Farmland Owners Insurance
QuoteMonkey Farmland owners public liability insurance
is a type of insurance coverage that provides protection for farmland owners in the UK against legal liability for any injury or damage caused to third parties (such as visitors, trespassers, or other members of the public) as a result of their activities on the land.
For example, if a member of the public is injured due to a trip hazard on the land or if property damage occurs as a result of farming activities, the farmland owner can be held legally responsible for the injury or damage and may be required to pay compensation. Public liability insurance can help to protect farmland owners from the financial impact of such claims by covering the cost of legal fees, compensation awards, and other related expenses.
In the UK, public liability insurance is not a legal requirement for farmland owners. However, many landowners may require farmland owners to hold this type of insurance before allowing them to use their land for farming activities. Additionally, many farmland owners opt to purchase public liability insurance to protect themselves against potential financial losses and legal claims.
It is important for farmland owners to ensure that their public liability insurance policy provides adequate coverage for their activities, and that it is provided by a reputable insurance provider. By doing so, they can protect their business from potential legal claims and financial losses.
There are two levels of cover available for either £2 million or £5 million liability limits and immediate online cover can be arranged.
QuoteMonkey Farmland owners employers' liability insurance
is a type of insurance coverage that provides protection for farmland owners in the UK against legal liability for any injury or illness that their employees may sustain while working on their land.
As a farmland owner, you have a legal obligation to ensure the safety and wellbeing of your employees. If one of your employees is injured or becomes ill as a result of their work, they may be entitled to claim compensation. Employers' liability insurance can help to protect you from the financial impact of such claims by covering the cost of legal fees, compensation awards, and any other related expenses.
In the UK, employers' liability insurance is a legal requirement for all employers, including farmland owners. The policy provides a minimum of £10 million in coverage and must be provided by a registered insurance provider. Failure to comply with this requirement can result in significant fines and penalties.
Overall, employers' liability insurance provides essential protection for farmland owners by covering the cost of legal claims and compensation awards resulting from workplace injuries or illnesses sustained by their employees. It is important for farmland owners to ensure that they have adequate coverage.
Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.