other organisations.

Fragile items, wet archaeological materials and substances requiring specialist conservation may need particular storage and handling arrangements.

Artefact identification and conservation

Members may identify pottery, coins, glass, metal objects, animal bone and building materials. Some clubs also undertake basic stabilisation or conservation work.

Professional conservation involving chemicals, specialist treatment or high-value objects should be disclosed. Damage caused by defective treatment or advice may require professional indemnity rather than ordinary public liability protection.

Human remains

The possibility of encountering human remains should be addressed before excavation begins.

The organisation should follow current legal and professional guidance, stop work where required and contact the appropriate authorities or project specialists.

Insurance does not grant authority to excavate, retain, transport or display human remains.

Treasure and legally reportable finds

Potential treasure and other regulated discoveries must be handled in accordance with current official requirements.

The club should have a clear process for securing the find, documenting its location and notifying the appropriate authority.

Insurance does not decide ownership or replace statutory reporting duties.

Unexploded ordnance and hazardous discoveries

Archaeological fieldwork can uncover ammunition, explosives, contaminated ground, chemicals, asbestos or unstable structures.

Members should not handle potentially dangerous discoveries. The project should stop work, secure the area and seek appropriate professional assistance.

Known or suspected hazardous sites must be disclosed to the broker before activities begin.

Finds ownership custody and loans

Ownership can depend on the landowner agreement, the circumstances of discovery and applicable legal requirements.

The club should document when finds enter its custody, who owns them and who is responsible for storage, conservation and return.

Borrowed objects and loan agreements may impose insurance, security, environmental and valuation conditions beyond an ordinary contents policy.

Archives records and research material

Archaeological archives can include plans, context sheets, photographs, drawings, databases, reports, samples and correspondence.

Physical and digital archives may be difficult or expensive to reconstruct. The organisation should consider storage conditions, backups, fire protection, water damage and access controls.

Cyber and data protection considerations may also arise where records contain member, volunteer, landowner or participant information.

Archaeological photography illustration and photogrammetry

Clubs may provide site photography, finds illustration, measured drawing, drone imagery and three-dimensional modelling.

Expensive cameras, computers and survey equipment should be declared. Where the organisation supplies professional outputs to paying clients, errors and omissions may create a professional indemnity exposure.

Talks lectures and conferences

Societies commonly hold lectures, conferences, member meetings and study days in hired venues, museums, universities and community halls.

The Lecture Public Liability Insurance page is relevant where talks and presentations form a significant part of the activity.

The broker should know expected attendance, venue requirements, equipment used and whether refreshments, exhibitors or outside speakers are involved.

Practical archaeology workshops

Workshops may teach pottery identification, finds drawing, excavation methods, flint identification, surveying or historical crafts.

The Educational Workshop Insurance page may support organisations arranging structured learning activities.

Any use of tools, chemicals, heat, sharp objects or replica weapons should be declared.

Historical presentations

Some archaeology groups provide talks, demonstrations or costumed interpretation at schools, museums and public events.

Historical Presentations Public Liability Insurance may be relevant where live historical presentation is a substantial activity.

Audience participation, props, weapons, demonstrations and practical activities should be explained to the broker.

Exhibitions open days and public events

Clubs may display artefacts, replicas, photographs and interpretation panels at museums, libraries, community venues and heritage festivals.

Exhibition Insurance may be relevant where the organisation arranges a substantial public exhibition.

The enquiry should include visitor numbers, borrowed objects, display cases, temporary structures, setup and dismantling, security and the value of exhibits.

Guided heritage walks

Guided walks may visit archaeological sites, historic streets, industrial remains and rural landscapes.

Routes, distances, terrain, road crossings, participant numbers and accessibility should be considered. Walks near cliffs, water, ruins or live construction sites require additional disclosure.

Children school groups and junior members

Young people may attend talks, excavations, workshops and activity days.

The organisation should describe participant ages, supervision ratios, parental attendance, tools used and whether schools remain responsible for their pupils.

Safeguarding procedures and appropriate checks remain separate from insurance.

Overseas projects and field trips

Clubs may travel overseas to visit sites or participate in excavations.

The broker should know the countries, trip duration, activities, equipment, transport and medical arrangements. Liability, travel, medical, evacuation and equipment cover should be reviewed separately.

Insurance arranged for UK club activities should not be assumed to extend worldwide.

Landowner permissions and site agreements

Clubs should obtain permission from the person or organisation entitled to authorise access and archaeological work.

The Rural Landowners Insurance page may be relevant to landowners requiring separate protection for their land.

Insurance does not replace landowner consent, scheduled-monument consent, licences, planning requirements or other permissions.

Farms gardens and privately owned land

Projects can take place on agricultural land, private gardens, estates and community spaces.

The broker should be told about livestock, machinery, crops, buried services, water, public footpaths and vehicle movements.

The club and landowner should agree responsibility for access, damage and reinstatement.

Construction and development sites

Archaeological work may occur before or during development. Live construction sites introduce contractors, plant, excavations, restricted areas and changing conditions.

The organisation should disclose whether it is working as a contractor, subcontractor or invited community partner.

Site induction, personal protective equipment and contractor controls remain separate from insurance.

Museums laboratories and finds workshops

Finds processing may take place in museum rooms, laboratories, hired workshops or commercial units.

The Museum Insurance page can support organisations whose principal activity involves operating a museum or permanent collection.

Premises details should include construction, security, fire protection, machinery, chemicals and the maximum value of property held.

Commercial premises and property protection

Clubs and larger organisations may occupy offices, workshops, stores or mixed-use commercial units.

Commercial Property Insurance may be relevant for owned buildings, while tenants may need protection for contents, tenant’s improvements and liabilities.

The insurer should know whether the premises are shared, listed, vacant for periods or used to store irreplaceable archives.

Working from home

Committee members may administer memberships, store equipment and manage archives from home.

Working From Home Insurance may be relevant where regular business activity, visitors, deliveries or valuable club property are present.

Ordinary household insurance should not be assumed to cover property belonging to a separate organisation.

Home studios garages and outbuildings

Finds processing, photography, drawing and archive work may take place in a spare room, garage, garden studio or converted outbuilding.

Home Studio Insurance may be relevant where a dedicated creative or technical workspace is used.

The broker should know about construction, locks, heating, electrical equipment, chemicals, machinery and public access.

External storage and self storage

Clubs may keep tools, display panels, publications and archive boxes in a self-storage unit or external commercial store.

Business Goods and Stock in Self Storage may be relevant where commercial or organisational property is held in a self-storage facility.

Every storage address and the maximum value held there should be declared.

Goods in transit

Goods in Transit Insurance may be relevant while equipment, publications, exhibition materials and eligible finds are transported.

The broker should understand whether items travel in members’ cars, owned vans, hired vehicles or through professional carriers.

Fragile, irreplaceable or borrowed artefacts may require special packing and agreed transport arrangements.

Websites online memberships and digital archives

Archaeology societies may run membership websites, online booking systems, searchable archives and digital publications.

Website and Online Business Insurance may be relevant where the organisation relies on a website for memberships, sales or educational content.

Copyright, image permissions, online statements and responsibility for published material should also be considered.

Cyber insurance and data protection

Clubs may hold names, addresses, payment information, research data and landowner details.

Cyber Insurance may be relevant to malicious attacks, data breaches, fraudulent instructions and disruption to digital systems.

Regular backups, access controls and secure payment systems can remain important insurer requirements.

Publications merchandise and online sales

Societies may sell journals, books, maps, excavation reports, replica objects and branded merchandise through websites, marketplaces, social media and public events.

Sales activity should be declared, particularly where the club imports goods, applies its own branding or distributes products outside the UK.

Product liability may be relevant to physical goods supplied by the organisation.

Public liability insurance

Public Liability Insurance is a central consideration for clubs whose activities involve members, volunteers, landowners, visitors and the public.

It may respond to certain eligible claims involving accidental injury or accidental damage to third-party property arising from declared activities.

Policy limits, excesses, territorial restrictions and exclusions must be confirmed before any activity is described as covered.

Employers’ liability insurance

Employers’ Liability Insurance is generally required where an organisation employs people, subject to limited exemptions.

Paid archaeologists, administrators, project staff and temporary workers should be declared. Volunteers and labour-only subcontractors should also be discussed because their status can affect the policy.

Personal accident insurance

Archaeological fieldwork can involve physical injury even where no party is legally liable.

Group Personal Accident Insurance may provide defined benefits following certain accidental injuries to eligible members or employees.

It should not be presented as a substitute for public liability or employers’ liability insurance.

Professional indemnity insurance

Professional indemnity can be relevant where the organisation supplies reports, surveys, consultancy, interpretation or technical advice.

The broker may ask about qualifications, contracts, fees, project values and responsibility for planning or development decisions.

Informal member discussions and paid professional work should be distinguished clearly.

Directors and officers insurance

Committee members and trustees may make decisions involving finances, employment, governance, grants and legal responsibilities.

Directors and Officers Insurance may help protect eligible office holders against certain claims alleging wrongful decisions or management failures.

Available protection depends on the organisation’s structure and the selected wording.

Product liability insurance

Product liability may be relevant where a club supplies books, merchandise, replicas, educational kits or other physical goods.

Imported, own-brand, modified or exported products should be disclosed. Cover should not be assumed for every product merely because public liability is included.

Business interruption insurance

Business Interruption Insurance may be relevant to established organisations that depend on insured premises, equipment or income-producing activities.

It can require an insured property-damage event before responding, depending on the policy wording.

Clubs should consider membership income, event revenue, contractual costs and the time required to replace specialist equipment or reconstruct records.

Event cancellation

Conferences, open days, exhibitions and community digs may incur non-refundable costs.

Cancellation, abandonment or postponement protection may be available depending on the event, booking date and causes selected.

Adverse weather, loss of site access and the withdrawal of speakers or specialists should not be assumed to be covered unless specifically agreed.

Visitor falls into an excavation

A visitor enters an inadequately controlled part of a community dig and falls into a trench. Public liability could be relevant, subject to responsibility, declared activities and policy terms.

Volunteer is injured using a tool

A volunteer suffers an injury while using excavation equipment. The circumstances could involve employers’ liability, public liability or personal accident protection, depending on the person’s status and the policy arranged.

Garden test pit damages a buried service

A test pit accidentally damages a cable or pipe at a private property. Liability could depend on permissions, surveys, supervision and the contractual responsibilities agreed with the householder.

Survey equipment is stolen from a vehicle

Geophysical equipment is stolen while being transported between sites. Cover would depend on the equipment section, vehicle security and unattended-vehicle conditions.

Borrowed artefact is damaged

An object loaned for an exhibition is dropped during installation. The club’s responsibility and any property-in-custody or exhibition protection would need to be examined.

Landowner alleges crop damage

A landowner alleges that participants damaged crops or disturbed an area outside the agreed project boundary. Public liability and the site agreement could both be relevant.

Historic building visitor is injured

A participant falls on an unsafe floor while helping to record a disused industrial building. Access controls, building condition and whether the activity was declared would be important.

Professional report contains an error

A client alleges that an archaeological report contained an error that delayed a development project. Professional indemnity may be relevant if suitable cover was arranged.

Club archive suffers water damage

Water damages physical records, photographs and research files kept at the club’s premises. Property and contents sections could be relevant, subject to the insured cause and declared location.

Member data is exposed online

An attacker gains access to the membership database and personal information is compromised. Cyber insurance may be relevant if appropriate protection was selected.

Event is cancelled after loss of site access

A landowner withdraws access shortly before a paid community excavation. Cancellation protection would depend on the causes insured and the wording arranged.

Member is injured on an overseas trip

A participant requires medical treatment during an overseas field project. Club liability should not be confused with travel, medical or evacuation insurance.

Information to prepare for the specialist broker

A useful archaeology club insurance enquiry should include:

The organisation’s name and legal structure  •  Annual income or turnover  •  Membership and volunteer numbers  •  Employee details  •  Full activity description  •  Site addresses and territories  •  Excavation depths  •  Survey methods  •  Work at height  •  Underground or confined-space work  •  Tools and mechanical plant  •  Equipment values  •  Finds and artefacts held  •  Borrowed property  •  Storage locations  •  Vehicles and transport  •  Public events  •  Children’s activities  •  Professional services  •  Overseas work  •  Required liability limits  •  Previous claims  •  Contracts and landowner requirements

Complete information helps the specialist broker identify insurers whose appetite may suit the declared organisation and activities.

Commercial Combined Insurance

A broader arrangement that may combine property, contents, equipment, liability and business interruption sections.

Business Legal Expenses Insurance

Information about protection for certain eligible legal disputes, investigations and proceedings.

Product Liability Insurance

Relevant where a club or associated organisation sells publications, kits, replicas or other physical products.

Personal Accident Insurance

May provide defined financial benefits following certain accidental injuries, subject to the selected terms.

Office Insurance

For organisations operating from administrative premises containing computers, records and office equipment.

Commercial Property Owners Insurance

Relevant to owners of commercial buildings occupied by heritage organisations or other business tenants.

Business Stock Insurance

For organisations holding publications, merchandise, educational materials or other saleable goods.

Storage Insurance

Information about insuring eligible possessions or property kept away from the main premises.

Terrorism Insurance

Additional property and interruption protection that some organisations and premises operators may consider.

Commercial Vehicle Insurance

For eligible vans and other commercial vehicles used to carry people, tools or equipment.

Motor Fleet Insurance

For organisations operating multiple cars, vans or other eligible vehicles.

Commercial Trailer Insurance

Relevant where a trailer is used to transport field equipment, displays or project materials.

History Workshop Public Liability Insurance

For people delivering participatory history workshops to schools, groups and members of the public.

Environmental Workshop Liability Insurance

For workshops exploring landscapes, habitats, conservation and environmental subjects.

Historical Reenactors Public Liability Insurance

For historical interpreters, reenactment groups and performers appearing at heritage events.

Watermill Museum Insurance

Specialist insurance information for historic watermills operating as museums and visitor attractions.

Heritage Railway Insurance

For heritage railway operators, their historic assets, volunteers, visitors and operational activities.

Historic and Heritage Building Restoration Contractor Insurance

For contractors working on listed, historic and architecturally sensitive properties.

Former Railway Station Insurance

Property insurance information for former railway stations converted to residential or commercial use.

Former School Insurance

For former educational buildings converted to homes, businesses or mixed-use premises.

Castle Insurance

Specialist property information for castles and other unusual historic buildings.

Walk Public Liability Insurance

For organisers of guided, sponsored, educational and community walking activities.

Caving Public Liability Insurance

For eligible caving clubs, instructors and organised underground activities.

Environmental Remediation Contractor Insurance

For contractors undertaking contaminated-land treatment and other specialist remediation work.

Raku Pottery Insurance

For specialist potters undertaking raku firing, demonstrations and participatory workshops.

Petting Farm Insurance

For visitor attractions allowing members of the public to encounter and interact with animals.

Mattress Shop Insurance

For mattress retailers, showrooms, manufacturers, importers and online sellers.

Vending Machine Hire Business Insurance

For businesses supplying, installing, servicing or hiring vending machines.

Converted Prison Insurance

Specialist property information for former prison buildings converted to alternative uses.

Scuba Diving Liability Insurance

For scuba-diving clubs, schools, instructors and organised diving activities.

Craft Shop Insurance

For craft retailers selling materials, tools and finished products from shops or online.

Candle Makers Insurance

For candle makers handling wax, fragrances, production equipment and finished products.

Restaurant Insurance

For restaurants requiring consideration of premises, contents, stock, employees and customer liability.

Falconry Display Public Liability Insurance

For falconers providing displays, demonstrations and supervised bird-handling experiences.

Wallpaper Shop Insurance

For wallpaper retailers, online sellers, stock, deliveries and commercial premises.

Wellbeing Shop Insurance

For wellbeing retailers selling suitable products from shops and online.