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Leisure Site Insurance

Specialist leisure site insurance for UK site owners and operators, including public liability, employers’ liability and buildings insurance for a wide range of holiday, leisure and mixed-use sites.

Suitable for campsites, touring parks, holiday parks, glamping sites, park home estates, lodge parks and leisure sites with shared facilities, roads, footpaths, water features and guest areas.

£2 million public liability included as standard, with higher limits available. Employers’ liability and buildings insurance can also be arranged where required.

FCA regulated insurance broker • Trusted since 2011 • £2 million public liability included • Higher limits up to £5 million available
Suitable for leisure sites, campsites, holiday parks, glamping sites and lodge parks • Same-day documents • Employers’ liability available

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Leisure Site Insurance Cost

Tailored Annual Cover for UK Leisure Sites

We provide specialist leisure site insurance for a wide range of UK site owners, operators and ownership structures.

The cost of leisure site insurance depends on factors such as the type of site, annual turnover, visitor numbers, guest facilities, buildings, water features, hot tubs, shops, cafés, bars, public access, employees and the level of public liability cover required.

A small, simple leisure site will usually be rated differently from a larger holiday park, lodge site, touring park or mixed-use site with multiple facilities. Buildings insurance, employers’ liability and higher public liability limits can also affect the final premium.

With £2 million public liability included as standard, higher limits available, employers’ liability options, buildings insurance and instant online documents, Quote Monkey offers practical cover for leisure site owners across the UK.

Key Points – Leisure Site Insurance

Specialist Cover for Leisure Sites

Suitable for campsites, holiday parks, touring parks, glamping sites, lodge parks, park home estates and mixed-use leisure sites across the UK.

Public Liability Included as Standard

Every policy includes £2 million public liability as standard, with higher limits available up to £5 million where required by councils, landowners, lenders or contracts.

Shared Facilities and Site Features

Cover can include liability arising from paths, roads, communal facilities, landscaped areas, water features, recreational areas and other leisure site infrastructure.

Buildings Insurance Available

Buildings insurance can be arranged for reception buildings, toilet and shower blocks, storage units, site offices, clubhouses and certain non-standard site structures.

Employers’ Liability Available

Employers’ liability can be added where staff, seasonal workers, volunteers or contractors are involved in operating, cleaning, maintaining or managing the leisure site.

Trusted Provider with Fast Documents

Trusted since 2011 and FCA regulated, with instant online quotes and same-day policy documents available once cover is arranged.

Leisure Site Insurance – Why Choose Quote Monkey?

Quote Monkey provides specialist insurance for leisure site owners and operators across the UK. Our policies are designed to protect against potentially serious claims arising from injury, property damage, staff accidents and damage to insured site buildings.

Since 2011, we have helped UK customers arrange practical and competitively priced specialist insurance. Whether your site includes lodges, glamping pods, touring pitches, static caravans, communal facilities, water features, footpaths or site buildings, cover can often be arranged quickly with instant online documents.

Commonly covered leisure sites include:

Campsites Glamping sites Holiday parks Touring parks Lodge parks Park home estates Mixed-use leisure sites

Who Needs Leisure Site Insurance?

Our leisure site insurance is suitable for a wide range of owners, operators and organisations responsible for leisure, holiday and visitor-based sites.

Campsite and Touring Park Owners

Ideal for owners and operators of campsites, touring caravan parks and seasonal camping sites with guest access and shared facilities.

Suitable for sites with pitches, paths, access roads, toilet blocks, shower facilities and communal areas.

Holiday Parks, Lodge Parks and Glamping Sites

Suitable for leisure sites with holiday lodges, glamping pods, safari tents, static caravans or a mix of guest accommodation types.

Cover can reflect guest exposure, communal areas, reception buildings and wider site infrastructure.

Sites with Public Access and Shared Facilities

Useful where guests, visitors, contractors, suppliers or members of the public access the site or use shared facilities.

Helps protect against claims arising from slips, trips, falling trees, access roads, paths and communal areas.

Leisure Site Owners with Staff or Volunteers

Employers’ liability can be added where staff, cleaners, groundskeepers, seasonal workers, volunteers or maintenance teams are involved.

Important where cleaning, maintenance, guest services, landscaping or site operations are carried out.

Smiling leisure site owner greeting visitors at the entrance to a well-maintained lodge and glamping park

What Affects the Price of Your Policy

Site Type and Use – Different leisure site types, facilities and accommodation will affect the premium.
Visitor Numbers – Guest capacity, seasonal use and public access can affect the level of risk.
Facilities and Features – Shower blocks, clubhouses, shops, cafés, hot tubs, water features and access roads can influence rating.
Buildings and Structures – Reception buildings, toilet blocks, lodges, glamping structures and storage units may affect the cover required.
Liability Limit Required – Choosing £5 million public liability instead of £2 million will usually increase the premium.
Employers’ Liability – Adding cover for employees, seasonal staff or volunteers will increase the total premium.

Ways to Keep Your Premium Competitive

Declare the site type, facilities, visitor numbers and buildings accurately.
Choose the right public liability limit for your actual exposure.
Keep paths, access roads, communal areas, trees and structures maintained.
Make sure any unusual features, water hazards, hot tubs, bars or public access arrangements are disclosed at quotation stage.

Get Insured Instantly – Free Online Quote

Get a quote in minutes and arrange cover online, with same-day policy documents issued once your cover is set up. You can also review our FAQs before arranging your policy.

Leisure Site Public Liability Insurance

Operating a leisure site brings responsibility for guest, visitor and public safety. Leisure site public liability insurance helps protect you financially if someone is injured or their property is damaged in connection with your site.

Whether your site includes camping pitches, touring pitches, lodges, glamping pods, footpaths, roads, parking areas, communal buildings or landscaped areas, claims can arise from accidents, defects, falling trees, slips, trips or property damage. This type of insurance provides essential financial protection, covering legal expenses, compensation and settlement costs.

Possible Example Claims Include

A guest trips on a loose paving stone near a communal barbecue area and suffers an injury.
A tree branch falls and damages a guest’s parked car.
A visitor slips on wet decking, uneven ground or a poorly maintained pathway while using the site.

Key Benefits of Leisure Site Public Liability Insurance

Protection against costly compensation claims
Cover for legal defence fees and settlement costs
Peace of mind for site owners and operators
Flexible limits of indemnity to suit your exposure
Protection for a wide range of leisure site activities and facilities

Modern communal clubhouse and landscaped garden area at a leisure site insured by Quote Monkey

Leisure Site Employers’ Liability Insurance

If you operate a leisure site and employ anyone to help run, clean, maintain or manage the site, you may need employers’ liability insurance. This cover protects you financially if an employee, volunteer, seasonal worker or contractor is injured or becomes ill as a result of their work on site.

Whether you have cleaners, groundskeepers, reception staff, maintenance workers, seasonal helpers or volunteers, employers’ liability insurance helps protect you from compensation claims and legal defence costs.

Possible Example Claims

A staff member injures their back while moving outdoor furniture.
A cleaner slips on a wet floor in a communal shower block.
A seasonal groundskeeper trips over equipment while maintaining the site.
A maintenance worker is injured while repairing fencing or site facilities.

Key Benefits of Employers’ Liability Cover

Helps meet legal requirements where staff or helpers are used
Protects against costly claims from employees or volunteers
Covers legal fees, medical costs and settlement amounts
Provides peace of mind when running or maintaining a leisure site

Leisure site staff member gardening and maintaining green spaces on a sunny day

Buildings Insurance for Leisure Sites

Many leisure sites include essential buildings and structures such as reception offices, clubhouses, toilet blocks, shower facilities, storage buildings, utility buildings and site offices. Damage to these structures can cause disruption and expensive repair costs.

At Quote Monkey, buildings insurance can be arranged for many standard and non-standard site structures. Cover can include fire, storm, flood, theft and vandalism, helping you recover quickly if key site facilities are damaged.

Possible Example Claims Include

A fire damages a communal lounge or reception building.
A storm damages the roof of a toilet or shower block.
A flood affects a site office, storage building or utility area.

Key Benefits of Buildings Cover

Protects important leisure site buildings and facilities
Can cover standard and non-standard site structures
Helps reduce disruption after insured damage
Useful for reception areas, communal buildings, toilet blocks and storage units

Reception building and communal facilities at a leisure site, showing secure insured infrastructure

Liability Cover for Leisure Sites with Public Access, Water Features and Shared Facilities

Many leisure sites include public access, shared facilities, natural features and areas where guests, visitors, contractors or suppliers may be present. This can increase the potential for liability claims.

At Quote Monkey, we can provide tailored leisure site insurance for sites with paths, roads, parking areas, communal kitchens, shower blocks, toilet blocks, clubhouses, ponds, rivers, streams, lakes, landscaped areas and recreational spaces.

Possible Example Claims Include

A visitor slips on a wet path near a communal shower block.
A guest trips on uneven ground near a lodge or glamping area.
A vehicle is damaged by a hazard in a site access road or parking area.

Key Benefits of Including This Liability Cover

Protects against claims made by guests, visitors and third parties
Covers legal defence costs and compensation settlements
Suitable for a wide range of leisure site layouts and facilities
Flexible indemnity limits to suit the type of site and visitor exposure

Aerial view of a mixed leisure site with lodges, glamping pods, and communal areas

What Type of Leisure Site Can Be Covered?

Our leisure site insurance can be suitable for many different types of sites, depending on the exact use, facilities and features involved. This can include campsites, touring parks, holiday parks, lodge parks, glamping sites, park home estates, static caravan sites, pop-up campsites and mixed-use leisure developments.

It can also apply to sites including rivers, streams, ponds, lakes, trees, footpaths, access roads, parking areas, reception buildings, toilet blocks, shower facilities, clubhouses, cafés, shops, bars, hot tubs and non-standard site structures, subject to the policy terms and underwriting acceptance.

Policy Ownership – What Name Should the Policy Be In and Why It Matters

The policy should be arranged in the correct legal name of the site owner, operator or business responsible for the leisure site. This helps ensure that, in the event of a claim, the cover reflects the true ownership, trading arrangement and insurable interest.

Policies can be issued in individual names, joint names, company names, charity names, trust names, partnership names and other recognised ownership structures. Interested parties such as landlords, councils, lenders or management companies can also be noted where required.

If the site is jointly owned, leased, operated by a company or subject to a financial interest, getting the policy name and any interested parties correct from the outset helps avoid complications later.

Get Insured Instantly – Free Online Quote

Our online system allows you to request a leisure site insurance quote quickly. You can also use the application form to add any relevant site details, buildings, employers’ liability requirements or interested party information where required.

If you have any queries relating to our Leisure Site Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Leisure Site Insurance FAQs page.

Frequently Asked Questions – Leisure Site Insurance

Below are answers to some of the most common questions about leisure site insurance, including public liability, employers’ liability, buildings insurance, site facilities, water features and proof of cover.

Leisure site insurance is designed to protect owners and operators of leisure, holiday and visitor-based sites. It can include public liability insurance, employers’ liability insurance and buildings insurance, depending on the cover selected and the type of site involved.
Public liability insurance covers injury or property damage claims made by third parties in connection with your leisure site. This can include incidents such as slips, trips, falling branches, accidents in communal areas or damage involving site access roads and parking areas.
Typical claims include guests tripping on uneven paths, visitors slipping in communal areas, damage to parked vehicles, injuries near recreational areas and incidents connected with trees, paths, buildings or shared facilities.
Employers' liability insurance protects you if an employee, volunteer, cleaner, groundskeeper, seasonal worker or contractor is injured or becomes ill due to work connected with your leisure site. It helps cover legal fees, compensation and other claim costs.
If you employ anyone — including part-time, seasonal or volunteer workers in some circumstances — you may be required by law to have employers' liability insurance. This can apply to reception staff, cleaners, maintenance workers, groundskeepers and others helping operate the site.
We can cover a wide range of leisure sites across the UK, including campsites, touring parks, holiday parks, lodge parks, glamping sites, park home estates, static caravan sites and mixed-use leisure developments.
Yes. We can provide leisure site insurance for campsites and touring parks, including public liability, optional employers’ liability and buildings insurance for eligible site facilities.
Yes. We can provide cover for glamping sites, leisure lodge parks and similar holiday sites, including liability cover for guest areas and, where selected, buildings insurance for eligible structures and facilities.
Yes. Buildings insurance can be arranged for many permanent and non-permanent site structures, including reception offices, toilet blocks, shower facilities, storage units, utility buildings and certain non-standard leisure site structures.
Buildings insurance can protect eligible site buildings and structures against risks such as fire, storm, flood, theft and vandalism, subject to the policy terms and cover selected.
Common buildings insurance claims include fire damage to communal facilities, storm damage to roofs, flood damage to site buildings, theft from insured buildings and vandalism affecting toilet blocks, offices or shared facilities.
Yes. We can provide cover for leisure sites that have public rights of way or footpaths crossing through them, subject to the exact site layout, access arrangements and underwriting acceptance.
Yes. We can offer cover for sites that include natural water features such as rivers, streams, ponds or lakes. These features should be declared so the policy can properly reflect the site exposure.
Yes. We can consider sites that include hot tubs or spa facilities. These features are considered during underwriting to ensure appropriate liability protection is in place for guest and visitor safety.
Yes. We can consider sites with on-site shops, cafés or retail units as part of the wider leisure site operation. These should be declared during quotation so the correct cover can be considered.
Yes. We can consider sites that include licensed bars or clubhouses, subject to appropriate licensing, risk management and underwriting acceptance.
Yes. We can consider liability cover for sites that allow fires, provided they are controlled and contained in designated fire pits or safe fire bowls. Open fires or unsupervised fire risks may require further underwriting review.
Yes. Policies can be arranged in individual names, company names, charity names, trust names and other appropriate ownership or operating structures, depending on how the leisure site is owned and managed.
Yes. Interested parties such as landlords, councils, lenders, management companies or other financial interests can be noted on the policy where required.
Quote Monkey is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 919070.
Yes. We offer pro-rata refunds if you cancel your policy early and no claims have been made, subject to the policy terms.
Once your policy is arranged and payment is complete, we can usually issue your certificate and policy documents promptly, often on the same day.
Yes. Quote Monkey is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 919070 and has been providing specialist insurance since 2011.
No. Policies are arranged on an annual payment basis.

Main Leisure Site Owners Insurance Page

For an overview of our wider cover for leisure site owners, including public liability, employers’ liability, site buildings, guest facilities and specialist site exposures, please visit our main Leisure Site Owners Insurance page.