Residential Care Home Insurance
Specialist Insurance For Residential Care Homes Elderly Care Providers And Dementia Services
Residential care homes provide accommodation personal care meals supervision and day-to-day support for people who need help with daily living but do not ordinarily require continuous registered nursing care.
Quote Monkey does not arrange Residential Care Home Insurance directly. We can introduce suitable enquiries to a specialist broker experienced in private independent family-run elderly dementia EMI respite disability and specialist residential care services subject to insurer appetite underwriting acceptance and policy terms.
What Is Residential Care Home Insurance?
Residential Care Home Insurance is a practical description for specialist liability professional property contents cyber interruption and other covers that may be relevant to a home providing accommodation personal care meals supervision and daily support.
Residential care differs from nursing care because continuous registered nursing is not ordinarily part of the service. Quote Monkey does not provide the policy directly but can introduce suitable enquiries for specialist review.
Who May Need Residential Care Home Insurance?
This page is relevant to private independent family-run charitable elderly dementia EMI respite disability learning-disability mental-health and multi-site residential care providers.
Every legal entity property service resident category and workforce arrangement should be declared. Operators landlords visiting professionals and contractors should not assume another party’s policy automatically protects them.
Residential Care Home Business Knowledge
Residential care insurance needs to reflect the interaction between residents personal care safeguarding staff property equipment and continuity of care.
Residential Care Model
Accommodation And Daily Support
A residential care home combines accommodation meals personal care supervision social activity and help with everyday routines. It should not be described as a nursing home unless continuous registered nursing is actually provided.
Individual Needs
Residents may require different help with mobility cognition communication nutrition continence medication and emotional wellbeing. Staffing supervision equipment and records should reflect changing needs.
Residents And Safeguarding
Vulnerable People
Age-related frailty dementia disability reduced independence or communication difficulty can make residents more vulnerable to injury abuse exploitation or wandering. The full resident profile matters.
Reporting And Communication
Safeguarding systems should address unexplained injuries missing residents resident-to-resident incidents visitors contractors allegations and communication with families and placing authorities. Insurance does not replace these duties.
Personal Care And Medication
Daily Living
Staff may help with washing dressing toileting eating drinking mobility housekeeping appointments and activities. The precise hands-on support should be declared rather than described only as care.
Medication Responsibility
Providers should explain whether workers prompt assist administer record store or dispose of medication. Allergies missed or incorrect doses handovers and escalation can create professional allegations.
Property And Fire Safety
Resident Dependency
Bedrooms lounges dining areas kitchens laundries lifts stairs and secure gardens must be considered alongside mobility cognition and staffing. Evacuation may require assistance and careful night-time planning.
Converted Buildings
Former houses hotels schools hospitals manor houses chapels and barns can introduce old services unusual layouts heritage restrictions and long reinstatement periods. Previous use and conversion work should be disclosed.
Workforce Equipment And Data
People And Equipment
Managers carers support workers activity staff chefs domestics maintenance teams drivers agency workers and volunteers use mobility aids hoists call systems alarms and other equipment. Duties ownership and inspection matter.
Confidential Information
Care plans medication safeguarding payroll family contacts CCTV and placement information are sensitive. Cyber disruption can affect both privacy and the ability to support residents safely.
Specialist Referral Route
Complete Risk Presentation
A broker may need ownership registration resident categories beds care activities staffing payroll premises equipment vehicles controls incidents and claims. Accurate information helps distinguish residential from nursing and supported-living services.
Quote Monkey’s Role
Quote Monkey does not arrange Residential Care Home Insurance directly. We can introduce suitable enquiries through the specialist referral form subject to insurer appetite underwriting acceptance and policy terms.
Types Of Residential Care Home Providers
Provider models differ in residents services staffing governance property and equipment. These factors can materially affect specialist insurer appetite.
Independent Residential Care Homes
Independent operators may run one home with owners closely involved in management. Resident categories care activities property ownership and management experience should be described.
Family Run Care Homes
Family members may own the property manage the home and work in care or administration. Each legal entity role and employment relationship needs to be clear.
Private Care Home Groups
Private groups may operate several homes with central management shared staff vehicles and acquisitions. Every site service and resident profile should be declared separately.
Charitable And Not For Profit Homes
Charities trusts faith organisations and not-for-profits may involve trustees volunteers fundraising and commissioned placements alongside paid staff. Governance and entity structure affect the arrangement.
Elderly Residential Care Homes
Residents may need help because of frailty reduced mobility sensory impairment or reduced independence. Falls personal care nutrition medication and emergency support can be material.
Dementia Residential Care Homes
Memory impairment disorientation wandering distress communication difficulty and resident-to-resident incidents can require secure access additional supervision sensory environments and careful family communication.
EMI Residential Services
Services described as EMI should explain actual resident cognition behaviour supervision staffing and personal-care needs. The label alone does not determine insurer acceptance.
Respite And Short Stay Homes
Temporary placements create frequent admissions changing medication information emergency contacts and variable occupancy. Assessment handover and discharge processes should be explained.
Learning Disability Residential Homes
Communication support personal care community activity behaviour support mobility and safeguarding needs may vary widely. The complete service should be declared.
Mental Health Residential Services
Providers should explain resident profiles supervision crisis procedures medication support community access and security without relying on a broad mental-health label.
Specialist Disability Care Homes
Physical disability sensory impairment neurological conditions or rehabilitation needs can require adapted buildings equipment transport and higher staffing.
Multi Site Care Groups
Groups may combine residential nursing supported living and respite services. Each activity should be distinguished so a residential home is not incorrectly presented as another model.
Who May Receive Residential Care?
Resident needs should be described individually. Broad labels do not establish the level of personal care supervision or equipment required.
Age Related Frailty
Residents may need help with mobility personal care meals medication and everyday routines. Dependency can change after illness injury or a fall.
Reduced Mobility
Wheelchairs walking aids profiling beds hoists and accessible bathrooms may support residents. Handling plans staff competence and equipment checks are important.
Dementia And Memory Loss
Disorientation wandering distress and communication difficulties can affect supervision access activities emergency plans and family contact.
Sensory Impairment
Hearing or sight loss may affect alarms signage communication mobility and evacuation. Assistive technology and staff understanding may be relevant.
Physical Disability
Residents may require adapted premises mobility support personal care equipment and transport while retaining different levels of independence.
Learning Disability
Communication daily living behaviour support relationships and community participation can require individual plans and tailored staffing.
Mental Health Needs
Support may involve routines wellbeing medication appointments and community access. Providers should declare supervision and crisis escalation arrangements.
Respite And Recovery
Short stays after illness or to support families can involve rapid admissions changing needs temporary medication and discharge communication.
Types Of Buildings Used As Residential Care Homes
Previous use age construction conversion history accessibility and fire design can affect evacuation rebuilding and continuity. Property links provide context and do not replace operator insurance.
Purpose Built Residential Care Homes
Accessible bedrooms en-suites lounges dining areas kitchens laundries call systems lifts fire compartments staff facilities and secure gardens may be designed into the premises. Commercial Property Insurance provides related guidance for owner-occupied buildings.
Converted Houses
Large detached or extended homes may be adapted with bedrooms bathrooms ramps fire doors staff sleep-in rooms and additional kitchens. Buildings Insurance gives general property information but domestic insurance should not be assumed suitable for commercial care use.
Manor Houses
Multiple wings historic construction extensive roofs grounds outbuildings and modern extensions can complicate access evacuation and repair. Manor House Insurance provides related building guidance.
Country Houses
Rural homes may have private roads extensive grounds older services staff accommodation and difficult emergency access. Country House Insurance addresses the property context while care operations need specialist cover.
Former Hotels
Hotels can offer bedrooms en-suites kitchens dining rooms lifts laundries lounges and parking but change of use former bars leisure facilities fire strategy and compartmentation need review. Hotel Insurance relates to the previous use and not the present care operation.
Converted Hospitals
Former wards treatment rooms corridors lifts and service areas may suit larger care premises but ageing services plant asbestos information and redevelopment history matter. See Converted Hospital Insurance.
Former Schools
Classrooms halls kitchens offices grounds and parking can be converted to accommodation and communal areas. Accessibility asbestos records fire separation and conversion details are relevant. Former School Insurance provides related information.
Converted Chapels
Stonework stained glass high ceilings listed features unusual heating and restricted alterations can affect access fire upgrades and specialist repairs. See Converted Chapel Insurance.
Converted Barns
Rural care homes may use timber-framed or stone barns with specialist roofs private utilities drainage and limited emergency access. Converted Barn Insurance explains the building issues.
Listed Residential Care Homes
Listed consent heritage materials specialist contractors accessibility adaptations and fire upgrades can extend reinstatement. Listed Buildings Insurance and Grade 2 Listed Buildings Insurance provide related guidance where relevant.
Blocks Of Flats And Extra Care
Some residential and extra-care services occupy self-contained flats with communal spaces staff rooms and lifts. Blocks Of Flats Insurance Mixed Use Block Of Flats Insurance and Blocks Of Flats With Lifts Insurance address property structure rather than care activity.
Leased Residential Care Homes
The freeholder property company operator tenant and management company may divide responsibility for structure fixtures plant and improvements. Commercial Property Owners Insurance may be relevant to the landlord but does not replace operator liability professional cyber contents or interruption cover.
Personal Care And Daily Living
The broker needs a practical description of the support delivered to residents across every shift and location.
Washing Dressing And Personal Care
Hands-on help should respect dignity consent communication and individual plans. The provider should state the level of assistance and any higher-dependency activity.
Mobility And Transfers
Walking aids wheelchairs hoists slings transfer equipment and staff assistance can create resident and employee injury exposures. Plans training and inspections matter.
Continence Support
Toileting continence products personal care infection prevention dignity and record keeping should be included within the declared service.
Nutrition And Hydration
Meals allergies texture-modified food swallowing needs hydration records and external dietary input can affect care and product-related allegations.
Medication Support
Prompting assisting administration storage records controlled drugs allergies missed doses disposal handovers and escalation should be accurately described.
Housekeeping And Laundry
Cleaning chemicals wet floors infection control laundry plant and resident belongings create workplace property and liability considerations.
Social Activities
Crafts entertainment exercise gardening celebrations and visiting performers can support wellbeing while changing supervision and public access.
Community Access
Shopping appointments day services outings and events may involve staff supervision vehicles personal money and unfamiliar environments.
Family Communication
Admission information care changes incidents complaints and safeguarding concerns should be communicated through clear authorised routes.
Visiting Healthcare Professionals
GPs nurses therapists and other professionals may attend without the home providing continuous nursing. Responsibilities contracts and records should be clear.
Admissions Infection Prevention And Care Governance
Resident support depends on reliable information clear reporting and continuity systems as well as daily personal care.
Admissions And Care Information
Admission records should describe resident needs mobility communication personal care medication safeguarding risks contacts and equipment. Urgent or short-stay admissions require the same care in information transfer as planned placements.
Infection Prevention And Outbreak Planning
Cleaning laundry food handling personal care visitors staff absence and shared spaces all affect infection risk. Providers should explain prevention and continuity arrangements without assuming every outbreak or closure is insured.
Complaints And Incident Reporting
Residents families staff and visiting professionals need clear routes for raising concerns. Complaints incidents near misses safeguarding reports investigation and remedial action should be recorded and escalated appropriately.
Family And Professional Communication
Consent authority confidentiality and agreed contacts matter when sharing information with relatives placing authorities GPs therapists and other professionals. Incomplete or delayed communication can contribute to professional allegations.
Staff Workforce And Employment Risk
Residential care homes depend on care operational hospitality administrative and maintenance workers. Duties and working relationships should be declared accurately.
Managers And Senior Carers
Registered and deputy managers team leaders and senior carers oversee residents staff plans safeguarding incidents and compliance. Their professional responsibilities extend beyond administration.
Care Assistants And Support Workers
Workers provide personal care mobility support meals medication assistance activities and emotional support. Duties and resident dependency should be declared.
Night And Sleep In Staff
Overnight workers may respond to falls distress wandering fire and medical emergencies with fewer colleagues present. Staffing and escalation arrangements matter.
Catering Domestic And Laundry Staff
Cooking allergens hot surfaces chemicals infection exposure machinery wet floors and manual handling create significant workplace and property risks.
Maintenance Garden And Driving Teams
Maintenance workers gardeners and drivers may use tools work at height enter resident rooms manage grounds and transport residents.
Agency Workers And Volunteers
Agency workers casual staff and volunteers should be declared according to duties control and contracts rather than assumed automatically included.
Workplace Injury Risks
Moving residents aggression slips infection cleaning products kitchens lone working stress driving and maintenance can injure workers. Employers Liability Insurance may be legally required depending on the true working relationship.
Training And Supervision
Induction personal care medication safeguarding handling food fire infection incident and vehicle training should match actual duties and be recorded.
Professional Treatment Public And Employment Liability
Different allegations engage different legal duties and insurance sections. The full facts and insured activities determine whether any policy may respond.
Public Liability Insurance
Public Liability Insurance may be relevant where a resident visitor contractor or other third party alleges injury or property damage. Communal spaces gardens car parks mobility equipment activities and family visits can give rise to claims.
Professional Indemnity Insurance
Professional Indemnity Insurance provides general guidance for allegations involving professional services. Care plans supervision records safeguarding escalation medication support and family communication may require specialist wording.
Treatment Liability Insurance
Treatment Liability Insurance may be relevant where injury is alleged to arise from declared hands-on personal care medication or treatment-related activities. It should not be assumed necessary for every service.
Carer Professional Indemnity
Carer Professional Indemnity Insurance provides related information for individual carers. It does not replace the care home’s complete business property workforce and continuity arrangement.
Different Legal Exposures
A visitor slip an allegation about medication assistance and an employee back injury involve different duties. Public professional treatment and employers liability should not be treated as interchangeable.
Dementia And Safeguarding
Wandering unexplained injuries allegations against staff resident-to-resident incidents and visitor concerns can trigger investigation. Insurance does not replace safeguarding systems or guarantee a response.
Need Specialist Residential Care Home Insurance?
Quote Monkey does not arrange Residential Care Home Insurance directly. We can introduce suitable enquiries to a specialist broker experienced in arranging insurance for residential care homes elderly care providers dementia services respite homes and specialist residential care organisations. Complete the referral form with full details of the residents care services premises staffing equipment vehicles claims history and risk-management procedures.
Property Contents Equipment Kitchens And Engineering
Buildings furnishings mobility equipment installed systems and commercial kitchens require clear ownership values maintenance and inspection information.
Buildings And Improvements
Commercial Property Insurance may be relevant to owned buildings permanent systems outbuildings and declared adaptations. Leasehold improvements and landlord fixtures should be allocated clearly.
Contents And Care Equipment
Business Contents Insurance may be relevant to furniture beds hoists wheelchairs call systems medication fridges computers CCTV access control kitchens laundries and garden equipment.
Commercial Combined Insurance
Commercial Combined Insurance provides guidance on combining property liability interruption and other sections. A standard package should not be assumed suitable for regulated residential care.
Residents Belongings
Residents may own clothing furniture valuables and mobility aids. Personal Possessions Insurance provides related personal guidance but operator cover should not automatically be assumed to include every item.
Engineering Inspection
Lifts hoists boilers pressure systems generators laundry plant kitchen equipment and electrical systems may require servicing inspection and insurance. Engineering Inspection Insurance is related guidance but does not automatically satisfy every obligation.
Kitchens And Product Liability
Cooking extraction refrigeration allergens modified diets suppliers visitor food and external caterers can produce claims. Product Liability Insurance and Hospitality Insurance provide related information without replacing care-home insurance.
Cyber Continuity Legal And Management Risks
Confidential information governance and long recovery periods create exposures beyond physical injury and property damage.
Cyber And Confidential Information
Cyber Insurance may be relevant to care plans medication and safeguarding records payroll HR family contacts CCTV placement information and recruitment data. Ransomware phishing stolen credentials and system failure can disrupt care.
Business Interruption
Business Interruption Insurance may respond after specified insured damage. Evacuation temporary accommodation transport extra staffing alternative kitchens family communication and restoring placements can extend recovery beyond building repairs.
Business Legal Expenses
Business Legal Expenses Insurance may assist with specified employment supplier contract landlord debt tax or regulatory proceedings where insured. Scope and notification conditions need review.
Directors And Officers
Directors And Officers Insurance may be considered for companies charities trusts and groups. It does not replace professional treatment public or employers liability.
Personal Accident
Personal Accident Insurance and Group Personal Accident Insurance may be separate considerations for owners managers or eligible staff where injury affects work.
Continuity Limits
Not every infection outbreak regulatory closure equipment failure or relocation cost is insured. Causes extensions limits and indemnity periods must be checked carefully.
Administration Vehicles And External Storage
Central functions resident transport and off-site property require separate consideration alongside the main care-home arrangement.
Central And Regional Offices
Care groups may run payroll recruitment compliance and purchasing from offices. Office Insurance provides related office information but not care-home operational cover.
Home Based Administration
Owners and managers may handle rotas finance or compliance from home. Working From Home Insurance may be relevant to that domestic setup.
Minibuses And Accessible Vehicles
Appointments outings and community activities may use adapted passenger vehicles. Minibus Insurance should be arranged separately with drivers and use declared.
Commercial Vehicles And Fleets
Maintenance vans staff cars and vehicles shared between homes may require Commercial Vehicle Insurance or Motor Fleet Insurance.
External Storage
Spare furniture beds wheelchairs linen consumables records maintenance stock and seasonal items may be held off site. Storage Insurance provides general guidance for suitable stored property.
Business Goods In Self Storage
Where operator equipment or supplies are held in a commercial unit Business Goods And Stock In Self Storage may be relevant. Values security and access should be disclosed.
Related Residential Care Models
Residential nursing and supported-living services should be described according to how they actually operate rather than selected by name.
Care Homes Insurance
Care Homes Insurance is the broad cluster page covering several residential care models and specialist provider types.
Nursing Home Insurance
Nursing Home Insurance focuses on homes offering residential accommodation with continuous registered nursing capability and clinical responsibilities.
Supported Living Insurance
Supported Living Insurance covers the distinct model where residents commonly hold their own tenancy and receive tailored support separately.
Residential Care Home Insurance
This page focuses on accommodation personal care meals supervision medication assistance and daily support where continuous registered nursing is not ordinarily provided.
Illustrative Residential Care Home Claim Scenarios
These examples are illustrative only. Any policy response would depend on the insured activities facts wording exclusions limits conditions and insurer assessment.
Resident Fall In A Communal Area
A resident falls while walking through a lounge and alleges an obstruction poor lighting or inadequate supervision. Records and the circumstances may be examined.
Injury During Assisted Mobility
A resident is injured during a transfer. Handling plans staffing equipment training and supervision could be material.
Medication Error Allegation
A family alleges that medication support resulted in a missed or incorrect dose. Records handovers responsibility and escalation may be reviewed.
Safeguarding Allegation
An unexplained injury leads to a safeguarding referral. Staffing records reporting and any external investigation may be required.
Resident Leaves Unnoticed
A person with memory impairment leaves through an unsecured route. Care planning supervision access control and escalation may be investigated.
Resident To Resident Incident
One resident injures another during distress. Compatibility assessments supervision plans staffing and response could be relevant.
Visitor Slip In Dining Room
A family visitor slips on a wet floor. Cleaning inspection warning and incident records may be considered under public liability.
Employee Back Injury
A carer injures their back while supporting mobility. The handling plan equipment staffing and training may be reviewed.
Kitchen Fire
A fire starts in cooking equipment and smoke damages bedrooms lounges and care equipment. Different property and interruption sections may apply.
Escape Of Water
A burst pipe makes rooms unusable and residents need temporary accommodation. Response depends on insured damage and selected cover.
Cyberattack On Care Records
Ransomware blocks access to care plans medication records contacts and rotas. Backups response and manual continuity become critical.
Theft Of Specialist Equipment
Mobility aids computers or supplies are stolen. Ownership values location security and evidence may affect any property claim.
Contractor Damages Alarm System
A contractor severs wiring serving alarms or fire protection. Contracts emergency measures damage and interruption may need review.
Hoist Or Equipment Failure
A resident is injured and equipment failure is alleged. Selection inspection servicing and use records would be important.
Storm Damage
High winds damage a historic roof and water enters occupied rooms. Specialist repair while protecting residents can prolong disruption.
Confidential Information Sent Incorrectly
Resident care and family information is emailed to the wrong recipient. Investigation notification and remediation depend on the facts.
Vehicle Incident
A minibus collision occurs during a resident outing. Motor insurance normally handles the vehicle exposure separately.
Long Term Business Interruption
Insured property damage closes part of the home for months. Relocation staffing lost income and restoring occupancy depend on wording and indemnity period.
Information A Specialist Broker May Need
Organised accurate information helps the specialist broker understand the complete resident property workforce and continuity risk.
Organisation And Ownership
Legal entities owners directors charities trusts group structure years trading acquisitions property ownership and management experience identify who needs cover.
Registration And Services
The broker may request the relevant regulator registration activities bed numbers residential dementia EMI respite disability and mental-health services. One regulator does not apply across the whole UK.
Resident Profile
Age dependency mobility cognition behaviour communication safeguarding and personal-care needs give a clearer picture than broad labels.
Property Details
Address former use age construction listed status roof storeys extensions bedrooms lifts fire compartments heating flood security and rebuilding valuation may be required.
Staffing And Payroll
Employee numbers payroll agency staff volunteers carers managers night workers qualifications training turnover and visiting professionals should be declared.
Care Systems
Care plans medication falls handling safeguarding dementia support infection prevention nutrition complaints incidents and escalation procedures may be reviewed.
Equipment And Vehicles
Beds hoists slings wheelchairs call systems lifts generators kitchens laundries IT and vehicles should be listed with ownership and values.
Claims And Incidents
Claims allegations complaints serious incidents regulatory action improvement plans fire flood cyber events and remedial work require accurate disclosure.
Request A Residential Care Home Insurance Referral
Provide full details of your residential care home resident profile personal care services property staff activities specialist equipment vehicles and claims history. We can introduce suitable enquiries to a specialist broker who can review the complete risk and advise whether insurance options may be available subject to underwriting insurer acceptance and policy terms.
Residential Care Home Insurance FAQs
What is Residential Care Home Insurance?▼
Can Quote Monkey arrange it directly?▼
How is a residential care home different from a nursing home?▼
Can independent care homes be considered?▼
Can family-run care homes be considered?▼
Can dementia residential care homes be considered?▼
Can EMI services be considered?▼
Can respite care homes be considered?▼
Can learning disability residential homes be considered?▼
Can mental health residential services be considered?▼
Can a converted house be used as a care home?▼
Can a former hotel be used as a care home?▼
Can a former school or hospital be used as a care home?▼
Can a manor house or country house be used as a care home?▼
Can a listed building be used as a residential care home?▼
Does landlord insurance cover the care-home operator?▼
Does Public Liability Insurance cover resident injuries?▼
What is professional liability?▼
When might treatment liability be relevant?▼
Do residential care homes need Employers Liability Insurance?▼
Can agency staff and volunteers be included?▼
Can hoists lifts and specialist equipment be insured?▼
Can residents belongings be covered?▼
Can business interruption include temporary relocation?▼
Can care-home vehicles be included?▼
What information will the specialist broker require?▼
How do I request a specialist referral?▼
Similar Policy Types
Public Liability Insurance
Guidance on third-party injury and property-damage allegations.
Employers Liability Insurance
Information for businesses employing care and support staff.
Professional Indemnity Insurance
For allegations involving professional care services.
Treatment Liability Insurance
Information on treatment-related bodily-injury allegations.
Commercial Combined Insurance
Guidance on combining several commercial insurance sections.
Commercial Property Insurance
For suitable owner-occupied commercial care premises.
Business Contents Insurance
For suitable furniture equipment and business assets.
Business Interruption Insurance
For specified interruption after insured damage where covered.
Cyber Insurance
For cyber incidents affecting records and systems.
Business Legal Expenses Insurance
For specified legal disputes and proceedings where insured.
Directors And Officers Insurance
For eligible allegations involving directors trustees and managers.
Engineering Inspection Insurance
Related guidance for lifts hoists boilers and plant.
Related Industry Pages
Care Homes Insurance
The wider specialist referral hub for care providers.
Nursing Home Insurance
For homes providing continuous registered nursing capability.
Supported Living Insurance
For tenancy-based independent-living support services.
Carer Professional Indemnity Insurance
Professional liability guidance for carers.
Medical Surgery Insurance
Related information for medical premises.
Converted Hospital Insurance
For former healthcare buildings adapted to modern use.
Former School Insurance
For former schools converted to residential or commercial use.
Manor House Insurance
Specialist property guidance for manor houses.
Country House Insurance
For substantial country houses grounds and outbuildings.
Converted Chapel Insurance
For converted religious buildings and heritage features.
Converted Barn Insurance
For rural barn conversions and specialist construction.
Commercial Property Owners Insurance
For landlords of commercially occupied premises.
Other Quote Monkey Pages
Personal Accident Insurance
Information on eligible personal accident benefits.
Group Personal Accident Insurance
Accident benefit guidance for eligible groups.
Office Insurance
For administrative office property and activities.
Working From Home Insurance
For suitable home-based administration.
Minibus Insurance
For eligible minibuses and resident transport.
Commercial Vehicle Insurance
For vans and other commercial vehicles.
Motor Fleet Insurance
For organisations operating several vehicles.
Storage Insurance
Guidance for suitable property kept in storage.
Business Goods And Stock In Self Storage
For suitable business equipment held off site.
Personal Possessions Insurance
Information on eligible personal belongings.
Buildings Insurance
General guidance for building structure and fixtures.
Hospitality Insurance
Related information for commercial kitchens and food risks.