QuoteMonkey Paddock owners public liability insurance
Paddock owners liability insurance is a type of insurance policy that is designed to protect owners of paddocks or similar types of land from potential liabilities that may arise as a result of accidents or incidents that occur on the property. This type of insurance provides coverage for claims made by third parties, such as visitors or customers, who may suffer injuries or damages while on the paddock property.
Paddock owners liability insurance typically covers a range of risks, including slips, trips, and falls, as well as injuries or damages caused by livestock or other hazards associated with paddock operations. This type of insurance also provides coverage for legal costs and expenses associated with defending against liability claims.
This policy can be purchased in individual, management companies or business names.
There are two levels of cover available for either £2 million or £5 million liability limits and immediate online cover can be arranged.
QuoteMonkey Paddock owners employers liability insurance
Paddock owners employers liability insurance in the UK is a type of insurance policy designed to protect paddock owners from legal liabilities arising from accidents, injuries, or illnesses suffered by their employees while working on the paddock. This type of insurance provides coverage for claims made by employees who may suffer injuries or illnesses while working on the paddock property.
Paddock owners employers liability insurance typically covers a range of risks, including accidents involving farm equipment, livestock, or other hazards associated with paddock operations. This type of insurance also provides coverage for legal costs and expenses associated with defending against liability claims made by employees.
Employers liability insurance is a legal requirement in the UK if you have employees, including part-time and casual workers. The minimum legal limit for this type of insurance is £5 million but we automatically give £10 million, and failure to obtain this insurance can result in significant fines and penalties.
The specific coverage provided by paddock owners employers liability insurance may vary depending on the insurer and the policy. Some common types of coverage that may be included in a paddock owners employers liability insurance policy include:
Protection against claims made by employees for injuries or illnesses suffered while working on the paddock.
Coverage for legal costs and expenses associated with defending against liability claims.
If you own a paddock in the UK and have employees, it's important to obtain paddock owners employers liability insurance to protect yourself from potential legal liabilities.
Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.