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Park Home Insurance

At QuoteMonkey we understand that your Park Home is probably your greatest financial assets and it is therefore important that you have the right insurance policy. Based upon over twenty years’ experience we have designed a bespoke buildings and contents insurance policy for Park Home owners which has automatic sums insured so that you can have peace of mind that you are fully covered should the worst happen.

Park Home insurance is designed specifically for owners of Park Homes or mobile homes. These homes are often located in parks or communities and may be used as primary residences.

QuoteMonkey Park Home Buildings Insurance

Our Insurance automatically Gives Cover for up to £200,000 for Buildings Insurance which should be ore than enough to replace your Park Home should the worst happen.

Park Home buildings insurance covers a range of risks that may damage or destroy the structure of the home, such as fire, flood, storm damage, vandalism, and theft. It can also cover the cost of rebuilding or repairing the home in the event of a covered loss. 

We also cover the cost of temporary accommodation if the home is uninhabitable due to damage.

QuoteMonkey Park Home Contents Insurance

Our Insurance automatically gives cover for up to £50,000 for Contents Insurance which should be more than enough to replace the contents of your Park Home should the worst happen.

Park Home contents insurance is a type of insurance policy that provides coverage for the personal belongings and contents inside a Park Home. This can include items such as furniture, appliances, electronics, clothing, and other personal possessions.

Park Home contents insurance can provide coverage for a range of risks, such as fire, theft, flood, and accidental damage. QuoteMonkey also includes coverage for loss or damage to your personal possessions while in transit, such as during a move to a new location.

The policy also includes coverage for accidental damage, which can be particularly important in a Park Home where space may be limited and accidents can happen more easily.

QuoteMonkey Park Home Personal Possessions Insurance

Our Insurance automatically Gives Cover for up to £5,000 for Personal Possessions Insurance

Park Home personal possessions insurance can provide coverage for a range of risks, such as theft, damage, loss, or destruction of personal belongings both inside and outside of the home. 

QuoteMonkey Park Home Owners Public Liability Insurance

Our Insurance automatically Gives Cover for up to £2,000,000 for Public Liability Insurance.

QuoteMonkey Park Home Owners Public Liability Insurance is a type of insurance policy that provides coverage for legal liability in the event that a Park Home owner causes damage or injury to a third party. This can include visitors to the Park Home, other residents, or members of the public who may be affected by the activities of the Park Home owner.

QuoteMonkey Park Home Owners Public Liability Insurance can provide coverage for a range of risks, such as accidental injury, property damage, or other types of harm that may be caused by the Park Home owner or their activities. The policy can also cover legal fees and expenses in the event of a lawsuit or legal claim.

QuoteMonkey Buildings and contents blanket insurance is a type of insurance policy that provides coverage for both the structure of a building and its contents under a single policy, rather than having separate policies for each.

This type of insurance can be useful for Park Home Owners that own a building and its contents, as it provides comprehensive coverage for both assets. It can also simplify the insurance process and may result in lower premiums compared to purchasing separate policies for buildings and contents.

The coverage provided by buildings and contents blanket insurance includes protection against a range of risks and events, such as fire, theft, storm damage, and liability.

QuoteMonkey Park Home buildings insurance is a type of insurance policy that provides coverage for the structure of a Park Home, which is a type of mobile or manufactured home. This insurance typically covers the cost of repairing or rebuilding the structure in the event of damage or destruction, such as from fire, storm damage, or other covered events.

QuoteMonkey Park Home buildings insurance also includes coverage for additional structures on the property, such as sheds or garages, and may provide coverage for fixtures and fittings within the Park Home, such as kitchen appliances and bathroom fixtures.

In addition to the basic coverage, QuoteMonkey Park Home buildings insurance policies automatically includes coverage for accidental damage.

QuoteMonkey Park Home Contents insurance is a type of insurance policy that provides coverage for the personal belongings and contents inside a home or property. This insurance typically covers the cost of repairing or replacing items that are damaged or stolen, such as furniture, appliances, electronics, and personal belongings.

QuoteMonkey Contents insurance  provides protection against a range of risks and events, such as fire, theft, flood, or accidental damage. QuoteMonkey also offer coverage for items that are lost or damaged while away from the property, such as jewellery or laptops.

It's important to carefully review the coverage and exclusions of buildings and contents blanket insurance policies before purchasing to ensure that you have adequate protection for your specific needs

 

  • The policy gives excellent automatic sums insured of up to £200,000 for the Park Home, £50,000 for your contents and £5,000 for items taken out of the home as well as a host of other benefits.
  • All of our covers include automatic Accidental Damage Insurance and the policy has a low £75 standard excess.
  • To ensure that our insurance covers only quality Park Home sites we have pre-selected the sites that are acceptable for our insurance.

Park Home Insurance main covers*

  • Buildings Insurance up to £200,000 Sum Insured including Accidental Damage
  • Contents Insurance up to £50,000 Sum Insured including Accidental Damage
  • Personal Possessions (cover for items away from the home) up to £5,000
  • Alternative Accommodation of up to £80,000
  • Trace and Access of up to £5,000
  • Theft of Keys up to £750
  • Contents in the open up to £2,500
  • Contents of an outbuilding up to £2,500
  • Loss or Damage to garden plants up to £750
  • Money and Credit Cards of up to £1,000

*Please see the links below for full details including excesses and restrictions:

If you have any queries relating to our Park Home Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Park Home Insurance FAQs page and Leisure Site Insurance news page.

Here are some examples of Park Homes that we can insure