Cat Home Boarding Insurance for Pet Sitters, Home Catteries and Overnight Care

Home Boarders Home Catteries and Pet Care Agencies

Cat home boarding can be provided by self-employed carers, family businesses, home cattery operators, pet-sitting agencies and franchise networks. Cats may stay inside the main residence, in dedicated boarding rooms or in purpose-designed garden accommodation.

The specialist broker should understand who operates the business, who owns or rents the property, where the cats sleep and how many animals can be accommodated at one time.

Overnight Stays Holiday Boarding and Long Term Care

Services can range from a single overnight stay to weekend boarding, annual holidays, emergency accommodation and extended care lasting several weeks.

The enquiry should explain normal and maximum stay lengths, seasonal booking levels, whether cats from different households are accepted and how animals are kept safely separated.

Cats Health Needs Medication and Supervision

A boarding business may care for kittens, senior cats, pedigree animals, indoor cats and pets requiring special diets or routine medication.

The broker will need to know whether the service includes injections, insulin, veterinary transport, post-operative care or animals with existing health conditions.

Homes Boarding Rooms Catteries and Enclosures

Boarding can take place in rooms within the home, secure conservatories, converted garages, substantial outbuildings, garden rooms or purpose-built home catteries.

Construction, heating, ventilation, fire detection, electrical equipment, security, cleaning and escape prevention can all affect the insurance required.

Employees Collections Online Bookings and Additional Services

A home boarder may employ assistants, use subcontracted carers, collect cats, sell products and manage bookings through a website, social media or pet-care marketplace.

Every service, worker, vehicle and operating location should be declared so the broker can consider the complete business.

Escapes Injuries Property Damage and Potential Claims

Claims can arise from escaped cats, injuries between animals, veterinary treatment, infection allegations, customer accidents, damaged property and employee injuries.

The policy wording, exclusions, excesses and limits must be checked before any particular incident is presented as insured.

Professional cat home boarding businesses

Cat home boarding involves accepting customers’ cats into the carer’s own property rather than visiting the animals at their usual home.

The business may operate throughout the year, during school holidays or as a seasonal service. Some carers accept only one household’s cats at a time, while others have several separately managed boarding areas.

A suitable enquiry should describe the actual scale of the operation rather than simply calling it pet sitting. Insurers may distinguish between occasional home boarding, a structured home cattery and larger commercial boarding premises.

Self-employed cat home boarders

A sole trader may handle bookings, customer meetings, feeding, cleaning, medication, supervision and administration personally.

The specialist broker should know whether anyone assists during holidays, illness or emergencies. A friend or relative who works regularly within the business should not automatically be treated as an informal helper.

The number of bookings, annual income, years of experience, relevant training and any previous incidents may be requested.

Partnerships and family-run boarding businesses

Two or more people may share responsibility for the cats, particularly where overnight supervision is required.

The enquiry should identify each person who feeds, handles, transports or administers medication. It should also explain who takes responsibility when the main carer is unavailable.

Family members who participate regularly may need to be treated as part of the business for insurance purposes.

Home cattery operators

A home cattery may use a purpose-built structure, converted outbuilding or series of secure boarding rooms within a residential property.

The accommodation might contain sleeping boxes, shelves, climbing equipment, feeding areas, litter facilities, heating, lighting, ventilation, cameras and secure outdoor runs.

The broker should be given accurate details of the building’s construction, age, roof, locks, electrical installation, heating system, fire precautions and maximum number of cats.

Where a substantial building requires separate property protection, Commercial Property Insurance may be relevant.

Agencies franchises and booking networks

A pet-care agency may introduce customers to several approved home boarders. A franchise operator may work under a national brand while remaining responsible for the local business.

The specialist broker should understand who contracts with the customer, collects payment, approves carers, checks premises, handles complaints and carries responsibility for an animal.

Independent boarders should not assume that insurance arranged by a booking platform, agency or franchise automatically protects all their activities.

A company’s directors may also wish to consider Directors and Officers Insurance for certain claims arising from management decisions.

Overnight weekend and holiday boarding

Most customers require accommodation while travelling, working away, moving home or dealing with an emergency.

Stays may last one night, a weekend, several weeks or longer. The boarding contract should state the agreed dates, feeding routine, veterinary authority, collection arrangements and charges for an extended stay.

The broker may ask about the maximum continuous boarding period and what happens if an owner cannot collect the cat as arranged.

Emergency and short-notice boarding

A business may accept cats at short notice following an owner’s illness, hospital admission, travel disruption, house fire or family emergency.

Short-notice arrangements can leave less time to obtain health records, vaccination information and behavioural details.

The boarder should still collect sufficient information to decide whether the cat can be accommodated safely and whether any special circumstances require referral to the insurer.

Extended and long-term cat boarding

Long stays can increase the period during which the business is responsible for the animal. Food requirements, medication, veterinary contact and the owner’s availability may change during the stay.

The contract should address additional costs, emergency decisions and what happens if the original return date is repeatedly postponed.

Insurers may need to know whether long-term boarding forms a substantial part of the business.

One household at a time

Some home boarders accept cats from only one household during each booking. This can reduce direct contact between unfamiliar animals, but it does not remove escape, illness, property and supervision risks.

The broker should still know how many cats from the household may stay together and whether they normally live harmoniously.

Cats from different households

Businesses accepting cats from multiple households should explain how the animals are physically separated.

Separate rooms, secure corridors, double-door systems and individual outdoor runs may reduce opportunities for fighting, disease transmission and escape.

Cats from different homes should not be described as mixing freely unless that is genuinely how the business operates and the insurer has been told.

Multi-cat households

A single customer may board two or more cats together. Some will be bonded companions, while others merely tolerate one another within their usual home.

The owner’s instructions should explain feeding separation, litter arrangements, medication, known disputes and whether any cat needs a private sleeping area.

The maximum number of cats in each boarding space should be stated accurately.

Kittens and young cats

Kittens may require more frequent feeding, closer supervision and additional protection from small gaps, exposed cables, household products and other animals.

The business should establish minimum ages, vaccination requirements and whether unneutered young cats are accepted.

Very young or incompletely vaccinated kittens may require specific consideration.

Senior cats

Older cats may have reduced mobility, hearing or sight, making steps, shelves and unfamiliar surroundings more difficult.

The boarder may need to provide low-sided litter trays, accessible beds, non-slip surfaces and more frequent observation.

Age-related illness, medication and existing conditions should be recorded before the stay.

Disabled cats and additional care needs

Some cats require assistance with mobility, feeding, grooming, toileting or the use of specialist equipment.

The specialist broker should know what care is provided, whether lifting or manual handling is involved and how much continuous supervision the animal needs.

A standard boarding arrangement should not be assumed to include complex nursing care.

Pedigree show and high-value cats

Pedigree, breeding and show cats may have a higher stated value or particular accommodation requirements.

The breed, age, individual value, purpose and security arrangements may be relevant. Entire animals, pregnant cats and animals used for breeding should be disclosed specifically.

The customer’s valuation should not be assumed to determine the amount an insurer would pay following a claim.

Indoor cats and outdoor access

An indoor cat may have no experience of roads, open gardens or unfamiliar outdoor areas. Doors, windows and ventilation openings must therefore be managed carefully.

Where supervised outdoor access is offered, the broker should know whether this means a secure catio, enclosed garden, individual run or unrestricted access.

Allowing a customer’s cat to roam freely should never be hidden beneath a general description of home boarding.

Rescue cats nervous cats and behavioural history

Some cats may hide, refuse food, scratch, bite or attempt to escape when placed in unfamiliar surroundings.

The business should ask about previous aggression, stress, separation difficulties, destructive behaviour and reactions to other animals.

Where behavioural assessment or remedial advice is provided for a fee, the separate Pet Behaviourist Insurance page may be more relevant to that professional activity.

Feeding and special diets

Owners may supply dry food, wet food, raw diets, prescription food, treats or supplements. The boarder may also supply standard food as part of the boarding charge.

Each cat’s meals should be clearly identified, particularly where several animals are present. Food storage, refrigeration, hygiene and expiry dates can be important.

If the business sells food or treats separately, product liability and stock protection may also need consideration.

Medication

Routine medication can include tablets, liquid medicines, eye drops, ear treatments and topical products.

The boarder should retain written instructions, record each dose and know what to do if the cat refuses medication or develops an adverse reaction.

Medication supplied by the owner should be labelled clearly and kept securely away from unrelated animals.

Insulin and injections

Administering insulin or other injections creates greater responsibility than ordinary feeding and supervision.

The broker should be told whether injections are offered, how frequently they are given and what training or experience the carer has.

Storage of medicines, sharps disposal, dose records and access to veterinary support should be explained.

Post-operative and recuperative stays

Some owners may ask a home boarder to care for a cat after surgery or veterinary treatment.

This can involve wound monitoring, restricted movement, protective clothing, medication and urgent referral if the animal’s condition changes.

Post-operative care should be disclosed because it may extend beyond ordinary boarding and may not suit every insurer’s appetite.

Veterinary instructions and emergency consent

The business should collect the owner’s veterinary details and written authority covering emergencies before the stay begins.

The agreement should explain who may make urgent decisions, how costs are handled and which alternative practice can be used outside normal opening hours.

Insurance does not replace clear consent, record keeping or professional veterinary judgment.

Veterinary fees

Some specialist arrangements may include defined veterinary expenses following certain insured incidents while a cat is in the business’s care.

Routine treatment, existing conditions, ordinary illness and elective procedures should not be assumed to be included.

The business should understand any limit per animal, overall policy limit, excess, reporting condition and requirement to obtain veterinary evidence.

Care custody and control

Care, custody and control is a central consideration because the business has temporary responsibility for customers’ animals.

Suitable wording may respond to certain allegations involving injury, illness, death or disappearance, but protection varies between policies.

The number and type of animals, maximum individual value and total value in the business’s care should be disclosed accurately.

Escape and disappearance

Cats can escape through open doors, insecure windows, damaged mesh, gaps around pipes or while being moved between a carrier and boarding room.

A business should consider double-door entry, window restrictors, secure ventilation, routine enclosure inspections and clear handover procedures.

Microchip details, photographs, owner contacts and veterinary information can help if an animal disappears.

Any contribution towards advertising or recovery expenses will depend on the policy wording and should not be assumed.

Introductions separation and fighting

Unfamiliar cats can react aggressively even when each is normally calm at home.

The boarder should have procedures for preventing unintended contact and separating animals safely without exposing staff to avoidable injury.

An allegation that one boarded cat injured another could involve care, custody and control, veterinary fees and questions about supervision.

Other animals living at the property

The business owner may have resident cats, dogs or other pets.

The broker should know what animals normally live at the property and whether they can enter boarding areas. Customers may also expect this information before booking.

Resident animals should not be assumed to be insured as customer animals under a commercial boarding policy.

Boarding rooms inside the home

A bedroom, utility room, conservatory or other space may be adapted for visiting cats.

The room should be described accurately, including doors, windows, heating, electrical equipment, shelving, flooring and access from the remainder of the home.

Damage caused to the boarder’s own home by a visiting cat may not fall within public liability or animal care sections.

Converted garages garden rooms and outbuildings

A garage, summerhouse, garden studio or substantial outbuilding may be converted into dedicated accommodation.

The broker should know the construction, insulation, roof type, electrical installation, heating, locks, alarms and distance from the main residence.

Planning, building-control, tenancy, mortgage and local licensing requirements remain separate from insurance.

Working From Home Insurance provides a relevant route for businesses operating from residential property.

Purpose-built garden catteries

A purpose-built cattery may provide individual sleeping compartments and secure exercise areas.

Heating failure, storm damage, water escape, fire, deliberate damage and attempted theft may interrupt the business and affect animals staying there.

Insurers may ask for photographs, dimensions, construction details and evidence of security or fire precautions.

Secure outdoor runs and catios

Outdoor runs should be designed to reduce escape opportunities and contact with wild animals or neighbouring pets.

Mesh condition, roof security, door systems, ground construction and weather protection should be considered.

The business should explain whether access is continuous, supervised or available only during certain hours.

Heating lighting and ventilation

Boarding rooms may rely on fixed heaters, air-conditioning, ventilation fans, dehumidifiers or thermostatic equipment.

The broker should be told about portable heaters, heat lamps or other equipment that can create additional fire risk.

Arrangements for power failure, extreme temperatures and overnight monitoring are important where animals depend on mechanical systems.

Fire safety and emergency evacuation

The business should have a realistic plan for removing cats safely during a fire, flood, gas leak or other emergency.

Carriers should be accessible, exits should remain clear and emergency contacts should be available.

Smoke detection, electrical safety and the location of heating equipment may be material to the insurer.

Cleaning laundry and infection control

Regular cleaning can involve disinfectants, detergents, washing machines, tumble dryers, steam cleaners and disposable protective equipment.

Products should be suitable for use around cats and stored securely. Mixing incompatible chemicals can create harmful fumes.

Separate bedding, bowls, litter trays and cleaning equipment may help reduce cross-contamination between households.

Infectious illness allegations

A customer may allege that a cat contracted an infectious illness during its stay.

The circumstances could involve vaccination records, the timing of symptoms, other cats present, cleaning procedures and veterinary evidence.

Insurance should not be described as replacing appropriate health screening, isolation or infection-control measures.

Vaccinations parasite control and admission conditions

The business may set minimum requirements relating to vaccinations, flea treatment, worming and recent illness.

These conditions should be applied consistently and recorded before admission.

Exact requirements may also be affected by local licensing rules, veterinary advice and insurer conditions.

Licensing permissions and property restrictions

Animal-boarding requirements can vary according to the business model and location within the UK.

The operator should check the position with the relevant local authority and obtain any necessary licence or permission before trading.

Tenancy agreements, leases, mortgages, restrictive covenants and household policies may also restrict business use or animal boarding.

Insurance does not grant permission to operate and should not be presented as replacing licensing or animal-welfare responsibilities.

Customer drop-offs and collections

Customers may enter the home, driveway, garden or boarding building while delivering and collecting cats.

Uneven paths, wet floors, steps, gates, carriers and other household animals can create visitor risks.

Public Liability Insurance may respond to eligible claims involving accidental injury to visitors or accidental damage to third-party property arising from declared activities.

Customer contracts and care instructions

A written agreement should record the boarding dates, fees, emergency contacts, veterinary authority, medication, diet, behavioural history and collection arrangements.

The document should also explain how extended stays and additional veterinary expenses are handled.

A contract cannot guarantee that every incident will be insured, and liability cannot simply be avoided through a disclaimer.

Handover and identification records

The business should confirm the identity of each cat at admission and record distinguishing features, microchip details and the owner’s contact information.

Photographs can help distinguish similar animals and may provide a useful record of visible condition at the start of the stay.

Food, medication, bedding, carriers and other belongings should be labelled and recorded.

Updates photographs and webcams

Many boarders send customers photographs or videos during the stay. Some use fixed cameras or customer-accessible webcam systems.

The business should consider consent, privacy, account security and whether other customers or private parts of the property could be recorded.

Connected cameras and cloud storage can create cyber exposures as well as providing useful monitoring.

Online bookings and websites

A cat-boarding website may display services, prices, available dates, customer reviews and booking forms.

The Website and Online Business Insurance page is relevant where the business relies on online enquiries, ecommerce functions or digital administration.

Website wording should accurately describe the service and should not promise outcomes or insurance protection that cannot be guaranteed.

Pet care marketplaces

Third-party platforms may introduce customers, process payments or provide standard booking terms.

The boarder should establish whether the platform acts only as an introducer and whether any advertised protection has restrictions, excesses or eligibility requirements.

The business’s own insurance should reflect its real activities rather than relying solely on a marketplace description.

Cyber risks and customer information

Boarders may retain home addresses, travel dates, telephone numbers, veterinary details, payment records and alarm or access information.

A breach could expose customers to privacy, fraud or security concerns.

Cyber Insurance may be relevant to certain data breaches, malicious attacks, fraudulent instructions and interruption to online systems.

Employees temporary workers and family assistance

Employees may feed cats, clean accommodation, manage bookings, meet customers or transport animals.

Employers’ Liability Insurance is generally required where a business employs people, subject to limited exemptions.

Temporary workers, trainees and family members working under the business’s direction should be discussed with the specialist broker.

Subcontractors and replacement carers

A boarder may appoint another person to provide care during illness, holidays or an emergency.

The business should explain how substitute carers are selected, trained and supervised, and whether they hold their own insurance.

A person described as self-employed may still be treated differently according to the actual working relationship.

Lone working and personal accident

Home boarders often work alone, including early mornings, evenings and public holidays.

Injuries can occur while lifting carriers, cleaning floors, handling distressed cats or moving equipment.

Personal Accident Insurance may provide defined financial benefits following certain accidental injuries.

Cat collection and delivery

Some boarders provide transport as part of the service. Cats may be carried in the carer’s vehicle, a commercial van or a vehicle supplied by another business.

The broker should know how many animals are transported, the journey radius, type of carrier and whether the vehicle is left unattended.

Appropriate business motor use must be arranged. Commercial Vehicle Insurance may be relevant where a van or other commercial vehicle is used.

Veterinary transport

The boarder may take a cat to its normal veterinary practice or an emergency clinic.

Written authority, secure carriers and procedures for contacting the owner should be established in advance.

Transporting live animals should not be presented as ordinary goods carriage.

Equipment and business contents

Equipment may include carriers, gates, pens, beds, cat trees, shelves, feeding systems, scales, cameras, computers, cleaning machines and laundry appliances.

Business Contents Insurance may be relevant to declared business equipment at the home, office or separate boarding building.

Values should reflect replacement costs rather than second-hand purchase prices.

Food litter and consumable stock

A boarder may keep substantial quantities of food, litter, bedding, cleaning products and disposable supplies.

Business Stock Insurance may be relevant where these goods have a meaningful combined value.

Refrigerated, frozen or temperature-sensitive food may require specific consideration.

External storage and self storage

Spare carriers, bedding, packaged products and seasonal equipment may be kept in a garage, commercial store or self-storage unit.

Storage Insurance provides information about goods held away from the main business premises.

The Business Goods and Stock in Self Storage page is relevant where commercial equipment or merchandise is kept inside a self-storage facility.

Animals must never be accommodated in a storage unit.

Goods in transit

Goods in Transit Insurance may be relevant to food, retail goods, carriers and other business property transported between declared locations.

It should not be assumed to insure live cats. Animal transport requires separate disclosure and appropriate policy wording.

Retailing cat products

A boarding business may sell food, treats, toys, bedding, litter, carriers, grooming products or enrichment equipment.

Sales may take place at collection, through an ecommerce website, on marketplaces or through social media.

The broker should know whether goods are imported, repackaged, personalised or sold under the business’s own brand.

Product Liability Insurance may respond to certain eligible claims arising from products supplied by the business.

Imported and own-brand products

A business importing products directly may assume responsibilities that differ from those of an ordinary retailer.

Own-brand food, treats, toys or accessories can create additional product liability and recall exposure.

Country of manufacture, product testing, labelling, sales territories and annual turnover should be disclosed.

Business administration from home

Bookings, invoices, contracts, animal records and marketing may be managed from a spare room, garden office or dedicated studio.

Studio Insurance may be relevant where a separate studio contains business equipment or supports content production and administration.

A room housing boarded cats should be described as animal accommodation rather than merely a studio.

Commercial property and separate premises

A growing operator may acquire an office, reception unit, dedicated boarding building or other commercial premises.

The broker should know every address, occupancy, construction and activity. Cover arranged for the home should not be assumed to extend automatically to a separate location.

Where premises combine property, contents, liability and interruption risks, Commercial Combined Insurance may provide a relevant broader route.

Business interruption

Fire, flood, storm, escape of water or other insured property damage could make the boarding area unusable.

Business Interruption Insurance may protect eligible income following insured damage, subject to the selected basis and indemnity period.

The business should consider future bookings, refunds, temporary accommodation and the time required to repair or rebuild specialist facilities.

Professional advice

Most home boarders follow instructions supplied by owners and veterinary practices.

Where a business charges for behavioural programmes, nutritional plans or other specialist advice, Professional Indemnity Insurance may be relevant.

Professional advice should remain clearly distinguished from veterinary diagnosis and treatment.

Combined cat minding services

Some home boarders also visit cats that remain at their owners’ properties.

The Cat Minder Insurance page is the more specific route for feeding visits, litter care, key holding and house sitting at customers’ homes.

Both activities should be declared where a business combines home boarding with mobile cat minding.

Dog home boarding and pet sitting

A business may wish to accommodate both cats and dogs, but this creates different separation, handling, exercise and licensing considerations.

Dog Home Boarding Insurance is the appropriate supporting page for dogs staying at the carer’s home.

Dog Minder Insurance is relevant where dogs are cared for without the page becoming primarily about walking or formal training.

Dog walking and training

Some broader pet-care businesses also provide walking or training.

Dog Walker Insurance covers the separate long-tail subject of professional dog walking, group walks and mobile work.

Dog Training Insurance is relevant where paid instruction, classes or behavioural exercises form part of the business.

These services should not be treated as automatically included within cat home boarding insurance.

Grooming and microchipping

Basic coat brushing undertaken as part of routine cat care differs from operating a professional grooming business.

The Dog Groomer Insurance and Mobile Dog Groomer Insurance pages provide distinct routes for grooming businesses.

Where a business implants or registers microchips, Dog Microchipper Insurance provides a relevant reference for that specialist activity.

Information to provide to the specialist broker

The enquiry should clearly describe the business, including experience, qualifications, annual turnover and previous claims.

It should state the maximum number of cats, whether animals from different households are accepted and whether any other animals live or board at the property.

Every boarding room, home cattery, outbuilding, outdoor run, office and storage location should be identified.

The broker should also know about medication, injections, veterinary transport, employees, substitute carers, product sales, online bookings and customer access to the premises.

A boarded cat escapes through a window

A window restrictor fails and a customer’s indoor cat escapes. The circumstances could involve care, custody and control, recovery expenses and evidence of the property’s security arrangements.

Two cats from different homes encounter each other

An internal door is left open and one cat injures another. Veterinary expenses and allegations of inadequate separation may follow.

A cat becomes ill during its stay

An owner alleges that poor care or an infectious illness at the premises caused the cat’s condition. Veterinary records, admission information, cleaning procedures and policy terms would be important.

A customer falls during collection

A customer trips over a carrier on the path to the boarding room and suffers an injury. Public liability may be relevant to an eligible claim.

A cat damages a neighbouring property

A cat escapes from an outdoor enclosure and causes accidental damage at a neighbouring home. Responsibility and applicable liability wording would need to be established.

The wrong medication is administered

A dose intended for another cat is given incorrectly. The allegation could involve professional responsibility, animal care and veterinary treatment.

Insulin is given at the wrong time

A cat experiences a medical emergency after an alleged error in its insulin routine. The carer’s records, instructions, competence and declared activities would be examined.

A kitten becomes trapped behind equipment

A young cat is injured after entering an inadequately secured gap. The claim could involve veterinary fees and questions about inspection of the boarding room.

An employee is bitten while separating cats

A worker suffers an injury while intervening during an unexpected encounter between animals. Employers’ liability may be relevant.

Fire damages a garden cattery

An electrical fault causes fire damage to the boarding building and equipment. Property, contents, animals in the business’s care and interruption to future bookings may require different policy sections.

Heating fails during cold weather

A fault makes the boarding accommodation unsuitable and cats must be moved urgently. Any property damage, temporary arrangements and lost income would depend on the cover arranged.

Customer information is exposed online

A compromised booking account reveals customer addresses, holiday dates and animal records. Cyber insurance could be relevant if suitable protection was in place.

A carrier is damaged during transport

A carrier door opens while a cat is being moved from the vehicle. The incident could involve animal care, transport procedures and the ownership of the carrier.

Stock is damaged in external storage

Water enters a storage unit containing food, litter and packaged retail products. Storage and stock cover would depend on the declared location and insured causes.

The boarding room floods

An escape of water damages flooring, climbing equipment and electrical systems, preventing new bookings. Contents, property and business interruption sections may all need consideration.

An owner fails to collect a cat

The agreed collection date passes and the customer cannot be contacted. Additional care costs, contractual rights and animal-welfare responsibilities would need to be handled separately from any insured claim.

A customer alleges that an expensive cat has disappeared

A pedigree cat cannot be located following an overnight stay. The declared value, security procedures, care wording and policy limits would be central to the insurer’s assessment.

Business Legal Expenses Insurance

May provide assistance with certain eligible employment, contractual, property or commercial legal disputes.

Group Personal Accident Insurance

Defined accident protection that may be considered for eligible employees or other insured groups.

Office Insurance

Relevant where a growing boarding agency operates from a separate administrative office.

Commercial Property Owners Insurance

For landlords owning commercial buildings occupied by pet-care or other business tenants.

Shop Insurance

A broader route for businesses operating a customer-facing pet shop or retail premises.

Warehouse Insurance

Relevant where a larger pet business holds equipment, packaged products or wholesale stock in a warehouse.

Equipment Hire Business Insurance

For companies hiring specialist equipment to consumers or commercial customers.

Motor Fleet Insurance

May be suitable for an agency operating several vehicles for collections, deliveries or staff travel.

Terrorism Insurance

Additional property and interruption protection that some commercial premises may wish to consider.

Importers and Exporters Insurance

Relevant where an associated retail business sources pet products overseas or sells internationally.

Wholesaler Insurance

For businesses supplying food, bedding, accessories or other merchandise to pet-care operators and retailers.

Distributor Insurance

Insurance information for companies distributing commercial products through retail and trade networks.

Animal Acts Performers Public Liability Insurance

For performers presenting trained animals at shows, demonstrations and public events.

Petting Farm Insurance

For visitor attractions where members of the public encounter and interact with farm animals.

Farm Animal Encounter Public Liability Insurance

Relevant to supervised educational or entertainment sessions involving public contact with farm animals.

Falconry Display Public Liability Insurance

For falconers delivering bird-of-prey displays, demonstrations and handling experiences.

Equestrian Acts Performers Public Liability Insurance

Insurance information for professional equestrian acts, displays and performances involving horses.

Equestrian Business Insurance

A broader route for businesses involved in horse care, training, facilities and related services.

Riding School Insurance

For riding schools providing lessons, supervised riding and equestrian activities.

Livery Yard Insurance

Relevant to yards providing accommodation, care and facilities for customers’ horses.

Saddle Maker Insurance

For specialist makers, repairers and retailers of saddles and associated equestrian products.

Activities Liability Insurance

A supporting route for businesses organising participatory, recreational or educational activities.

Guided Walks Public Liability Insurance

For professional guides and organisations leading declared walking activities.

Event Venue Insurance

For premises hosting visitors, activities, contractors, events and outside organisations.

Heritage Railway Insurance

Specialist insurance guidance for heritage railway operators, attractions, premises and visitor activities.

Converted Prison Insurance

Explore insurance considerations for former prison buildings converted to new residential or commercial uses.

Raku Potter Public Liability Insurance

Liability information for Raku potters working with specialist firing methods, demonstrations and creative events.

Canoe Hire Business Insurance

Insurance guidance for businesses hiring canoes and related equipment to members of the public.

Vending Machine Hire Business Insurance

Explore cover considerations for vending machine hire, installation, servicing and customer locations.

Watermill Museum Insurance

Specialist insurance information for watermill museums, historic machinery, exhibits and visitors.

Mattress Shop Insurance

Insurance considerations for mattress retailers, showrooms, stock, deliveries and online sales.

Commercial Plumbing Contractor Insurance

Explore insurance for plumbing contractors working at commercial premises and project sites.

Scuba Diving Liability Insurance

Liability insurance guidance for professional scuba diving instruction and related activities.

Rugby Liability Insurance

Insurance information for rugby clubs, teams, training sessions and organised activities.

Cake Maker And Seller Insurance

Explore cover considerations for cake makers, commercial kitchens, product sales and deliveries.

Late Night Shopping Public Liability Insurance

For organisers, retailers, markets and shopping centres participating in evening retail events.