Holiday Lodge Insurance
Holiday Lodge Insurance from Quote Monkey provides specialist protection for owners of holiday lodges located on UK leisure and holiday parks. Whether your lodge is used for weekend breaks or family holidays, it’s essential to have insurance that reflects the higher value and construction of lodge-style accommodation. This policy is designed specifically for privately used holiday lodges (not let to paying guests) and protects against key risks including fire, flood, theft, storm damage, vandalism, and accidental damage, giving you peace of mind whether the lodge is occupied or temporarily unoccupied.
For £180.76 including all fees and Insurance Premium Tax, the policy includes up to £150,000 buildings insurance, with accidental damage included as standard, protecting the lodge structure itself. In addition, up to £50,000 contents insurance is provided for furniture, appliances, soft furnishings, and personal belongings kept within the lodge. £2 million public liability cover is included as standard, offering protection if a visitor or third party is injured or their property is damaged in connection with your holiday lodge. This policy is suitable for private use only and is designed for lodge owners on recognised UK holiday and leisure parks.
Cover can be arranged quickly and easily with instant online quotes and same-day policy documents emailed once cover is in place. Quote Monkey has been providing specialist insurance since 2011 and is fully authorised and regulated by the Financial Conduct Authority. Annual cover is available, with pro-rata refunds if your circumstances change, allowing you to insure your holiday lodge with confidence and clarity.
Holiday Lodge Buildings Insurance
Reliable Protection for Your Holiday Lodge Investment
At Quote Monkey, our Holiday Lodge Buildings Insurance offers up to £150,000 of automatic cover, designed to help you rebuild or replace your lodge in the event of serious damage or total loss. Whether your lodge is sited in a coastal resort, woodland retreat, or countryside park, our policy offers tailored protection that suits your needs.
What Does Holiday Lodge Buildings Insurance Include?
Our policy safeguards the structure of your lodge against a wide range of risks including fire and smoke damage, storm and flood damage, theft or attempted theft, vandalism and malicious acts, and impact from vehicles or falling trees. Accidental damage is included as standard for added peace of mind.
If your lodge becomes uninhabitable due to an insured event, we provide cover for temporary alternative accommodation, ensuring you won’t be left without a place to stay.
Built-In Liability Protection
Every policy includes £2 million of property owners’ liability cover, protecting you if a visitor is injured or their property is damaged in connection with your holiday lodge. Whether it’s a guest slipping on icy steps or damage to a neighbouring property, this cover offers essential legal and financial protection.
Holiday Lodge Contents Insurance from Quote Monkey
Protect What Makes Your Lodge Feel Like Home
At Quote Monkey, our Holiday Lodge Contents Insurance automatically provides up to £50,000 of cover—ideal for replacing furniture, white goods, electronics, clothing, and other personal belongings in the event of loss or damage. Whether your lodge is used for personal holidays or let out to guests, we offer dependable protection for the possessions that make your holiday space both practical and comfortable.
What Does Holiday Lodge Contents Insurance Include?
Our policy covers your contents against risks such as fire, theft, storm and flood damage, and vandalism. Accidental damage is included as standard, offering added reassurance in busy or shared lodge environments where damage can happen more easily.
We also include cover for your personal belongings while in transit within the UK, such as during a relocation or move to another site. This ensures your contents are protected not just inside the lodge, but also when being moved or transported.
Why Choose Quote Monkey for Your Lodge Contents Insurance?
With simple online quotes, fast documentation, and over ten years of experience insuring holiday properties across the UK, Quote Monkey delivers reliable, flexible cover for your peace of mind—so you can enjoy your lodge without worry.
Holiday Lodge Public Liability Insurance from Quote Monkey
£2 Million Liability Cover Included as Standard
Every Quote Monkey holiday lodge insurance policy includes £2 million of public liability cover as standard. This essential protection helps cover the cost of legal claims if someone is injured or their property is damaged in connection with your lodge. Whether your lodge is used by family, friends, or paying guests, public liability insurance provides valuable peace of mind.
What Does Holiday Lodge Public Liability Insurance Cover?
Public liability insurance protects you against third-party claims arising from accidents involving your lodge or its surroundings. This might include injuries caused by slips or trips on your decking or pathways, or damage to neighbouring property due to dislodged roof tiles or falling branches.
For example, if a guest trips on a loose step or a piece of outdoor furniture causes injury, your policy helps cover compensation claims, legal fees, and other associated costs. Without this cover, you could face significant out-of-pocket expenses.
Why Is Liability Insurance Important for Holiday Lodge Owners?
Most UK holiday parks require owners to hold public liability insurance. This is especially crucial if your lodge is occupied by others, including family, friends, or holiday renters. With £2 million of cover included automatically, Quote Monkey helps you meet site requirements and stay financially protected.
Why Choose Quote Monkey for Your Holiday Lodge Insurance?
With over a decade of experience, FCA-regulated policies, and a fast, online quote process, Quote Monkey delivers dependable and flexible protection for holiday lodge owners across the UK. Documents are issued instantly—so you can relax, knowing you’re covered from the moment you buy.