Campsite Owner's Liability Insurance
Whether you operate a small seasonal campsite or a large year-round touring park, having the right insurance in place is essential to protect your business, your guests, and your peace of mind. At Quote Monkey, our specialist Campsite Owners Insurance is designed specifically for the risks faced by UK campsite operators.
Our policies include £2 million public liability cover as standard, with the option to increase to £5 million for sites requiring higher limits. Employers’ liability insurance can also be added to meet legal requirements and protect against claims from staff, volunteers, or seasonal workers. Buildings insurance is available for both standard and non-standard constructions, including toilet blocks, shower units, site offices, reception areas, glamping tents, and portable toilets.
Annual premiums start from just £183.40, with pro-rata refunds available if you cancel your policy early and haven’t made a claim. Getting covered is fast and simple with instant online quotes and same-day documentation.
Over a Decade of Experience – Supporting UK site owners since 2011
Fully FCA Regulated – Authorised and regulated by the Financial Conduct Authority (FCA ref: 563348)
Built for Campsite Operators – Cover tailored to real campsite risks
Buildings Cover Available – For toilet blocks, shower facilities, site offices, and reception huts
Covers Non-Standard Units – Including bell tents, safari tents, and portable toilets
£2 Million Public Liability – Included as standard, with optional £5 million limit
Employers’ Liability Cover – Available to meet legal obligations and protect your team
Fast Online Quotes – Get insured in minutes with documentation sent by email
Transparent Policies – Clear terms, fair premiums, and no hidden fees
Campsite Public Liability Insurance
Protect Your Campsite Against Third-Party Injury and Damage Claims
Running a campsite comes with unique risks—uneven terrain, shared facilities, and a constant flow of visitors. Public liability insurance is vital for protecting your business if a guest or member of the public is injured, or their property is damaged, due to the condition or operation of your site.
Quote Monkey’s Campsite Owners Insurance includes £2 million public liability cover as standard, with the option to increase to £5 million for larger sites or contracts requiring a higher level of protection. This cover applies to touring caravan parks, seasonal or year-round campsites, and mixed-use leisure sites with tents, pods, or pitches.
It ensures you're protected from costly legal fees and compensation claims, helping you operate with peace of mind and compliance.
What Does Campsite Public Liability Insurance Cover?
Campsite public liability insurance protects you against legal costs and compensation if a third party is injured or their property is damaged on your site. This cover includes legal defence, settlements, and associated expenses—helping you avoid significant financial loss.
Typical claim examples include:
A guest slips on a muddy or uneven path and suffers an injury
A falling branch from a tree damages a camper’s vehicle
A visiting contractor trips over a cable and requires medical attention
A guest is injured due to a defect in a communal shower or toilet block
Public liability insurance gives campsite owners peace of mind and may be required by licensing authorities or local councils.
Why Choose Quote Monkey for Campsite Liability Insurance
Policies tailored for UK campsite and leisure park operators
Instant online quotes and same-day proof of cover
Public liability cover starting at £2 million, with £5 million limits available
Optional employers’ liability cover for staff or seasonal workers
Buildings cover available for toilet blocks, shower facilities, reception areas, and glamping structures
Annual payment with no hidden charges or finance fees
Who Needs Site Liability Insurance?
Site liability insurance is essential for anyone operating a leisure, holiday, or residential site where members of the public or contractors are regularly present. Whether your site is open year-round or operates seasonally, having the right cover helps protect against legal claims for injury or property damage.
We provide tailored public liability insurance for:
Residential park home estates
Static caravan parks and holiday lodge sites
Chalet developments and retirement parks
Touring caravan and camping sites
Glamping sites, eco retreats, and pop-up holiday venues
If someone slips, trips, or is injured on your land—or if property is damaged due to your site’s layout or facilities—you could face legal action. Our policies are designed to reduce that risk and give you peace of mind.
Employers’ Liability Insurance for Campsite Operators
Protecting Your Team and Meeting Legal Requirements
If you hire staff—whether full-time, part-time, seasonal, or even unpaid volunteers—you are legally required to carry employers’ liability insurance. This essential protection covers compensation claims if an employee is injured or becomes ill due to their work on your site.
At Quote Monkey, employers’ liability insurance is available as an add-on to your site liability policy. We offer cover up to £10 million to meet regulatory obligations and protect you from the potentially high cost of legal claims, medical bills, or compensation payouts.
What Does Employers’ Liability Insurance Cover?
Employers’ liability insurance protects you if an employee, volunteer, or temporary worker is injured or becomes ill as a result of their duties on site. It covers the cost of legal defence, compensation payouts, and associated expenses in the event of a claim.
Common examples include:
A groundskeeper injures their back while moving heavy equipment
A cleaner slips on a wet surface in the toilet or shower block
A volunteer trips over cables while assisting during an event
A maintenance worker falls from height while repairing signage or lighting
Without this cover, even a single accident could result in a costly legal claim that impacts your business.
Who Needs Employers’ Liability Insurance?
Employers’ liability insurance is a legal requirement for most UK businesses that employ anyone—whether paid or unpaid. If you run a campsite, park, or leisure venue and rely on staff, this cover is essential.
You need employers’ liability cover if you:
Hire full-time, part-time, or casual staff
Use seasonal workers, contractors, or volunteers
Operate a holiday park, residential caravan site, camping ground, or glamping venue
Have staff who carry out tasks such as maintenance, cleaning, guest services, or reception duties
At Quote Monkey, we can include up to £10 million of employers’ liability cover within your site insurance policy—giving you complete protection and legal compliance.
Why Choose Quote Monkey for Employers’ Liability Insurance?
Quote Monkey provides reliable, legally compliant employers’ liability insurance for UK leisure site operators. Whether you run a campsite, holiday park, glamping venue or chalet development, we help ensure your staff and business are protected from workplace injury claims.
What sets us apart?
Flexible cover limits up to £10 million
Meets UK legal requirements for employee protection
Available alongside public liability and buildings cover
Suitable for campsites, caravan parks, glamping venues, and lodge sites
Trusted by site operators across the UK since 2011
Buildings Insurance for Campsites
Specialist Protection for Permanent and Temporary Site Buildings
We offer specialist buildings insurance designed for the structures found on leisure and holiday sites. Whether you manage a campsite with permanent brick buildings or a glamping venue with timber lodges and canvas tents, we can provide tailored protection—excluding accidental damage.
Our cover protects against common risks such as fire, flood, theft, storm damage, and vandalism.
Examples of Buildings We Can Insure
Standard Construction
Reception offices
Toilet and shower blocks
Site management offices
Storage sheds and utility buildings
Non-Standard Construction
Glamping tents (e.g. safari tents, yurts, bell tents)
Portable toilet units
Timber-built lodges or cabins
Seasonal or lightweight structures
Why Buildings Insurance Is Essential for Campsite and Leisure Site Owners
Buildings play a vital role in the daily operations of your leisure site. Whether it’s a toilet block, reception office, or glamping pod, damage to these structures can cause major disruption and lead to expensive repair costs. With buildings insurance from Quote Monkey, you get protection against common risks such as fire, flood, storm damage, vandalism, and theft—helping you recover quickly and minimise downtime.
Why Choose Quote Monkey for Campsite Owners' Buildings Cover?
Flexible cover for permanent and non-permanent buildings
Tailored to parks, campsites, glamping venues, and mixed-use sites
Over a decade of experience in leisure and holiday site insurance
FCA-regulated with a helpful UK-based team
Every site is different. That’s why our buildings insurance is designed to reflect your unique layout, structure types, and usage. Contact us today for a fast, no-obligation quote tailored to your property.
Get a Campsite Owners Insurance Quote Campsite Owners Insurance FAQs
Types of Leisure Property and Site Insurance We Offer
Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK:
Holiday Caravan Insurance
quotemonkey.co.uk/property/holiday-caravan-insurance
Static Caravan Insurance
quotemonkey.co.uk/property/static-caravan-insurance
Caravan Insurance
quotemonkey.co.uk/property/caravan-insurance
Holiday Home Insurance
quotemonkey.co.uk/property/holiday-home-insurance
UK Holiday Home Insurance
quotemonkey.co.uk/property/uk-holiday-home-insurance
Holiday Lodge Insurance
quotemonkey.co.uk/property/holiday-lodge-insurance
Chalet Insurance
quotemonkey.co.uk/property/chalet-insurance
Park Home Insurance
quotemonkey.co.uk/property/park-home-insurance
Residential Park Home Insurance
quotemonkey.co.uk/property/residential-park-home-insurance
Site Liability Insurance
quotemonkey.co.uk/liability/site-liability-insurance
Campsite Owners Insurance
quotemonkey.co.uk/business/campsite-owners-insurance
Glamping Site Owners Insurance
quotemonkey.co.uk/business/glamping-site-owners-insurance
Holiday Caravan Site Owners Insurance
quotemonkey.co.uk/business/holiday-caravan-site-owners-insurance
Static Caravan Site Owners Liability Insurance
quotemonkey.co.uk/business/static-caravan-site-owners-liability-insurance
Touring Caravan Park Owners Insurance
quotemonkey.co.uk/business/touring-caravan-park-owners-insurance
Leisure Lodge Site Owners Insurance
quotemonkey.co.uk/business/leisure-lodge-site-owners-insurance
Park Home Site Owners Insurance
quotemonkey.co.uk/business/park-home-site-owners-insurance
Leisure Site Owners Insurance
quotemonkey.co.uk/business/leisure-site-owners-insurance
Pop-Up Campsite Owners Liability Insurance
quotemonkey.co.uk/business/pop-up-campsite-owners-liability-insurance
Frequently Asked Questions – Campsite Owners' Liability Insurance