Phone Box Liability Insurance

Phone Box Liability Insurance is designed to provide public liability protection for individuals, community groups, trusts, and organisations that own or are responsible for former or adopted telephone boxes, including ex-BT red kiosks and other public phone kiosks. This cover protects against claims arising from injury or property damage to third parties resulting from ownership, maintenance, or public interaction with the phone box.

Trusted since 2011, Quote Monkey has over a decade of experience supporting UK land and property owners and is FCA regulated by the Financial Conduct Authority (Firm Reference Number 563348). This insurance is suitable for phone boxes used for a wide range of purposes, including community libraries, defibrillator housings, information points, art installations, storage, or those retained but no longer in active use. Liability arising from the structure itself, fixtures, doors, glazing, signage, and the surrounding area can be included where these form part of the insured risk.

Public liability cover of £2 million is included as standard, with the option to increase limits up to £5 million where required by councils, parish authorities, landowners, or lease agreements. The policy provides liability cover only; it does not insure the phone box for damage or loss. Where the phone box is unoccupied or not in active use, liability arising from its condition or presence can still be insured. Employers’ liability cover is available where staff or volunteers are involved in maintaining or managing the phone box.

Policies can be issued in the names of multiple individuals or organisations, making this cover suitable for shared ownership, community groups, parish councils, or trusts. Multiple interested parties can also be noted on the policy where required. With instant online quotes, same-day documentation, and clear, competitive policies with no hidden fees or unnecessary complexity, Phone Box Liability Insurance provides reassurance that owners are protected against potential public liability claims.