Campervan Insurance for Converted Vans, Self Builds, Motorhomes, Hire Businesses and Specialist Conversions

Campervan Insurance is designed for vehicles used as campervans rather than ordinary private cars or standard vans. The information required and insurance available can depend on the vehicle, its conversion, modifications, value and use.

Suitable enquiries involving vans that have been converted into campervans can be introduced to a specialist broker. Provide details of the original vehicle, conversion work, equipment fitted, current value and intended use.

A specialist broker may be able to consider self-build campervans. Explain which parts of the conversion you completed yourself, any work undertaken professionally and the equipment or modifications fitted to the vehicle.

Tell the specialist broker if the conversion is incomplete. The stage of the project, current condition and value, work still required and where the vehicle is kept can all be relevant.

Yes, suitable professionally converted campervans can be referred to a specialist broker. Details of the converter, conversion, fitted equipment, value and intended use may be required.

Modified campervans may be considered depending on the modifications and circumstances. Declare relevant changes such as pop tops, additional windows, electrical systems, solar equipment, heating and other conversion work.

Suitable pop-top campervans can be referred. The broker may need details of the vehicle and roof conversion, particularly where an elevating roof was fitted after the vehicle was manufactured.

Classic, vintage and restored campervans may require specialist consideration because their age, condition, modifications, restoration work and value can differ substantially from modern vehicles.

Yes, suitable bespoke and high-value conversions can be referred. Give the broker an accurate value and details of specialist furniture, electrical systems, equipment and other significant conversion work.

Suitable enquiries can be considered. Explain specialist features such as solar systems, auxiliary batteries, water systems, heating, storage equipment and other modifications, together with how and where the campervan will be used.

Suitable campervan hire and rental businesses can be introduced to a specialist broker. The broker will normally need information about the vehicles, values, customer drivers, hire arrangements, geographical use and business operation.

Potentially. Campervan rental businesses range from people starting with a single vehicle to established multi-vehicle fleets. Describe the full hire arrangement when requesting a quote.

Businesses operating several campervans or motorhomes can be referred. Vehicle numbers, values, driver arrangements, storage, handovers and the way the fleet is operated will be relevant.

Some campervan hire businesses manage bookings and administration from home while keeping vehicles at the property or another location. Tell the broker about both the home-based activity and where the hire vehicles are normally stored.

Suitable campervan converters and bespoke conversion companies can be referred to a specialist commercial broker. Describe all conversion, manufacturing, installation, repair and sales activities undertaken by the business.

A specialist broker may be able to consider the workshop, business equipment and associated liabilities alongside other relevant commercial risks. Provide details of the premises, activities, machinery, stock and customer vehicles.

Requirements depend on the business. Relevant considerations can include liabilities, customer vehicles, tools, machinery, stock, premises, employees and products or completed work. The specialist broker can assess the complete operation.

Tell the broker if customer vehicles are left with you for conversion, installation, servicing or repair. They may need the maximum number and value of customer vehicles at the premises and details of how those vehicles are handled.

Do not assume it does. Customer vehicles in a business's custody can create specialist motor-trade exposures. Explain exactly what vehicles you work on and how they are stored, moved and handled.

Suitable mobile specialists can be referred. Explain the work undertaken, where you work, tools and equipment carried and whether you work at homes, campsites, storage sites, dealerships or other locations.

Suitable restoration businesses can be considered by a specialist broker. Describe the types and values of vehicles, work undertaken, length of typical projects and whether mechanical, bodywork or conversion work is involved.

Businesses installing campervan accessories may be considered. Explain what is installed and whether this includes electrical equipment, solar systems, heating, windows, roofs, furniture, water equipment or other specialist products.

Suitable manufacturers can be referred for commercial insurance. The broker will need to understand production activities, raw materials, machinery, finished products, premises, stock, sales territories and product exposures.

Yes, suitable businesses manufacturing furniture, storage systems, kitchen pods, conversion kits and other campervan components can be referred. Explain how products are made, sold and installed.

Suitable campervan dealerships and specialist sellers can be introduced to a broker. Describe whether the business buys and sells vehicles only or also undertakes conversion, repairs, servicing, storage or accessory sales.

Suitable ecommerce businesses selling campervan parts, equipment and accessories can be referred. Tell the broker what is sold, where products originate, stock values, storage locations and where customers are based.

Include marketplace, social-media and other online sales when describing the business. The insurer needs the complete trading model rather than only sales made through the business's own website.

Suitable importers can be considered. Tell the broker which products are imported, their country of origin, annual sales and the territories in which products are subsequently supplied.

Tell the broker about own-brand or private-label products even where another company manufactures them. This can be important when considering the business's product exposure.

Suitable wholesalers, distributors and trade suppliers can be referred, including businesses supplying professional converters, dealers, retailers and workshops.

Commercial stock held in a warehouse may be considered as part of an appropriate business arrangement. Provide accurate stock values and details of the premises, security and goods stored.

Businesses keeping parts, accessories, conversion materials or other business goods in self storage should disclose the storage site and stock values. Suitable requirements may be considered separately from insurance for complete vehicles.

Tools and business equipment may be relevant to a commercial campervan converter, installer or repair business. Explain the equipment used, its value and whether tools remain at the workshop or travel to other locations.

Businesses using woodworking, fabrication or other production machinery should include it when describing their operation and business property requirements.

Potentially. Explain what business activity takes place there, including storage, making, repairs or other work, together with the construction and use of the building.

Tell the broker about every relevant location, including workshops, offices, warehouses, showrooms, vehicle compounds and separate stock-storage locations.

Employers' Liability is generally legally required for most UK businesses employing staff, subject to limited exemptions. Tell the broker about employees and the work they perform so the appropriate requirements can be considered.

It can be particularly relevant to manufacturers, importers, own-brand sellers, wholesalers, retailers and installers. The broker will need to understand the products supplied and where they are sold.

It can be relevant where a business depends on online bookings, ecommerce, digital payment systems, customer information, email or other computer systems. The requirements will depend on the business and its digital activities.

It may be relevant where a business transports its own stock, parts or equipment. Moving customer-owned campervans is a different exposure and should be specifically discussed with the broker.

Commercial premises may be considered depending on the circumstances. Provide information about the building, occupation, security, contents, machinery, stock and other property requiring insurance.

Business Interruption Insurance can help protect against certain financial losses following an insured event that disrupts trading, subject to the policy terms and insured causes. A broker can discuss whether it is appropriate for the business.

Describe both activities. Businesses that purchase vans, convert them and sell completed vehicles have a different risk profile from a business carrying out conversion work only.

Tell the broker about both the conversion operation and the hire fleet. Do not assume a policy arranged for one activity automatically includes the other.

A specialist broker can consider the overall requirements of businesses combining activities such as conversion, manufacturing, sales, hire, repairs and ecommerce. Whether these can be arranged together will depend on the circumstances and insurers available.

For a campervan, provide details of the vehicle, value, conversion, modifications, use, mileage, storage and security. Businesses should also describe all activities, turnover, premises, vehicles, stock, customer vehicles, employees, products, online sales, storage and any other relevant operations.