High Diving Insurance for Divers, Coaches, Clubs, Competitions and Events

High Diving Insurance is a broad description for insurance arranged around professional or organised high diving. Depending on the activities declared, this can include divers, clubs, coaches, specialist training, competitions, shows, event equipment and associated business operations.

Professional divers may be considered for declared training, competitions, demonstrations, commercial shows and other professional performances. The full range of activities should be described.

Clubs may be considered for structured training, coached sessions, competition preparation and other declared activities.

Professional coaches can explain the instruction they provide, diver experience levels, platform heights, facilities and locations used so suitable insurance options can be considered.

Instructors providing paid professional tuition should describe the training, participants and facilities involved.

Freelance coaches working at different suitable facilities can explain where they operate and the coaching they provide.

Specialist schools or academies may be considered for recurring training programmes where their participants, coaching, facilities and activities are accurately described.

Private coaching may form part of a professional instructor's declared activities.

Group coaching may be considered where participant numbers, experience levels, supervision and facilities are described.

Coaches preparing divers for organised competitions should explain the level of training, facilities and diving involved.

Organisations training developing divers should describe their experience levels, coaching arrangements, progression and facilities. Do not assume every participant or activity is automatically acceptable.

Experienced and professional divers may undertake advanced training and competition preparation where the activities are fully declared.

Professional performers may be considered for declared shows, demonstrations, commercial entertainment and promotional appearances.

Teams involving several professional divers should describe the performances, facilities, venues, employees or freelancers and other activities involved.

Organised demonstrations may be considered where the diving activities, platform, venue, spectators and event arrangements are declared.

Commercial shows should be specifically declared because their venues, audiences, production arrangements and responsibilities can differ from ordinary training.

Professional promotional appearances should form part of the declared business activity where provided.

Competition organisers may be considered where the divers, facilities, platform arrangements, judges, officials, spectators and event operations are described.

Organisers should describe their responsibilities for entries, athletes, competition schedules, officials, spectators, event property and facilities.

Specialist judges and scoring can form part of an organised high diving competition.

Electronic or manual scoring systems may form part of the declared event equipment.

Officials and event staff should be included when describing how a competition is organised.

Yes. Competition organisers should explain spectator arrangements and their relationship with active diving and pool areas.

Professional shows may include spectators. The venue and audience arrangements should be accurately described.

Permanent specialist platforms may form part of the declared facility. The platform, height, ownership and responsibility for the facility should be described.

Temporary specialist structures require specific consideration. The organisation should explain who owns, supplies, installs, inspects and controls the structure.

No. Platform types and heights should be accurately declared. Do not assume that every height or facility is automatically acceptable.

Yes. Clubs and coaches may use suitable third-party facilities. The responsibilities of the organisation and facility operator should be clearly distinguished.

Specialist aquatic facilities may be used for declared training, competitions or professional activity.

A facility operator should describe its responsibilities for the premises, platforms, divers, coaches, spectators, employees and other operations.

Professional coaches may work across multiple suitable venues where the locations and activities are declared.

Yes. Clubs may operate across several suitable facilities and should explain the locations used.

Temporary event locations should be specifically described, including the diving facility, structures and responsibilities involved.

Temporary barriers may form part of competition or performance arrangements where declared.

Competitions and professional shows may use microphones, speakers, music systems and other sound equipment.

Professional performances may use specialist event lighting. Where the high diving organisation owns, supplies or controls it, this should be declared.

Specialist contractors may provide structures, sound, lighting or event production. The responsibilities of the organiser and contractors should be clearly described.

Freelance professional divers may form part of a declared performance or competition business. Their working arrangements should be accurately described.

Staff, contractors or suppliers may be involved with event setup and breakdown. Their activities and responsibilities should form part of the event description.

Independent coaches, professional divers and event organisers may manage bookings, accounts, administration, marketing and event planning from home.

Larger clubs, professional organisations and event businesses may operate from dedicated office premises.

Professional coaches may accept online bookings as part of their business.

Competition organisers may use websites or digital systems to manage entries and payments.

Clubs, coaches and organisers may hold athlete, member or customer information. Cyber Insurance may be relevant where the organisation depends on digital records and systems.

Cyber Insurance may be relevant where the organisation relies on websites, online bookings, competition entries, participant information, payment systems or other digital services.

Clubs and professional organisations may sell suitable branded clothing, event merchandise or promotional products where declared.

Physical products may be sold through an organisation's website or other declared online channels.

Event merchandise may be sold at competitions or professional shows where this forms part of the operation.

Product Liability may be relevant where an organisation manufactures, imports, supplies, sells or own-brands physical products. It is not necessarily a core requirement for every high diving business.

Where a business genuinely manufactures products or specialist equipment, it should describe the products, materials, machinery, production processes and distribution. Manufacturing should not be assumed simply because the business operates in high diving.

Physical products imported for sale or supply should be declared.

Products carrying the organisation's own branding should be disclosed where they are sold or supplied.

Business-owned training equipment may be considered under suitable cover depending on the property, values and circumstances.

Barriers, signs, radios, scoreboards, sound equipment and other declared event property may be considered under suitable Business Contents or other applicable cover.

Business-owned scoring systems and related equipment may form part of declared Business Contents.

Business-owned PA and sound equipment may be considered where its use, values and storage are declared.

Where the high diving business owns event lighting, it should be specifically declared.

No. Specialist permanent or temporary structures should be specifically declared rather than assumed to be ordinary Business Contents.

The organisation should explain any responsibility it has for hired equipment so suitable insurance options can be considered.

Business Contents may be relevant to computers, radios, scoreboards, sound systems, training equipment and other declared business property.

Business Stock may be relevant where a high diving organisation sells merchandise or other physical products.

Suitable business property may be stored at home where the arrangement and values are declared.

Suitable event property may be stored in a garage where declared and subject to applicable terms and security requirements.

Suitable business property may be stored in a secure outbuilding where declared.

Larger organisations may use separate commercial premises for event or training equipment.

Self storage may be relevant for barriers, signs, radios, sound equipment, scoreboards, tables, gazebos, merchandise and other suitable business property.

Yes. Business property may be divided between home, offices, venues, garages, commercial units and self-storage facilities. Relevant locations should be declared.

Goods in Transit may be relevant where training equipment, event property, sound equipment, scoreboards, merchandise or other business property moves between locations.

Competition and performance organisers may regularly transport equipment between venues. This should form part of the insurance enquiry.

Cars or vans may be used to transport declared business property. Do not assume that motor insurance or cover for property inside the vehicle is automatically included.

Where trailers are used to transport suitable event equipment, this should be declared.

No. Security conditions, unattended vehicle restrictions and other policy terms may apply.

Temporary storage at a venue should be declared where the organisation remains responsible for the property.

Public Liability can be an important consideration for organised clubs where activities involve divers, facilities, spectators or other third parties.

A diver may allege injury during a declared coached session, competition or other organised activity. Any cover depends on the circumstances and policy terms.

A spectator may allege injury at a declared competition, show or demonstration, subject to the circumstances and applicable cover.

An allegation may involve barriers, signs or other temporary event property. Any cover depends on the circumstances and applicable policy terms.

This depends on the workforce and applicable requirements. Coaches, administrators, event staff, technical employees and other workers should be accurately declared.

No. The status and working arrangements of freelance divers, coaches and contractors should be accurately described.

Professional Indemnity may be relevant where a coach or instructor provides paid professional instruction, structured training programmes or specialist advice.

Commercial Property may be relevant where an organisation owns or has responsibility for specialist aquatic premises, offices, commercial units, workshops or storage premises.

Business Interruption may be relevant where insured damage to important premises or insured equipment materially disrupts the organisation's operations.

Where ordinary platform or springboard diving forms part of the same organisation, it should be accurately declared rather than assumed to be automatically included.

Scuba diving is a materially different activity and should be separately declared rather than treated as high diving.

Freediving is a distinct activity and should be separately declared.

Recreational cliff jumping should not be assumed to form part of a commercial High Diving Insurance arrangement.

Where an organisation provides other aquatic activities, these should be separately declared so the specialist broker can consider the complete operation.

Explain the high diving activities, diver experience, participant ages where relevant, coaching, platform types and heights, facilities, temporary structures, competitions, shows, spectators, employees, freelancers, contractors, event equipment, online systems, premises, equipment values, storage locations and any other aquatic activities provided.