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Leisure Lodge Insurance

Leisure Lodge Insurance can help protect holiday lodges and leisure lodges on UK parks against risks such as fire, storm, flood, theft, accidental damage and liability claims.

The information below is intended as a general guide to the types of cover commonly available under UK Leisure Lodge and Holiday Lodge Insurance policies. If you would like assistance obtaining a quotation, you can request a specialist broker referral using the button below.

General leisure lodge insurance information
Referral enquiries may be reviewed by a specialist insurance broker, subject to underwriting criteria, terms and conditions.
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Leisure Lodge Insurance

Leisure lodges and holiday lodges can have different insurance needs from standard homes, holiday homes and caravans. A dedicated lodge policy may be designed to reflect the construction, location, occupancy, site rules and risks associated with lodges on UK holiday and leisure parks.

We are sorry, but Quote Monkey is no longer able to arrange Leisure Lodge or Holiday Lodge Insurance directly. This page is provided as general information for visitors looking to understand typical lodge cover and referral options.

If you are looking for new cover or renewal terms, you may be able to request a referral to a specialist insurance broker who can review your requirements and advise whether they may be able to help.

What Can Leisure Lodge Insurance Typically Cover?

Buildings Cover

Protection for the structure of the leisure lodge, including damage caused by insured events such as fire, storm, flood, theft, escape of water, impact or vandalism.

Contents Cover

Cover for furniture, appliances, soft furnishings, clothing, electrical items and personal belongings kept inside the lodge, subject to the policy wording and limits.

Personal Possessions

Some policies can include protection for selected personal possessions taken away from the lodge, depending on the cover selected and insurer terms.

Liability Cover

Lodge policies may include liability protection if someone is injured or their property is damaged and you are found legally responsible.

Buildings Cover for Holiday Lodges

Buildings cover is intended to protect the structure of your leisure lodge if it is damaged by an insured event. This may include the lodge itself, fixtures, fittings, steps, decking, verandas or outbuildings where these are accepted by the insurer and shown in the policy documents.

Typical insured risks can include fire, storm, flood, theft, attempted theft, malicious damage, escape of water, impact, falling trees and similar unexpected events. Exact cover will depend on the policy selected.

Holiday lodge in rural UK countryside

Contents Cover for Leisure Lodges

Contents cover can help protect the belongings inside your lodge, such as furniture, white goods, appliances, soft furnishings, electrical items, clothing and other personal possessions.

Policies vary, so it is important to check how valuables, high-risk items, accidental damage, contents in the open and belongings kept in sheds or storage areas are treated before arranging cover.

Modern holiday lodge on a UK holiday park

Personal Possessions and Valuables

Some leisure lodge insurance policies can include or offer optional cover for personal possessions away from the lodge. This may be useful for items you regularly carry with you, such as jewellery, watches, handbags, wallets, mobile phones, tablets or laptops.

Cover for personal possessions is usually subject to single item limits, total limits, evidence of ownership requirements and exclusions, so these details should be reviewed carefully.

Holiday lodge with decking and garden features

Liability Cover for Lodge Owners

Liability cover can help protect leisure lodge owners if a third party claims they have been injured or their property has been damaged and the owner is legally responsible.

This can be relevant where visitors, neighbours, tradespeople or members of the public are affected by something connected with the lodge, decking, pitch or surrounding area. The level and scope of liability cover will depend on the policy arranged.

Alternative Accommodation After Insured Damage

If a leisure lodge becomes uninhabitable following insured damage, some policies can help with reasonable alternative accommodation costs while repairs are carried out.

The availability, amount and duration of alternative accommodation cover will vary between policies and will be subject to the insurer’s terms, conditions and claims process.

Important Update from Quote Monkey

We are sorry, but Quote Monkey is no longer able to arrange Leisure Lodge or Holiday Lodge Insurance directly. If you are looking for new cover or renewal terms, you will need to arrange alternative insurance before your existing policy expires.

We may be able to refer your enquiry to a specialist insurance broker who can review your requirements and advise whether they may be able to help.

Request a Specialist Broker Referral

If you would like to request a specialist broker referral, please complete our lodge referral enquiry form. Cover is not guaranteed and any quotation will be subject to the broker’s and insurer’s underwriting criteria, terms and conditions.

Frequently Asked Questions – Holiday Lodge Insurance

Below are answers to common questions about leisure lodge insurance and the specialist broker referral process.

Quote Monkey is no longer able to arrange Leisure Lodge or Holiday Lodge Insurance directly. This page is provided as general information and to help visitors request a specialist broker referral where appropriate.
You may be able to request a referral to a specialist insurance broker by completing the lodge referral enquiry form. The broker can review your requirements and advise whether they may be able to help.
Holiday Lodge Insurance can typically include buildings cover, contents cover, personal possessions, liability protection and alternative accommodation after insured damage. The exact cover will depend on the policy, insurer and underwriting terms.
Many lodge policies include buildings cover for the structure of the lodge against insured risks such as fire, storm, flood, theft, impact, vandalism and escape of water. The policy documents will confirm what is included.
Contents cover is commonly available for furniture, appliances, clothing, soft furnishings and personal possessions kept inside the lodge. Limits, exclusions and optional extensions can vary between insurers.
Yes, some lodge policies can include public liability or property owners’ liability cover. This may help if someone is injured or their property is damaged and you are found legally responsible.
Some policies can include alternative accommodation if the lodge becomes uninhabitable following insured damage. The amount, duration and conditions of this cover will depend on the policy arranged.
Some insurers may consider holiday letting, private use or mixed use, while others may restrict cover to specific occupancy types. You should explain exactly how the lodge is used when requesting a referral or quotation.
Holiday lodges are often unoccupied between visits, but policy conditions can vary. Insurers may apply requirements relating to heating, draining down, security, inspections or winter precautions, particularly during colder months.
Decking, verandas, steps, sheds and outbuildings may be covered where they are accepted by the insurer and included in the policy documents. You should disclose these features when requesting cover.
Accidental damage may be included as standard or available as an optional extension depending on the insurer and policy selected. The policy wording will confirm the level of cover.
Yes, in most cases park insurance covers the park operator’s own responsibilities and communal areas. Lodge owners are usually responsible for insuring their own lodge, contents and liability exposure.
No. Cover is not guaranteed. Any quotation or offer of insurance will be subject to the specialist broker’s and insurer’s underwriting criteria, terms and conditions.
If your existing policy is due for renewal, you should arrange alternative insurance before your current policy expires. You may request a specialist broker referral if you would like your requirements to be reviewed.
If your query relates to an existing Quote Monkey policy before expiry, please use the contact details or claims information shown in your policy documents.

Other Types of Leisure Property and Site Insurance

Explore other specialist insurance information for holiday homes, caravans and site owners across the UK: