Oil & Gas Infrastructure Contractor Insurance
Oil and gas infrastructure contractors can face complex insurance considerations because their work often involves pipelines, drilling operations, refineries, petrochemical sites, fuel terminals, hazardous areas, heavy engineering and major energy infrastructure projects.
Quote Monkey may be able to introduce suitable enquiries to a specialist broker experienced in arranging insurance for oil and gas contractors, pipeline contractors, refinery contractors, drilling contractors, well servicing contractors, tank farm contractors, fuel terminal contractors and related energy infrastructure businesses.
Oil & Gas Infrastructure Contractor Insurance For Energy Construction, Pipeline And Industrial Projects
Oil & Gas Infrastructure Contractor Insurance
Oil & Gas Infrastructure Contractor Insurance refers to insurance considerations for contractors involved in constructing, maintaining, upgrading, inspecting and decommissioning energy infrastructure. These businesses may work on oil facilities, gas infrastructure, pipelines, refineries, petrochemical plants, drilling sites, wellheads, fuel terminals, storage tanks, tank farms, control systems, utility infrastructure and industrial engineering projects.
The insurance requirements can vary significantly depending on whether the contractor works onshore, supports offshore infrastructure, operates at COMAH sites, works in ATEX hazardous areas, performs hot works, undertakes pipeline welding, provides drilling support, carries out shutdowns or supplies professional engineering advice. A specialist broker will usually need to understand the exact contract activities rather than treating the business as a general contractor.
Oil Industry Contractors
Oil industry contractors may work on oil wells, wellheads, Christmas trees, flowlines, gathering systems, production facilities, tank farms, pipelines, loading gantries, fuel depots, marine terminals, refinery assets and processing infrastructure. Their work may involve mechanical, civil, electrical, instrumentation, welding, fabrication, inspection, maintenance or decommissioning activity.
Insurance discussions may need to consider hazardous materials, hydrocarbons, hot work, confined spaces, pressure systems, environmental liabilities, plant values, employee exposure and contract responsibilities. Oil industry contractors may also need to demonstrate strong safety procedures, permit-to-work controls and experience working around live process environments.
Gas Industry Contractors
Gas industry contractors may support gas wells, gas processing plants, compressor stations, metering stations, valve stations, transmission pipelines, distribution infrastructure, LNG terminals, LPG terminals, pressure systems, control rooms and utility infrastructure. Gas infrastructure can involve high-pressure systems, methane exposure, hazardous area classification and process safety obligations.
Cover considerations may include Public Liability Insurance, Employers' Liability Insurance, Contractors All Risks Insurance, Contract Works Insurance, Professional Indemnity Insurance, Plant Insurance, Engineering Inspection Insurance, Environmental Liability Insurance and Pollution Liability Insurance. The broker may also need information on DSEAR procedures, ATEX-rated equipment, gas detection, LOTO arrangements and emergency response planning.
Pipeline Contractors And Pipeline Construction
Pipeline contractors may be involved in pipeline construction, pipe laying, welding, fabrication, trenching, horizontal directional drilling, tie-ins, valve installation, pressure testing, hydrotesting, pipeline inspection, integrity management, repair, coating, wrapping and maintenance. These activities may take place across rural land, industrial sites, refineries, terminals, utility corridors, road crossings, river crossings and coastal facilities.
Pipeline work can involve excavation, live services, high-pressure systems, hot works, environmental exposures, welding risks, lifting operations, heavy plant, temporary works and third-party land access. A specialist broker may need to understand pipeline diameter, pressure, contents, contract values, working methods, inspection requirements and whether the contractor works on new build, maintenance, emergency repair or decommissioning projects.
Pipeline Welding, Fabrication And Inspection Contractors
Pipeline welding contractors, fabrication contractors and inspection contractors may work on industrial pipework, flowlines, pipe racks, pipe bridges, valve stations, pump stations, compressor stations, refineries, petrochemical plants and storage terminals. Welding and fabrication may take place in workshops, on construction sites, during shutdowns or within live process facilities.
Non-destructive testing, pressure testing, hydrotesting, weld inspection, fabrication quality control and commissioning support can introduce professional and technical exposures. Professional Indemnity Insurance may be relevant where the contractor provides inspection reports, certification support, technical advice, welding procedures, quality assurance or engineering recommendations.
Drilling Contractors And Exploration Contractors
Oil drilling contractors, gas drilling contractors, exploration contractors, directional drilling contractors, horizontal drilling contractors and vertical drilling contractors may support well construction, site preparation, rig operations, drilling services, well infrastructure, boreholes, workover activity and associated civil engineering. These activities can involve heavy plant, specialist rigs, site access, high-pressure systems and hazardous materials.
Insurance requirements may be affected by the depth and nature of drilling, the site location, the client contract, the use of subcontractors, the equipment operated and whether the contractor provides advice, design or supervision. Drilling operations may also require environmental and pollution considerations where fuel, drilling fluids, contaminated ground or groundwater risks are present.
Well Servicing, Well Intervention And Well Abandonment Contractors
Well servicing contractors, well intervention contractors, well plugging contractors and well abandonment contractors may support maintenance, remediation, pressure control, testing, plugging, decommissioning and integrity work on existing oil and gas wells. These projects can be highly technical and may involve pressure systems, well control, specialist equipment and regulated procedures.
Cover discussions may need to consider contract works, plant, professional indemnity, pollution liability, environmental liability, employers' liability and public liability. A specialist broker may ask whether the contractor works on live wells, abandoned wells, brownfield sites, high-pressure systems, hazardous areas or contaminated locations.
Refinery, Petrochemical And Industrial Engineering Contractors
Refinery contractors and petrochemical contractors may work on process plants, pipework, pressure systems, control rooms, substations, flare stacks, cooling towers, storage tanks, loading systems, instrumentation, electrical systems, automation and plant upgrades. Work may take place during shutdowns, turnarounds, planned maintenance or live process operations.
Refinery and petrochemical environments can involve COMAH regulations, DSEAR zones, ATEX equipment, hot works, confined spaces, hazardous substances, hydrocarbons, H2S, fire risks and explosion risks. A specialist broker will usually need detailed information about work scope, permits, training, risk assessments, method statements and site safety procedures.
Fuel Terminal, Tank Farm And Storage Infrastructure Contractors
Fuel terminal contractors, tank farm contractors and storage terminal contractors may work on storage tanks, bunds, loading gantries, marine terminals, jetties, pipework, pumps, valves, metering systems, containment areas, fire protection systems, tank bases and control systems. These locations can involve significant environmental, property and liability exposure.
Insurance considerations may include pollution liability, environmental liability, public liability, contract works, hot works, plant, professional indemnity and engineering inspection. A broker may need to understand whether work involves tank construction, tank cleaning, tank repair, fuel transfer systems, bunding, corrosion protection, confined spaces or work near live fuel operations.
Industrial Maintenance, Shutdown And Turnaround Contractors
Industrial maintenance contractors, shutdown contractors and turnaround contractors may provide mechanical works, pipework replacement, valve maintenance, instrumentation upgrades, electrical works, scaffolding coordination, inspection, testing, cleaning, fabrication and commissioning support. These projects may be time-critical and performed during planned outages.
Shutdown and turnaround work can involve multiple trades, compressed programmes, confined spaces, hot works, lifting operations, live plant interfaces, isolation procedures and strict permit systems. Contract works, plant, employers' liability, public liability, professional indemnity and business interruption exposures may all need careful review.
Pipelines, Refineries, Fuel Infrastructure And Oil & Gas Facilities
Oil Wells, Gas Wells And Production Infrastructure
Oil and gas infrastructure contractors may work on oil wells, gas wells, wellheads, Christmas trees, flowlines, gathering systems, production facilities, workover rigs, drilling rigs, separator units and support infrastructure. These assets can involve high-pressure systems, hazardous materials, specialist equipment and strict operational controls.
Contractors working around wells and production facilities may need to consider hot works, pressure testing, isolation procedures, process safety, environmental protection and emergency response. Insurance requirements may also depend on whether the contractor installs, maintains, inspects, modifies, commissions or decommissions the infrastructure.
Pipeline Networks, Flowlines And Gathering Systems
Pipeline networks may include flowlines, gathering systems, transmission pipelines, distribution infrastructure, above-ground pipework, buried pipework, pipe bridges, pipe racks, valve stations, metering stations, pump stations and compressor stations. Contractors may be engaged for new construction, inspection, coating, repair, maintenance, integrity management or decommissioning.
Pipeline infrastructure can create exposures involving excavation, third-party land, live services, welding, pressure systems, hydrotesting, corrosion, environmental damage and business interruption allegations. A specialist broker may ask about the fluids or gases carried, system pressure, site controls, client requirements and emergency procedures.
Refineries And Petrochemical Plants
Refineries and petrochemical plants can include process units, pipework, control rooms, substations, loading systems, flare stacks, cooling towers, storage tanks, pressure vessels, instrumentation, automation systems and emergency shutdown systems. Contractors may work on construction, upgrades, maintenance, shutdowns, inspection and decommissioning activity.
These environments are often high hazard because they can involve hydrocarbons, hazardous substances, explosive atmospheres, pressure systems, hot work permits, confined spaces and strict process safety controls. Insurance discussions may need to consider COMAH exposure, DSEAR requirements, ATEX hazardous areas, LOTO systems and contractor competence.
Gas Processing Plants, LNG Terminals And LPG Terminals
Gas processing facilities, LNG terminals and LPG terminals may involve processing equipment, storage tanks, loading systems, pumps, compressors, metering systems, pressure systems, control infrastructure, fire protection, marine terminals and utility services. Contractors may support construction, mechanical installation, maintenance, inspection and plant upgrades.
Gas infrastructure can involve low temperature systems, high pressure systems, flammable atmospheres, process controls, emergency shutdown systems and environmental protection. A specialist broker may need to understand the contractor's precise role, whether the work is mechanical, electrical, civil, instrumentation, inspection or professional advisory work.
Tank Farms, Storage Tanks And Bulk Fuel Infrastructure
Tank farm construction and maintenance can involve storage tanks, tank bases, bund walls, pipework, valves, pumps, loading gantries, containment areas, fire protection systems, corrosion protection, instrumentation and inspection systems. Contractors may be involved in new build, refurbishment, inspection, repair, cleaning, lining or decommissioning.
Fuel storage infrastructure can present pollution, fire, explosion, confined space, hot works and environmental exposures. Pollution Liability Insurance, Environmental Liability Insurance, Contractors All Risks Insurance, Public Liability Insurance and Professional Indemnity Insurance may be relevant depending on the work performed and any design or inspection responsibilities.
Fuel Depots, Loading Gantries And Marine Terminals
Fuel depots, loading gantries and marine fuel terminals may involve road tanker loading, rail loading, ship loading, jetties, pumps, valves, meters, pipework, control systems, vapour recovery, drainage, containment and emergency shut-off systems. Contractors may work in close proximity to live fuel operations and vehicle movements.
Work in these locations can require detailed RAMS, permit-to-work systems, hot work controls, isolation procedures and environmental safeguards. A specialist broker may ask how the contractor manages work near loading areas, fuel transfer systems, marine terminals, confined spaces, public roads and third-party operators.
Pump Stations, Compressor Stations And Metering Stations
Pump station contractors, compressor station contractors and metering station contractors may work on foundations, pipework, mechanical installation, electrical systems, instrumentation, valves, pressure systems, control panels, telemetry and SCADA infrastructure. These assets can be critical to oil and gas transmission and distribution networks.
Insurance considerations may include mechanical failure allegations, damage to third-party infrastructure, testing and commissioning, pressure systems, plant, contract works, professional advice and business interruption exposures. Engineering Inspection Insurance may also be relevant where equipment requires statutory inspection.
Control Rooms, SCADA, Instrumentation And Automation Systems
Instrumentation contractors, control systems contractors, SCADA specialists and automation contractors may support process control, telemetry, monitoring, safety systems, alarm systems, emergency shutdown systems, metering, pressure monitoring and remote asset management. These systems can be critical to safe and reliable operation.
Cyber Insurance and Professional Indemnity Insurance may be especially relevant where contractors design, configure, install, maintain or advise on control systems. A failure in automation, telemetry, monitoring or emergency shutdown systems can create significant operational and safety consequences.
Substations, Electrical Infrastructure And Utility Services
Oil and gas infrastructure sites may require substations, power distribution, cabling, generators, lighting, earthing, control panels, electrical rooms, utility services and temporary power. Electrical contractors may operate in hazardous areas, process plants, remote sites, terminals, refineries and pipeline facilities.
Electrical work can involve ATEX requirements, DSEAR zones, isolation procedures, testing, commissioning, live plant interfaces and professional responsibilities. A specialist broker may ask whether the contractor works on hazardous area equipment, provides design advice, issues certificates or works under client specifications.
Flare Stacks, Cooling Towers And Industrial Support Assets
Energy infrastructure contractors may work on flare stacks, cooling towers, pipe racks, pipe bridges, structural steel, utility corridors, access platforms, bunding, drainage, fire protection and maintenance access systems. These assets may sit within refineries, petrochemical plants, production facilities or fuel terminals.
Work on elevated structures or process support assets can involve rope access, lifting operations, cranes, MEWPs, hot works, confined spaces, corrosion, structural integrity and shutdown constraints. Insurance discussions may need to consider both construction exposures and the consequences of damage to operational plant.
Need Insurance For An Oil & Gas Infrastructure Contracting Business?
Oil and gas infrastructure contractors often undertake high-value projects involving hazardous environments, heavy engineering, pipelines, drilling operations, industrial construction, shutdowns and major energy infrastructure. Quote Monkey may be able to introduce suitable enquiries to a specialist broker experienced in arranging insurance for oil and gas contractors and energy infrastructure businesses.
Oil & Gas Projects, Specialist Engineering, High Hazard Environments And Energy Infrastructure
Onshore Energy Projects And Offshore Support Infrastructure
Oil and gas infrastructure contractors may work on onshore oil facilities, onshore gas facilities, offshore support infrastructure, marine terminals, logistics bases, pipeline landfalls, storage terminals, production facilities and energy infrastructure upgrades. Some contractors may not work offshore directly but still support offshore operations through fabrication, maintenance, inspection, storage or mobilisation services.
Onshore and offshore support projects may involve remote sites, ports, terminals, heavy lifting, specialist plant, fuel handling, hazardous materials and complex contractual responsibilities. A specialist broker may need to understand whether the contractor works at operating facilities, construction sites, fabrication yards, terminals or client-controlled high hazard locations.
Exploration, Directional Drilling And Well Infrastructure Projects
Exploration drilling, directional drilling, horizontal drilling and vertical drilling projects may involve rig mobilisation, site access, civil engineering, drilling equipment, well infrastructure, pressure control, environmental safeguards and specialist subcontractors. Contractors may support oil wells, gas wells, exploratory boreholes or production assets.
Insurance considerations may include plant, employee safety, pollution, environmental liability, pressure systems, professional advice, vehicles, remote working and subcontractor management. A broker may ask whether the contractor provides drilling services, support services, site preparation, consultancy, supervision or specialist equipment.
Industrial Shutdowns, Turnarounds And Brownfield Upgrades
Industrial shutdown contractors and turnaround contractors may work during planned outages at refineries, petrochemical plants, gas processing facilities, fuel terminals and storage sites. Activities may include mechanical work, pipework replacement, valve work, instrumentation upgrades, cleaning, inspections, NDT, electrical works, fabrication and commissioning.
Brownfield upgrades and shutdown projects can involve tight deadlines, live plant interfaces, multiple contractors, permit systems, isolation procedures and significant consequences if works are delayed or defective. Contractors All Risks Insurance, Contract Works Insurance, Professional Indemnity Insurance and Business Interruption considerations may be relevant depending on the contract.
Greenfield Developments, Tie-Ins And Commissioning
Greenfield energy infrastructure developments may involve new pipelines, terminals, pump stations, compressor stations, storage tanks, processing facilities, control rooms, substations and utility systems. Contractors may also support tie-ins, testing, commissioning, handover and integration with existing assets.
Tie-ins and commissioning work can involve high-pressure testing, hydrotesting, system flushing, leak testing, controls integration, documentation and operational readiness checks. Professional Indemnity Insurance may be relevant where the contractor provides design, engineering, inspection, certification support or commissioning advice.
Decommissioning And Well Abandonment Projects
Oil and gas infrastructure contractors may support decommissioning, well abandonment, well plugging, plant removal, pipeline isolation, tank decommissioning, demolition preparation, contaminated land works, waste removal and site remediation. These projects can involve environmental, engineering and safety-critical exposures.
Decommissioning work may require consideration of pollution liability, environmental liability, contract works, plant, public liability, employers' liability and professional advice. A specialist broker may ask about isolation procedures, waste handling, contamination, permits, subcontractors and emergency response arrangements.
COMAH Sites And Major Accident Hazard Environments
Some oil and gas contractors work on COMAH sites where major accident hazard controls are central to site operation. These environments may include refineries, petrochemical plants, fuel terminals, LNG facilities, LPG facilities, gas processing plants and storage sites.
Working on COMAH sites can involve strict induction, permit-to-work systems, emergency procedures, process safety rules, hot work controls, hazardous substances and contractor competency checks. A specialist broker may need to understand whether the contractor works routinely on COMAH sites and how it manages safety documentation, training and supervision.
ATEX, DSEAR And Hazardous Area Working
Oil and gas infrastructure contractors may operate in hazardous areas where ATEX-rated equipment, DSEAR assessments and hazardous area classifications are relevant. These locations may include process plants, tank farms, pump rooms, loading gantries, refineries, gas facilities and fuel transfer areas.
Work in hazardous areas can affect the suitability of tools, electrical equipment, vehicles, lighting, monitoring equipment and work methods. Insurance conversations may need to include hot works, isolation, gas testing, intrinsically safe equipment, permit systems and the contractor's experience with hazardous area controls.
Pressure Systems, Hydrotesting And Pressure Testing
Pressure systems can include pipelines, vessels, pumps, compressors, valves, meters, processing equipment, gas infrastructure and fuel transfer systems. Contractors may undertake hydrotesting, pressure testing, inspection, repair, maintenance, commissioning and certification support.
Pressure testing can create exposures involving equipment failure, water discharge, pressure release, property damage, employee injury and professional responsibility. Engineering Inspection Insurance, Professional Indemnity Insurance, Public Liability Insurance and Contract Works Insurance may need to be reviewed depending on the contractor's role.
Hot Works, Welding, Fabrication And Confined Spaces
Hot works, welding, cutting, grinding, fabrication and pipework installation are common activities for oil and gas infrastructure contractors. These activities may take place in workshops, on construction sites, during shutdowns, inside tanks, around pipe racks, in process areas or within confined spaces.
Fire and explosion risks can be significant where hot works occur near hydrocarbons, vapours, fuels, gases or residues. A specialist broker may ask about hot work permits, fire watches, gas testing, isolation, ventilation, confined space rescue, welding procedures and subcontractor controls.
Hydrogen Sulphide, Methane, Hydrocarbons And Explosive Atmospheres
Oil and gas environments may involve hydrogen sulphide, methane, hydrocarbons, vapours, residues, explosive atmospheres and other hazardous substances. Contractors may not produce these hazards themselves, but their work can take place in areas where exposure controls are essential.
Insurance discussions may need to reflect employee safety, training, gas detection, breathing apparatus requirements, emergency procedures, exclusion zones and client rules. Employers' Liability Insurance and risk management information may be particularly important where staff work in hazardous process environments.
Oil Spill Prevention, Ground Contamination And Environmental Protection
Oil and gas contractors may face environmental exposures involving oil spills, fuel leaks, chemical releases, hydraulic oil leaks, contaminated soil, groundwater pollution, drainage contamination, emissions control and waste handling. These risks may arise during construction, maintenance, shutdowns, tank works, pipeline works or decommissioning.
Environmental Liability Insurance and Pollution Liability Insurance may be relevant where a contractor could cause clean-up costs, regulatory action or third-party damage. A broker may ask about bunding, spill kits, fuel storage, waste disposal, contaminated land procedures, drainage protection and emergency response plans.
Corrosion, Asset Integrity And Inspection Work
Oil and gas infrastructure often requires ongoing asset integrity management, including corrosion inspection, pipework inspection, tank inspection, NDT, pressure system inspection, coating inspections, structural surveys and monitoring systems. Contractors may provide inspection, maintenance, reporting and repair services.
Where contractors provide reports, recommendations, technical judgement or certification support, Professional Indemnity Insurance may be relevant. A broker may ask whether the contractor performs NDT, issues written findings, advises on repair priorities, manages inspection programmes or carries out integrity-related maintenance.
UK Legislation, Permit Systems And Contractor Compliance
Oil and gas infrastructure contractors may need to work within CDM Regulations, COMAH Regulations, DSEAR, ATEX requirements, Pressure Systems Safety Regulations, Pipeline Safety Regulations, Environmental Permitting Regulations, RAMS, permit-to-work systems and Lock Out Tag Out procedures. The exact obligations will depend on the site, contract and activities.
Insurance does not replace compliance, but a specialist broker may need to understand the contractor's procedures because they help explain how the risk is managed. Evidence of training, competence, supervision, risk assessment, method statements, permits, isolation procedures and emergency planning can be important when presenting an enquiry.
Insurance Considerations For Oil & Gas Infrastructure Contractors
Public Liability Insurance
Public Liability Insurance is often an important consideration for oil and gas infrastructure contractors because work may involve third-party injury allegations, third-party property damage, plant operation, excavation, hot works, welding, pressure testing, pipeline work, site access, hazardous areas and damage to client property.
The nature of public liability exposure can vary from a contractor working on pipework fabrication in a workshop to a business working at a live refinery, fuel terminal, gas facility or pipeline site. A specialist broker will usually need to understand the activities, locations, contract conditions, subcontractor arrangements and risk controls.
Employers' Liability Insurance
Employers' Liability Insurance is generally relevant where a contractor employs staff, labour-only subcontractors, temporary workers, trainees or people under its direction. Oil and gas contractors may employ welders, pipefitters, mechanical engineers, electricians, instrumentation technicians, inspectors, plant operators, supervisors and project managers.
Employee exposures may involve hot works, confined spaces, hazardous substances, H2S, methane, hydrocarbons, pressure systems, work at height, heavy lifting, remote working, shutdown conditions and live process environments. A broker may ask about training, competence, permits, PPE, supervision, inductions and accident history.
Contractors All Risks And Contract Works Insurance
Contractors All Risks Insurance and Contract Works Insurance may be relevant where the contractor is responsible for works in progress, materials, temporary works, equipment awaiting installation or damage before completion. Oil and gas infrastructure projects can involve high-value works, strict specifications and significant consequences if works are damaged or delayed.
Contract Works Insurance may need to reflect the largest project value, project duration, site type, materials stored on site, temporary works, phased completion, shutdown windows, testing and commissioning responsibilities. The broker may also need to understand whether the contractor is a principal contractor, subcontractor, specialist trade contractor or design and build provider.
Plant Insurance, Hired In Plant And Own Plant
Oil and gas infrastructure contractors may use excavators, cranes, MEWPs, generators, welding equipment, compressors, pumps, testing equipment, pipe handling equipment, lifting gear, pressure testing equipment, inspection equipment and specialist vehicles. Plant may be owned, hired in, leased or supplied with operators.
Plant Insurance, Hired In Plant Insurance and Own Plant Insurance may need to consider theft, damage, breakdown, transit, storage, hazardous sites, remote sites and hire conditions. A specialist broker may ask for plant schedules, replacement values, security details, operator arrangements and whether equipment is used at refineries, pipelines, terminals or production facilities.
Professional Indemnity Insurance
Professional Indemnity Insurance may be relevant where oil and gas contractors provide design, specification, technical advice, inspection reports, engineering calculations, commissioning advice, integrity management, NDT reports, project management or consultancy. This can apply even where the business is primarily a contractor.
Professional exposures can arise from alleged errors, omissions, defective design, inadequate inspection, incorrect certification support, poor specification or failure to meet project requirements. A specialist broker may ask whether professional services are provided in-house, outsourced, peer reviewed or limited to work under client designs.
Environmental Liability And Pollution Liability
Environmental Liability Insurance and Pollution Liability Insurance may be important for contractors working around oil, gas, fuel, chemicals, contaminated ground, drainage systems, pipelines, tanks, terminals, refineries, fuel depots and petrochemical sites. Pollution incidents can involve clean-up costs, regulatory action and third-party claims.
A broker may ask about spill prevention, bunding, fuel storage, waste handling, hot works, tank works, pipeline contents, contaminated land procedures, groundwater protection, environmental permits and emergency response plans. These details can help insurers understand how the contractor manages environmental risk.
Engineering Inspection Insurance
Engineering Inspection Insurance may be relevant where a contractor owns or operates equipment requiring statutory inspection, such as lifting equipment, pressure systems, compressors, cranes, pressure testing equipment or workshop machinery. Oil and gas contractors may also work on pressure systems and equipment owned by clients.
A specialist broker may need to understand what equipment the contractor owns, hires or operates, who inspects it, how records are maintained and whether it is used at hazardous sites. Inspection arrangements can be important for both compliance and claims defensibility.
Commercial Vehicle, Fleet And Goods In Transit Insurance
Oil and gas infrastructure contractors may operate vans, pickups, HGVs, low loaders, service vehicles, mobile workshops and specialist transport. Vehicles may carry tools, pipework, fittings, valves, testing equipment, welding equipment, instrumentation, plant components and other valuable materials.
Commercial Vehicle Insurance, Fleet Insurance and Goods In Transit Insurance may need to reflect road use, site access, driver types, vehicle values and the goods transported. Contractors operating across refineries, terminals, pipelines, remote sites and industrial facilities may require more detailed review than a standard trade vehicle arrangement.
Cyber, Directors And Officers, Legal Expenses And Business Interruption
Cyber Insurance may be relevant where contractors use online tender systems, digital drawings, SCADA configuration files, project management platforms, remote monitoring tools, cloud systems, payroll software and customer data. Cyber incidents can disrupt project delivery, tendering, finance and operational administration.
Directors' and Officers' Insurance may be considered where directors or senior managers could face allegations linked to company decisions. Legal Expenses Insurance, Personal Accident Insurance and Business Interruption Insurance may also be relevant depending on the structure of the business, reliance on key people, specialist plant, premises and project continuity.
Information A Specialist Broker May Require
A specialist broker may ask for details of the contractor's trade activities, energy sectors served, annual turnover, largest contracts, hazardous area work, COMAH site exposure, pipeline work, refinery work, drilling support, employee numbers, subcontractors, plant values, vehicles, professional services, environmental exposures, claims history and health and safety documentation.
For oil and gas infrastructure contractors, additional information may be needed about CDM responsibilities, COMAH exposure, DSEAR procedures, ATEX equipment, Pressure Systems Safety Regulations, Pipeline Safety Regulations, Environmental Permitting Regulations, permit-to-work systems, LOTO procedures, RAMS, hot work controls, confined space procedures, gas detection and emergency response planning.
Request A Specialist Broker Referral
Oil & Gas Infrastructure Contractor Insurance can be specialist because energy infrastructure work combines construction risk, industrial engineering, hazardous environments, pipelines, pressure systems, environmental liability, professional exposures, employee safety and complex contract conditions. Requirements can vary depending on whether the contractor works on pipelines, refineries, petrochemical plants, fuel terminals, drilling sites, tank farms, processing facilities or shutdown projects.
Quote Monkey may be able to introduce suitable enquiries to a specialist broker experienced in arranging insurance for oil and gas infrastructure contractors, pipeline contractors, drilling contractors, refinery contractors, petrochemical contractors, fuel terminal contractors, tank farm contractors and related energy infrastructure businesses.
Request An Oil & Gas Infrastructure Contractor Insurance Referral
If your business works on pipelines, drilling infrastructure, well servicing, refineries, petrochemical plants, tank farms, fuel terminals, LNG infrastructure, LPG infrastructure, pump stations, compressor stations, shutdowns, turnarounds or hazardous area engineering projects, Quote Monkey may be able to introduce your enquiry to a specialist broker with experience in complex contractor insurance.