Pet Taxi Insurance for Dog and Cat Transport, Vet Trips and Pet Transfers

Pet Taxi Drivers Animal Couriers and Transport Companies

Pet transport can be provided by self-employed drivers, specialist animal couriers, veterinary transport operators, rescue organisations, franchisees and companies running several vehicles.

The broker should understand who owns the vehicles, who drives them, which animals are carried and whether transport is local, nationwide or connected with airports and ports.

Vet Trips Groomer Transfers and Boarding Collections

Services may include routine veterinary journeys, out-of-hours transport, groomer collections, boarding transfers, daycare routes and journeys between homes.

Every journey type should be declared, particularly where elderly, injured or unaccompanied animals are transported.

Dogs Cats Small Animals and Pets in Your Care

Operators may carry dogs, cats, puppies, kittens, rabbits and other declared companion animals.

The specialist broker may need maximum animal numbers, individual values, health and behavioural information, separation arrangements and details of responsibility during each journey.

Cars Vans Converted Vehicles and Travel Equipment

Pet taxis operate from cars, estate vehicles, MPVs, vans and purpose-converted animal transport vehicles.

Permanent crates, partitions, ramps, ventilation, temperature monitoring and other modifications should be included within the vehicle description and valuation.

Employees Home Businesses Depots and Online Bookings

The business may employ drivers, use subcontractors, manage bookings from home, park vehicles at a garage or operate from an office, yard or depot.

Websites, marketplace bookings, customer records, tracking systems and electronic payments can introduce additional business and cyber risks.

Escapes Injuries Vehicle Accidents and Potential Claims

Claims can arise from animals escaping, being injured during transport, fighting inside a vehicle or causing damage during collection and delivery.

Motor accidents, customer injuries, employee bites, equipment theft and vehicle failure can involve several different sections of insurance.

Self-employed pet taxi drivers

A sole trader may operate one car or van and personally handle bookings, collections, animal care, driving, cleaning and administration.

The broker should know whether pet transport is the operator’s full-time occupation or an additional service alongside dog walking, boarding, grooming or pet sitting.

Annual income, journey numbers, operating radius, vehicle use and previous driving or insurance claims may affect the quotation.

Pet transport companies

A larger business may employ several drivers, use multiple vehicles and accept work from veterinary practices, grooming salons, boarding establishments and animal charities.

The enquiry should explain how journeys are allocated, how drivers are trained and whether animals can be transferred between vehicles or staff.

Motor Fleet Insurance may be relevant where several commercial vehicles are operated under one business.

Specialist animal couriers

An animal courier may provide door-to-door transport over longer distances, including journeys between breeders, owners, rescue centres, foster homes and boarding premises.

The specialist broker should know whether journeys involve overnight stops, cross-border travel, ferry crossings or delivery to an airport handling agent.

Road transport should remain distinct from professional export documentation, customs clearance or international air-freight services unless those activities are specifically declared.

Veterinary transport providers

Pet taxis may take animals to routine consultations, vaccinations, diagnostic appointments, specialist referrals and follow-up treatment.

Some operators wait outside the practice, while others leave the animal and return later. The point at which responsibility transfers to the veterinary practice should be understood.

A driver should not be presented as providing diagnosis, treatment or emergency clinical care unless appropriately qualified and insured.

Out-of-hours and urgent pet transport

Evening, weekend and public-holiday services can help owners reach an emergency veterinary practice.

The broker should be told whether the business advertises urgent availability and whether sick or injured animals are regularly carried.

Pet Taxi Insurance should not be described as authorising blue-light driving, emergency response work or veterinary treatment.

Non-emergency pet ambulance services

A non-emergency pet ambulance may use a larger adapted vehicle with ramps, stretchers, lifting aids, oxygen storage or monitoring equipment.

The business should describe every item carried and state whether the service is limited to safe transport or includes animal first aid and clinical assistance.

Oxygen cylinders, medical equipment and powered lifting devices may require specific underwriting.

Groomer collections and returns

Grooming salons and mobile groomers may collect pets or appoint a separate pet taxi to provide transport.

The broker should know whether the driver works for the grooming business, receives bookings directly from customers or operates under a commercial transport contract.

The Dog Groomer Insurance page is relevant to fixed-premises grooming businesses, while Mobile Dog Groomer Insurance covers the separate risks of grooming from converted vehicles or customer locations.

Kennel cattery and home boarding transfers

Owners may book a pet taxi to take animals to boarding kennels, catteries or professional home boarders.

The driver may need to carry food, bedding, medication and admission paperwork alongside the animal.

Dog Home Boarding Insurance is relevant where dogs stay at a carer’s home. Cat Home Boarding Insurance provides the corresponding route for cats accommodated at the boarder’s property.

Daycare collection routes

A pet taxi may collect several dogs for transport to and from a daycare centre.

This creates recurring routes, multiple collection points and the possibility of unrelated animals sharing a vehicle.

The enquiry should explain maximum numbers, travel compartments, loading order and whether animals are ever left inside the vehicle while another collection is made.

Pet-sitting and minding transport

Pet minders may occasionally take an animal to a veterinary practice or another care provider.

Dog Minder Insurance and Cat Minder Insurance are relevant where the primary service is caring for pets at the owner’s home.

Transport must still be declared if it forms part of the service.

Rescue and rehoming transport

Rescue organisations may move animals between pounds, veterinary practices, foster carers, rescue centres and permanent homes.

The broker should know whether drivers are employees, volunteers or independent contractors and whether unfamiliar or unassessed animals are carried.

Behavioural histories may be incomplete, increasing the importance of suitable carriers, barriers and handling procedures.

Breeder puppy and kitten transport

Some businesses collect puppies or kittens from breeders and deliver them to owners.

The operator should establish minimum ages, health documentation and who has legal responsibility for the animal during the journey.

Transporting breeding animals, pregnant animals or whole litters should be disclosed separately.

Airport ferry and port transfers

Pet taxis may provide road transport to airports, ferry ports, terminals and professional relocation businesses.

The specialist broker should understand whether the operator only completes the UK road journey or also handles check-in, documentation, crates or onward travel arrangements.

International journeys and overseas vehicle use must be disclosed before travel.

Long-distance and nationwide journeys

Long-distance work can involve motorway travel, overnight driving, traffic delays and extended periods inside the vehicle.

The business should plan suitable breaks, water, ventilation and temperature management without creating unnecessary escape risks.

Driver hours, overnight stops and arrangements following breakdown should be explained to the broker.

Local pet taxi services

Local operators may focus on veterinary practices, groomers and boarding businesses within a defined town or county.

Although individual journeys are shorter, the business may complete many collections each day and spend considerable time loading or unloading animals at customer premises.

The operating radius and average journey frequency should be stated accurately.

Regular contract transport

Veterinary practices, groomers, boarding kennels, daycare centres and charities may appoint a pet taxi under an ongoing commercial contract.

The agreement can specify service levels, insurance limits, driver checks, data handling and responsibility for animals.

Contractual liability should be referred to the specialist broker before the operator accepts unusual obligations.

Dogs in transit

Dogs can vary significantly in size, strength, temperament and previous travel experience.

The operator should obtain information about aggression, fear, escape behaviour, mobility problems and reactions to other animals.

Suitable crates, guards, harnesses or separate compartments should be used according to the declared transport arrangements.

Cats in transit

Cats will normally require secure carriers or dedicated travel compartments.

Indoor cats, nervous cats and animals unfamiliar with travel can be particularly vulnerable during loading and unloading.

A carrier door should not be opened outdoors or inside an unsecured vehicle merely to comfort the animal.

Puppies and kittens

Young animals may require additional warmth, observation and protection from unrelated animals.

The broker should be told if the business regularly transports litters or very young animals.

Incomplete vaccinations and immature temperature regulation may require additional journey planning.

Rabbits and small mammals

A pet taxi may carry rabbits, guinea pigs, hamsters and other domestic small mammals when declared.

Their carriers, ventilation, bedding and temperature requirements may differ from those used for cats and dogs.

The operator should not assume that a policy referring generally to pets automatically includes every species.

Birds reptiles and exotic pets

Birds, reptiles and exotic animals can require specialist containers, controlled temperatures and experienced handling.

The species, values, journey lengths and equipment should be disclosed before transport.

Dangerous, venomous, regulated or unusually valuable animals may fall outside ordinary insurer appetite.

Horses livestock and farm animals

Pet Taxi Insurance should not be expanded into horsebox, livestock or agricultural haulage insurance.

Horses, cattle, sheep, pigs and other farm animals generally require different vehicles, handling methods and specialist insurance.

This boundary keeps the page relevant to domestic and companion-animal transport.

Pets in care custody and control

The operator assumes temporary responsibility for customers’ animals during loading, travel, waiting and handover.

Suitable care, custody and control wording may respond to certain incidents involving accidental injury, illness, death or disappearance.

The cover available, maximum value per animal, aggregate limit, exclusions and excess should be confirmed with the broker.

When responsibility begins and ends

The business should establish whether responsibility begins when the driver enters the customer’s property, takes hold of the carrier or places the animal inside the vehicle.

It should also be clear when responsibility transfers to a veterinarian, groomer, boarder or receiving owner.

Clear handover records can help establish what happened if an allegation is made.

Unaccompanied pet transport

Many animals travel without their owners.

The driver may hold health information, medication, veterinary consent and emergency contact details.

The business should explain what happens if the destination refuses the animal, the receiving person is absent or the journey is substantially delayed.

Owners travelling with their pets

Some customers may ask to travel in the pet taxi.

Carrying a person as part of a paid journey can create different motor, licensing and passenger-liability considerations.

The broker must be told whether owners, carers or other passengers are transported and whether a separate charge is made.

Multiple animals and shared journeys

A vehicle may carry several animals from the same household or unrelated pets collected from different customers.

The operator should state maximum animal numbers and explain how separation is maintained.

Shared transport can increase the consequences of a collision, ventilation failure, escape or infectious illness allegation.

Animal values

The monetary value of a pet can vary according to breed, age, training, pedigree and purpose.

The broker may request the maximum individual value and total value carried during one journey.

A customer’s stated value should not be presented as automatically determining any insurance settlement.

Animal health and fitness to travel

Owners should provide information about illness, injury, pregnancy, recent surgery, medication and known travel difficulties.

The operator should have a process for declining or referring journeys where safe transport cannot be provided.

Insurance does not replace veterinary advice about whether an animal is fit to travel.

Elderly and disabled pets

Older or disabled animals may require ramps, low-entry crates, stretchers, lifting aids or two-person handling.

The driver should know how to use the equipment safely and should avoid giving medical assurances outside their competence.

Manual handling exposures for employees should also be considered.

Injured and post-operative animals

Transporting an injured or recently treated pet may require additional care and direct veterinary instructions.

The broker should know whether these journeys are occasional or a core part of the business.

Dressings, mobility restrictions and the possibility of deterioration during travel should be considered.

Medication during journeys

Owners may provide routine medication that must accompany the animal.

The business should record the medicine, dosage instructions and handover destination.

Administering medication, injections or emergency treatments during transit must be declared rather than treated as ordinary transport.

Animal first aid

Drivers may undertake pet first-aid training to help respond appropriately until veterinary assistance is available.

Any first-aid service should remain within the person’s training and should not be advertised as veterinary treatment.

Allegations arising from professional advice or intervention may require separate consideration.

Cars estate vehicles and MPVs

Smaller operators may use a car, estate vehicle or MPV fitted with suitable carriers and protective barriers.

The motor insurer must know that customers’ animals are transported commercially.

Ordinary social, domestic, commuting or incidental business use should not be assumed to cover paid pet taxi work.

Pet transport vans

Vans can accommodate larger or multiple crates and allow greater separation between animals.

The broker should know the vehicle’s layout, number of compartments, payload, ventilation and security.

Commercial Vehicle Insurance is a central supporting route for vehicles used in professional animal transport.

Purpose-converted animal transport vehicles

Permanent conversions may include fitted kennels, cages, partitions, ramps, fans, air conditioning, lighting, water systems and temperature monitors.

The conversion cost should be included when valuing the vehicle and equipment.

The insurer should be told who completed the conversion and whether structural, electrical or ventilation systems were altered.

Electric pet taxi vehicles

Electric cars and vans may be used for local pet transport.

The business should consider charging arrangements, journey range, recovery following battery depletion and the effect of heating or cooling systems on available range.

Charging equipment installed at a home, garage or depot should be declared to the appropriate property insurer.

Commercial motor use

The required motor classification depends on how the vehicle is used, how customers are charged and whether people travel with their animals.

Paid carriage of customers’ pets must be described fully to the specialist broker.

Cover should not be advertised as suitable until the insurer has accepted the actual business use.

Hire and reward considerations

Some pet taxi activities may be treated as carriage for payment or reward.

The operator should not assume that ordinary courier, taxi or business-use wording is sufficient.

The specialist broker should establish the correct motor basis from the journey arrangements, contracts and charging structure.

Vehicle modifications and accessories

Permanent cages, ramps, partitions, ventilation systems, trackers, cameras and electrical equipment may affect vehicle value and repair costs.

Removable crates, carriers and cleaning equipment may require separate contents protection.

Every significant modification should be disclosed.

Overnight parking and vehicle security

Vehicles may be parked overnight at the operator’s home, on a driveway, in a garage, at a depot or on the road.

The broker may ask about locks, alarms, immobilisers, trackers, cameras and whether equipment remains inside.

Animals should not be routinely left in a parked vehicle overnight.

Breakdown and recovery

A standard recovery service may not be equipped to carry animals or transport several occupied crates.

The business should have a contingency plan for moving animals safely if the vehicle breaks down.

Temperature, traffic conditions and journey distance can make delays more serious.

Vehicle servicing and cleanliness

Frequent driving, animal hair, moisture and cleaning chemicals can affect vehicles and equipment.

Regular servicing, tyre checks and inspection of crates, doors and ventilation systems can reduce preventable incidents.

Cleaning processes should avoid leaving harmful residues or slippery loading surfaces.

Ventilation and temperature control

Animals can be vulnerable to high or low temperatures inside vehicles.

Ventilation fans, air conditioning, heating and temperature alarms should be suitable for the number and species transported.

Mechanical systems should be maintained, and the business should have an alternative plan if they fail.

Crates carriers cages and partitions

Travel equipment should be suitable for the animal’s species, size, strength and health.

Doors, catches, fastenings and partitions should be inspected before each journey.

Customer-owned carriers may still need to be checked before the driver accepts responsibility for transport.

Ramps stretchers and lifting equipment

Ramps and stretchers may help with elderly, injured or large animals.

Poorly secured equipment can injure animals, employees or customers and may move dangerously during a collision.

Powered lifting equipment and substantial vehicle alterations should be disclosed to the insurer.

GPS tracking and route systems

Operators may use navigation, live vehicle tracking and route-management software.

These systems can help coordinate journeys but may also reveal customer addresses and travel patterns.

The business should control account access and retain appropriate records.

Dash cameras and animal monitoring

Road-facing cameras, internal cameras and remote animal monitoring can provide useful incident evidence.

The operator should consider privacy, data retention, customer consent and secure access to recordings.

Camera equipment and cloud accounts can introduce both contents and cyber exposures.

Loading at customer homes

Drivers may enter houses, flats, gardens, communal hallways or apartment blocks to collect animals.

The business should disclose whether staff hold keys, handle alarms or enter properties when customers are absent.

Trips, damaged flooring, open gates and escaped animals can lead to allegations beyond ordinary driving risk.

Loading at veterinary and commercial premises

Veterinary practices, groomers, kennels and daycare centres can have busy entrances, moving vehicles and several animals arriving together.

Drivers should follow site instructions and keep carriers secure during handover.

Public Liability Insurance may be relevant to eligible claims involving accidental injury or third-party property damage arising from declared activities.

Key holding and property access

Pet taxi operators may keep customer keys, electronic fobs, gate codes and alarm details.

Lost-key protection or liability may require specific wording.

The business should use secure, non-identifying storage and have procedures for reporting a loss promptly.

Employees and employed drivers

Employees may drive, handle animals, clean vehicles, manage bookings and maintain transport equipment.

Employers’ Liability Insurance is generally required where people are employed, subject to limited exemptions.

Part-time staff, trainees and people working under the business’s direction should be declared.

Self-employed and subcontracted drivers

A company may allocate overflow or long-distance work to subcontractors.

The broker should understand who owns the vehicle, whose branding is displayed, who sets the route and whether the subcontractor can refuse or substitute work.

Evidence of suitable motor, public liability and animal-care insurance should be obtained where appropriate.

Volunteer drivers

Animal charities and rescue organisations may rely on volunteers using their own vehicles.

Volunteer status does not remove the need to consider motor use, responsibility for animals and organisational liability.

The actual arrangement should be explained to the broker and each driver’s motor insurer.

Driver injury and lone working

Drivers may work alone during evenings, weekends and long-distance journeys.

Animal bites, lifting injuries, slips and road accidents can prevent a self-employed person from working.

Personal Accident Insurance may provide defined financial benefits following certain accidental injuries.

Home-based pet taxi businesses

Many operators manage their business from a spare room, home office, garage or garden building.

Working From Home Insurance is relevant where commercial equipment, customer records or vehicle accessories are kept at the residence.

The household insurer, landlord or mortgage provider may need to know about commercial vehicles, employees and customer collections.

Home offices garden studios and garages

An office or garden studio may contain computers, phones, printers, cameras and booking records.

Studio Insurance may be relevant where a dedicated studio supports administration, photography or marketing.

A garage used for vehicle parking, charging or equipment storage should be described by its actual business use.

Separate offices

A growing transport company may operate from a dedicated office with dispatchers and administrative employees.

Office Insurance may be relevant to computers, furniture, records, employees and visitor liability at that location.

The office address should not be assumed to include cover for a separate vehicle depot.

Yards depots and commercial units

A business may park vehicles and store equipment at a yard, depot, garage or commercial unit.

Commercial Property Insurance may be relevant to buildings and other declared property risks.

Temporary animal holding should not take place unless the premises, permissions, welfare arrangements and insurance are suitable for that activity.

Websites online booking and payment systems

Customers may request journeys through a website, booking form, email, mobile application or online account.

The Website and Online Business Insurance page is relevant where bookings, marketing and payments depend on digital systems.

Prices, territories and services displayed online should reflect the activities accepted by the insurer.

Marketplace and social media bookings

Pet-care marketplaces and social media may provide a substantial source of work.

Platform terms, reviews and advertised protection should not be confused with the operator’s own insurance.

The business remains responsible for describing services accurately and maintaining appropriate records.

Cyber insurance and customer records

A pet taxi may store names, addresses, travel dates, door codes, veterinary information, payment records and live vehicle locations.

Cyber Insurance may be relevant to certain data breaches, malicious attacks, fraudulent instructions and interruption to online systems.

Strong access controls are particularly important where customer absence dates or home-security details are retained.

Business contents and portable equipment

Carriers, ramps, cleaning machines, computers, phones and removable cameras can represent a significant combined value.

Business Contents Insurance may be relevant at the home, office, garage or depot.

Equipment permanently fitted to a vehicle may need to be included within the motor arrangement.

Products stock and retail sales

Some operators sell carriers, harnesses, travel bowls, bedding or pet-care products.

Business Stock Insurance may be relevant where goods are stored for sale.

Product Liability Insurance may respond to certain eligible claims arising from products supplied by the business, subject to the policy wording.

Imported, own-brand and repackaged goods should be disclosed.

Equipment and stock storage

Spare carriers, cages, ramps, bedding, cleaning products and packaged merchandise may be stored in a garage, outbuilding, warehouse or commercial unit.

Storage Insurance provides information about declared goods kept away from the main premises.

The storage address, construction, security and maximum values should be supplied to the broker.

Business goods in self storage

A pet taxi business may rent a self-storage unit for spare equipment or retail stock.

Business Goods and Stock in Self Storage is relevant to commercial property held inside a self-storage facility.

Animals must never be presented as goods suitable for storage within such a unit.

Goods in transit

Goods in Transit Insurance may be relevant to equipment and merchandise transported for the business.

It should not be assumed to insure live animals. Pets require appropriate care, custody and control or animal-transit wording.

Professional transport planning

Some operators coordinate complex journeys involving several carriers, collection agents, terminals and delivery addresses.

Professional Indemnity Insurance may be relevant where paid planning or advice could cause a customer financial loss.

It is less central where the business provides a straightforward journey between two agreed addresses.

Commercial combined insurance

A larger pet transport business may need property, contents, stock, liability and interruption sections alongside separate motor protection.

Commercial Combined Insurance can provide a relevant route for established businesses with several interconnected risks.

Motor and animal-care protection should not be assumed to be included automatically.

Business interruption

Vehicle damage, fire at a depot, theft of equipment or insured property damage could prevent the company from operating.

Business Interruption Insurance may protect eligible income following an insured event.

Mechanical breakdown, unavailable drivers and an ordinary reduction in bookings should not be assumed to be covered.

Business legal expenses

Commercial disputes can arise with employees, customers, contractors, landlords or vehicle suppliers.

Business Legal Expenses Insurance may provide assistance with certain eligible legal matters.

The policy’s helplines, limits, exclusions and prospects-of-success requirements should be checked.

Dog walking and transport

Some dog walkers collect dogs from customers before travelling to parks or exercise locations.

Dog Walker Insurance is the more specific route where walking and exercise are the principal services.

The vehicle use, maximum dogs carried and group-walking activities should all be declared.

Dog training and behaviour services

A pet transport business may also take dogs to training sessions or provide training directly.

Dog Training Insurance is relevant where paid instruction forms part of the operation.

Pet Behaviourist Insurance should be considered where the business assesses behaviour or provides individual remedial programmes.

Microchipping services

Some mobile pet businesses combine transport with microchipping appointments or provide implantation directly.

Dog Microchipper Insurance is the appropriate supporting route where implantation, registration or associated professional responsibility is involved.

Microchipping should not be treated as an ordinary pet taxi activity.

Information for the specialist broker

The enquiry should state the business’s experience, turnover, journey types, operating radius and maximum journey length.

Every vehicle, registered owner, driver, overnight parking address, modification and item of fitted equipment should be identified.

The broker should know which species are carried, the maximum number of animals per journey and whether unrelated pets travel together.

Animal values, health conditions, rescue work, urgent veterinary transport, overseas journeys and airport or port transfers should be declared.

The enquiry should also explain whether customers travel in the vehicle, whether keys are held and whether the business employs or subcontracts drivers.

A dog escapes during collection

A gate is left open while the driver transfers a dog from the customer’s home to the vehicle. Care, custody and control, recovery costs and the collection procedure may be relevant.

A cat carrier opens during unloading

A carrier door becomes unsecured outside a veterinary practice and the cat disappears. Responsibility for checking the customer-owned carrier could be examined.

Two dogs fight inside the vehicle

Dogs from different households make contact after an internal partition fails. Veterinary expenses, equipment maintenance and separation procedures may all be considered.

A pet is injured in a road collision

A pet suffers an injury when the transport vehicle is involved in an accident. The motor, animal-care and veterinary-fee sections may each have different roles.

A customer falls beside the van

A customer trips over a loading ramp left across the driveway. Public liability may be relevant to an eligible injury claim.

A veterinary practice door is damaged

A driver loses control of a large carrier and damages a glass door at the receiving practice. Third-party property damage could be considered under an appropriate liability section.

An employee is bitten

A driver is bitten while handling a frightened dog. Employers’ liability may be relevant where the injured person is an employee.

A driver suffers a lifting injury

A worker injures their back while moving a disabled animal without suitable assistance. Training, equipment and manual-handling arrangements may be examined.

Ventilation fails in traffic

The vehicle’s ventilation system stops during a prolonged delay and an animal becomes unwell. Maintenance records, temperature monitoring and contingency procedures could be important.

The pet taxi breaks down on a long journey

Several animals are stranded when the vehicle develops a mechanical fault. Ordinary breakdown costs and loss of income should not be assumed to fall within the same insurance section.

Transport crates are stolen overnight

Removable cages and ramps are stolen from a parked van. Cover could depend on security conditions, overnight location and whether equipment was insured under the motor or contents section.

Customer keys are lost

A driver misplaces keys collected to access a customer’s property. Replacement locks and security costs would depend on whether suitable lost-key protection was arranged.

A passenger is injured

An owner accompanying their pet is injured during a collision. The motor insurer would need to know that customers can travel in the vehicle.

The wrong pet is delivered

Two similar carriers are confused and an animal is taken to the wrong address. The allegation could involve care procedures, data handling and contractual loss.

Customer details are exposed online

A booking account is compromised, revealing home addresses, absence dates and veterinary information. Cyber insurance may be relevant if appropriate protection was arranged.

Equipment damages an animal

An inadequately secured ramp moves while a dog is entering the vehicle and causes an injury. Veterinary costs and equipment inspection records could be relevant.

A long-distance journey is missed

A scheduling error causes a pet to miss an airport handover. Professional indemnity may be relevant where insured planning or coordination caused a customer financial loss, subject to the wording arranged.

Commercial Property Owners Insurance

For landlords who own depots, offices, garages or other commercial buildings occupied by business tenants.

Directors and Officers Insurance

May protect company directors and officers against certain claims arising from management decisions.

Group Personal Accident Insurance

Defined accident protection that may be considered for groups of employed drivers and other eligible staff.

Terrorism Insurance

Additional property and interruption protection that qualifying commercial premises may wish to consider.

Warehouse Insurance

Relevant where a larger operation stores transport equipment, packaged products or commercial stock in a warehouse.

Equipment Hire Business Insurance

For businesses hiring cages, carriers, ramps or other specialist equipment to customers.

Commercial Trailer Insurance

May be relevant where a declared commercial trailer is used to transport equipment or for another accepted business purpose.

Shop Insurance

A broader route for pet transport operators also running a customer-facing retail shop.

Manufacturers Insurance

For manufacturers producing carriers, cages, vehicle fittings or other animal transport equipment.

Importers and Exporters Insurance

Relevant to associated businesses importing pet equipment or exporting products to overseas customers.

Wholesaler Insurance

For businesses supplying pet carriers, travel accessories and animal-care products to commercial buyers.

Distributor Insurance

Insurance information for companies distributing products through trade, retail and commercial networks.

Animal Acts Performers Public Liability Insurance

For performers transporting and presenting trained animals at public shows and demonstrations.

Equestrian Acts Performers Public Liability Insurance

Relevant to performers undertaking declared equestrian displays before an audience.

Petting Farm Insurance

For visitor attractions where members of the public encounter and interact with farm animals.

Farm Animal Encounter Public Liability Insurance

For organised sessions involving supervised public contact with farm animals.

Falconry Display Public Liability Insurance

For falconers providing bird-of-prey displays, demonstrations and handling experiences.

Horse Drawn Carriage Ride Public Liability Insurance

Liability guidance for businesses providing horse-drawn carriage rides at events and visitor locations.

Equestrian Business Insurance

A separate specialist route for businesses working with horses and equestrian customers.

Riding School Insurance

For riding schools providing lessons, supervised riding and associated horse-care facilities.

Livery Yard Insurance

Relevant to yards providing accommodation, facilities and care for customers’ horses.

Saddle Maker Insurance

For specialist makers, repairers and retailers of saddles and related equestrian products.

Activities Liability Insurance

A supporting route for organisations delivering declared recreational or participatory activities.

Event Venue Insurance

For premises hosting visitors, activities, contractors, events and outside organisations.

Heritage Railway Insurance

Specialist insurance guidance for heritage railway operators, attractions, premises and visitor activities.

Raku Potter Public Liability Insurance

Liability information for Raku potters using specialist firing methods at studios, demonstrations and creative events.

Canoe Hire Business Insurance

Insurance considerations for businesses hiring canoes and associated equipment to customers.

Vending Machine Hire Business Insurance

Explore cover for vending machine hire, installation, servicing and equipment at customer locations.

Watermill Museum Insurance

Specialist insurance information for watermill museums, historic machinery, exhibits and visitors.

Mattress Shop Insurance

Insurance guidance for mattress retailers, showrooms, stock, deliveries and online sales.

Commercial Plumbing Contractor Insurance

Explore insurance for plumbing contractors working at commercial premises and project sites.

Scuba Diving Liability Insurance

Liability insurance guidance for professional scuba diving instruction and associated activities.

Rugby Liability Insurance

Insurance information for rugby clubs, teams, training sessions and organised activities.

Late Night Shopping Public Liability Insurance

For organisers, retailers, markets and shopping centres participating in evening retail events.

Coffee Shop Insurance

For cafés and coffee shops serving customers from fixed hospitality premises.

Converted Prison Insurance

Specialist property information for former prison buildings converted to alternative uses.