Skip to main content
contact us login

Site Liability Insurance

Get a Site Liability Insurance Quote Leisure Site Insurance FAQs

Specialist Site Liability Insurance for Leisure Site Owners

Whether you operate a residential park home estate, holiday lodge park, or a mixed-use leisure site, it’s essential to have the right insurance in place. Site liability insurance from Quote Monkey protects you against third-party injury or property damage claims, giving you financial protection and peace of mind.

Our policies are built specifically for UK site operators and include £2 million of public liability cover as standard, with the option to increase to £5 million if required. Employers’ liability cover can also be included to meet legal obligations and safeguard against workplace injury claims. We offer protection for both standard and non-standard construction buildings, including site offices, toilet blocks, reception units, glamping tents, and portable toilets.

Getting covered is quick and straightforward with instant online quotes and same-day documentation. Our policies are flexible, clearly worded, and supported by more than a decade of experience.

Over a Decade of Experience – Supporting UK site owners since 2011
Fully FCA Regulated – Authorised and regulated by the Financial Conduct Authority (FCA ref: 563348)
Tailored for Park and Leisure Sites – Designed to reflect the risks faced by site operators
Covers a Wide Range of Site Types – Including
Residential park home estates
Holiday lodge parks
Chalet developments
Static caravan parks
Glamping sites
Touring caravan parks
Campsites
Covers Standard and Non-Standard Buildings – Including toilet blocks, site offices, reception buildings, shower units, glamping tents, and portable toilets
£2 Million Public Liability – Included as standard, with optional £5 million limit available
Employers’ Liability Cover Available – Protects against staff injury claims and meets legal obligations
Fast Online Quotes – Get covered in minutes with instant documentation by email
Straightforward Policies – Clear terms, competitive premiums, no hidden extras

Trustpilot

Site Liability Public Liability Insurance

Protect Your Park, Leisure, or Holiday Site Against Public Liability Risks

If you operate a park home estate, touring campsite, chalet development, or glamping site, public liability insurance is essential. It protects you financially if a member of the public is injured or their property is damaged as a result of your site’s operation, layout, or facilities.

At Quote Monkey, our Site Liability Insurance includes £2 million of public liability cover as standard, with the option to increase to £5 million for added peace of mind. This protection applies across the full range of leisure and residential sites we cover including park homes, static caravans, lodges, and glamping accommodation.

A row of luxury leisure lodges on a landscaped park with a footpath and lake, representing lodge site owners' insurance cover from Quote Monkey.

What Does Site Public Liability Insurance Cover?

Public liability insurance provides cover for legal defence costs, compensation payments, and associated expenses if a third party makes a claim against you. Common scenarios include:

A visitor slips on a poorly maintained pathway
A falling tree branch damages a guest’s vehicle
A contractor trips over exposed cabling on-site
A guest is injured by a fault in shared facilities such as a toilet block or reception area

Without public liability insurance, your site could face significant financial loss or even legal enforcement.

Why Choose Quote Monkey for Leisure Site Owners Liability Cover?

Specialist policies designed for UK leisure and residential sites
Fast online quotes with instant documentation
Option to extend public liability cover to £5 million
Employers’ liability cover available if you have staff
Cover for both standard and non-standard buildings, including glamping tents, toilet blocks, and portable facilities
Flexible annual cover with no hidden extras

Glamping tents and static caravans on a leisure site covered by Quote Monkey insurance

Who Needs Site Liability Insurance?

We provide tailored liability insurance for a wide range of site types, including:

Residential park home sites
Static caravan and holiday lodge parks
Chalet developments
Campsites and touring caravan sites
Glamping sites and pop-up holiday venues

Whether you manage a permanent site or seasonal venue, having the right public liability cover in place protects your business, your visitors, and your peace of mind.

Employers’ Liability Insurance for Site Owners and Operators

Protecting Your Staff, Volunteers, and Business

If you employ staff—even part-time, seasonal, or volunteers—you are legally required to hold employers’ liability insurance. This vital cover protects you if an employee is injured or becomes ill as a result of their work while on your site.

At Quote Monkey, we offer employers’ liability insurance as an optional addition to our site liability policies. Cover is available up to £10 million to meet legal requirements and protect your business against unexpected claims.

Holiday park with cabins, a playground, and touring caravans under leisure site insurance

What Does Employers’ Liability Insurance Cover?

Employers’ liability insurance covers legal fees, compensation, and associated costs if a worker takes legal action against you. For example:

A groundskeeper strains their back while lifting equipment
A cleaner slips on a wet floor in a toilet block
A volunteer trips over exposed cables while helping with an event
A maintenance worker suffers a fall from height

Who Needs Employers’ Liability Cover?

This cover is essential if you:

Employ full-time, part-time, or casual staff
Use seasonal or volunteer workers
Operate a park home site, holiday lodge park, caravan park, campsite, or glamping venue
Have staff responsible for maintenance, cleaning, reception, or visitor support

Employers’ liability insurance is legally required for most businesses with employees, even if you only have one worker on site.

Safari tents and outdoor fire pit at a UK campsite with Quote Monkey cover

Why Choose Quote Monkey for Leisure Site Owners Liability Cover?

Flexible employers’ liability cover up to £10 million
Meets UK legal obligations
Available alongside public liability and property cover
Suitable for parks, campsites, chalets, and leisure venues
Trusted by UK site operators since 2011

Buildings Insurance for Parks, Campsites and Leisure Sites

Specialist Cover for Standard and Non-Standard Buildings

At Quote Monkey, we offer tailored buildings insurance for a wide range of structures found on park home sites, holiday parks, glamping sites and leisure venues. Whether your site includes permanent brick buildings or more unique temporary structures, we can provide the protection you need — excluding accidental damage.

What Types of Buildings Do We Cover?

We can insure many types of standard and non-standard buildings commonly found on UK leisure and holiday sites. Cover typically includes protection against fire, storm, flood, theft and vandalism.

Examples of Buildings We Can Cover

Standard Construction
Reception offices
Toilet and shower blocks
Site management offices
Storage units and utility buildings

Non-Standard Construction
Glamping tents such as safari tents, yurts and bell tents
Portable toilets
Timber-built lodges or cabins
Lightweight seasonal structures

Motorhomes parked at a managed UK touring site with public liability insurance cover

Why Buildings Insurance Matters

Buildings are a key part of your site’s infrastructure. If one is damaged or destroyed, it could disrupt operations and cost thousands to repair. Our buildings insurance gives site owners peace of mind, knowing core infrastructure is protected from the most common insured events.

Why Choose Quote Monkey?

Flexible cover for both standard and non-standard structures
Designed for park home estates, holiday sites, glamping venues and campsites
Backed by over a decade of industry experience
UK-based team with FCA regulation and support

We understand that no two sites are the same. That’s why our buildings insurance is built to adapt to your layout, usage and construction types. Speak to our team for a quick quote tailored to your property.

Touring Site Insurance – Cover for campsites, caravan parks, and holiday sites with touring pitches. Protect your guests, your site infrastructure, and your liability with tailored cover from Quote Monkey

Get a Site Liability Insurance Quote Leisure Site Insurance FAQs

Types of Leisure Property and Site Insurance We Offer

Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK:

Campsite Owners Insurance
quotemonkey.co.uk/business/campsite-owners-insurance

Glamping Site Owners Insurance
quotemonkey.co.uk/business/glamping-site-owners-insurance

Holiday Caravan Site Owners Insurance
quotemonkey.co.uk/business/holiday-caravan-site-owners-insurance

Static Caravan Site Owners Liability Insurance
quotemonkey.co.uk/business/static-caravan-site-owners-liability-insurance

Touring Caravan Park Owners Insurance
quotemonkey.co.uk/business/touring-caravan-park-owners-insurance

Leisure Lodge Site Owners Insurance
quotemonkey.co.uk/business/leisure-lodge-site-owners-insurance

Park Home Site Owners Insurance
quotemonkey.co.uk/business/park-home-site-owners-insurance

Leisure Site Owners Insurance
quotemonkey.co.uk/business/leisure-site-owners-insurance

Pop-Up Campsite Owners Liability Insurance
quotemonkey.co.uk/business/pop-up-campsite-owners-liability-insurance

Frequently Asked Questions – Site Owners' Liability Insurance

Site owners' liability insurance protects you if someone is injured or their property is damaged due to your site's condition or operations. It provides financial protection for legal fees, compensation, and claims that may arise from public use of your premises.
Public liability insurance typically covers third-party injury or property damage occurring on your site. Examples include a visitor tripping on uneven ground or a branch from a tree damaging a parked car. Our policies include up to £2 million cover as standard, with options to increase to £5 million.
Typical public liability claims involve injury or damage caused by conditions on your site. For example, a visitor may slip on an unmaintained pathway and suffer an injury, or a guest's car could be damaged by falling debris from an unstable tree. Our policy helps cover the legal and compensation costs in these scenarios.
Employers' liability claims often involve workplace accidents or injuries. For example, a groundskeeper could strain their back while lifting equipment, or a cleaner might slip on a wet floor in a shower block. Employers' liability cover helps with legal costs and compensation if an employee is injured during the course of their work.
Yes. If you employ staff, even part-time or seasonal workers, you may be legally required to hold employers' liability insurance. We can include this cover to protect against claims from employees injured while working on site. If you take out employers' liability cover, we will provide a certificate to display, as required by law.
We cover a wide range of leisure and residential sites across the UK, including park home estates, holiday lodge parks, static caravan sites, touring campsites, and glamping venues.
Yes. We specialise in site liability insurance for residential park home estates, covering public liability, optional employers' liability, and site infrastructure. Cover can extend to buildings such as reception offices and communal areas.
Absolutely. We can cover a wide range of leisure sites including holiday parks, glamping venues, touring campsites, and mixed-use developments. Cover can include liability insurance as well as buildings such as shower blocks and non-standard units.
Yes. We can insure both standard construction buildings such as reception offices, toilet blocks, and storage units, and non-standard structures including safari tents, yurts, and portable toilets.
Yes. We offer buildings insurance for permanent and non-permanent site structures including toilet blocks, shower facilities, office buildings, and non-standard units such as glamping tents or portable toilets. This cover protects against damage caused by fire, storm, flood, vandalism, or theft.
Common claims under buildings insurance include fire damage to toilet blocks or offices, storm damage to roofs or glamping units, flooding of communal areas, and vandalism of site facilities. Our policies help cover repair or replacement costs for these structures.
Yes. We can provide cover for sites that have public rights of way or footpaths crossing through them. This is a common feature in many rural or countryside-based parks, and we ensure liability cover reflects this exposure.
Yes. We can offer cover for sites that include natural water features such as rivers, streams, or ponds. Our policies are tailored to reflect these additional exposures and ensure your site remains protected against associated risks.
Yes. We can provide cover for sites that include hot tubs or spa facilities. These features are considered during underwriting to ensure appropriate liability protection is in place for guest and visitor safety.
Yes. We can cover sites that have on-site shops, cafés, or other retail units as part of the wider park or campsite operation. These can be included under your liability and buildings cover where applicable.
Yes. We can provide cover for sites that include licensed bars or clubhouses. These can be incorporated into your liability insurance, subject to appropriate risk management and licensing requirements.
Yes. We can provide liability cover for sites that allow fires, provided they are contained in designated fire pits or safe fire bowls. Open fires or unsupervised fire risks may be subject to additional underwriting review.
Instantly. Once you’ve arranged cover and completed payment, we’ll email your certificate and full documentation—often accepted as proof of cover by site regulators and councils.
Yes. Quote Monkey is authorised and regulated by the Financial Conduct Authority (FCA number 563348). We’ve been helping UK customers with specialist insurance since 2011.
No. We only offer annual payment terms. All premiums must be paid in full when taking out the policy. This allows us to keep our pricing competitive with no hidden fees or interest charges.

Here are some examples of Park Homes that we can insure