Team Building Insurance for Organisers, Facilitators, Activity Providers and Corporate Events

Specialist Insurance Support for Team Building Organisers and Activity Providers

From independent facilitators and corporate workshop providers to mobile activity companies, away-day organisers and larger team-building businesses, insurance requirements can depend on the activities delivered, venues used, equipment, employees, subcontractors and participant numbers.

Quote Monkey can introduce suitable enquiries to a specialist broker who can consider team-building organisers, facilitators, corporate event providers, equipment, liability and other declared business risks.

Request a Specialist Team Building Insurance Quote

Organisers & Facilitators • Indoor & Outdoor Activities

Corporate Away Days • Equipment & Hired Venues

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Insurance for Team Building Organisers and Facilitators

Team-building businesses range from independent facilitators delivering individual sessions to larger event companies designing complete corporate away days. The specialist broker should understand exactly what the business is responsible for, particularly where it combines planning, facilitation, equipment, venue arrangements and subcontracted activities.

Team Building Organisers

Organisers may design a complete programme for a corporate client, including: activity selection event scheduling venue coordination facilitators equipment participant management entertainment and third-party suppliers.

Corporate Away-Day Organisers

Away-day organisers may provide a complete event or arrange selected elements on behalf of a client. Events can combine meetings, activities, workshops, meals and entertainment.

Team Building Companies

Established companies may employ several facilitators and operate events across numerous venues.

Team Building Facilitators

Independent facilitators may lead: communication exercises problem-solving sessions leadership activities collaborative exercises group discussions and structured challenges.

Team Development Providers

Some businesses place greater emphasis on workplace development than entertainment. Services may include: communication leadership collaboration problem solving team dynamics and facilitated reflection. Where professional advice, training or consultancy is provided, Professional Indemnity may become particularly relevant.

Corporate Trainers

Training businesses may incorporate team-building exercises into wider development programmes. The nature of the training should be accurately described.

Team Building Coaches

Where a provider describes its services as coaching, explain what that coaching actually involves rather than relying solely on the job title.

Event Hosts

Hosts may: welcome participants explain activities manage timings score challenges introduce sessions and coordinate the programme.

Corporate Compères

Larger events may use a compère or presenter to keep activities moving between teams.

Event Managers

Event managers may coordinate venues, suppliers, staff and activity schedules.

Employees

A team-building business may employ: facilitators trainers event managers activity leaders technicians administrators sales staff and warehouse or equipment staff. Employers' Liability considerations depend on the working arrangements and applicable requirements.

Freelance Facilitators

Freelancers may be brought in when several events operate simultaneously or specialist expertise is required.

Subcontractors

Businesses may subcontract: specialist activity providers performers instructors AV suppliers caterers venue services and other event businesses. The specialist broker should understand which activities are delivered directly and which are subcontracted.

Corporate Clients

Clients may include: small businesses large companies professional firms charities public-sector organisations and other employers.

Client Contracts

Corporate clients or venues may impose insurance requirements within contracts. Any contractual requirements should be disclosed when arranging cover.

Small Events

Some facilitators work with relatively small management or project teams.

Large Corporate Events

Larger providers may handle significant numbers of employees across multiple teams, rooms or activities. Typical and maximum participant numbers should be described accurately.

Insurance for Indoor Team Building Activities

Indoor team building can range from simple facilitated workshops to elaborate equipment-led corporate challenges. The actual activities should be declared rather than describing everything simply as an indoor event.

Office Team Building

Mobile providers may deliver activities directly inside a client's workplace. These can include: tabletop challenges communication games problem-solving exercises creative activities quizzes and collaborative tasks.

Conference Room Activities

Hotels and conference venues may provide larger spaces for structured team events.

Problem-Solving Challenges

Challenges may use: puzzles props building materials timed tasks and collaborative exercises.

Communication Games

Facilitators may design activities intended to encourage teams to communicate or work together.

Leadership Exercises

Structured leadership activities may form part of wider corporate development programmes.

Collaborative Challenges

Groups may work together to complete a task rather than compete against one another.

Competitive Challenges

Other events divide participants into teams and award points or prizes.

Team Quizzes

Providers may operate: traditional quizzes multimedia quizzes interactive game shows or digital quiz formats.

Game-Show Activities

Portable game-show setups can include: buzzers screens sound equipment lighting props and electronic scoring systems.

Escape-Style Team Challenges

Portable escape-style events can use: locked boxes puzzles codes props electronic devices and themed tasks. Where a permanent escape-room business is materially different, keep that separate from this page.

Treasure Hunts

Treasure hunts may take place: inside venues within private grounds around a town or city or across several locations. The exact format and participant movement should be declared.

Scavenger Hunts

Scavenger hunts may use physical clues, digital technology or a combination of both.

Murder Mystery Events

Corporate murder mystery events may involve: actors hosts scripts props costumes and participant interaction.

Creative Team Building

Creative sessions can include: painting craft activities construction challenges music writing design exercises and collaborative projects.

Construction Challenges

Some activities ask teams to build structures or objects from supplied materials. The materials, tools and scale of the activity should be declared.

Cookery Challenges

Some team-building providers offer food or cookery activities. Where cooking equipment, kitchens, heat or food preparation are involved, this should be specifically declared.

Virtual Team Building

Providers may deliver: online quizzes virtual escape challenges remote workshops online games and facilitated video sessions.

Hybrid Events

Some events combine participants at a physical venue with remote colleagues.

Professional Indemnity

Professional Indemnity may be particularly relevant where the provider goes beyond entertainment and delivers: training consultancy professional facilitation leadership development or other professional advice. Do not imply that Professional Indemnity is required for every team-building business.

Team building facilitator leading an interactive corporate workshop with employees in a conference venue

Looking for Team Building Insurance?

Whether you organise complete corporate away days, facilitate workshops, run mobile team challenges or provide specialist activities, tell us exactly how your business operates.

Include the activities you provide, participant numbers, venues, equipment, employees, freelancers, subcontractors and any professional training or consultancy involved.

Request a Specialist Team Building Insurance Quote

Insurance for Outdoor Team Building Activities

Outdoor team building can range from simple group challenges on private grounds to more physical or specialist activities. The phrase "outdoor team building" is too broad on its own. The actual activities should be declared.

Corporate Away Days

Away days may combine indoor and outdoor sessions within one programme.

Outdoor Problem-Solving Activities

Activities may involve teams completing tasks using: portable props ropes markers building materials water containers or other equipment. The exact equipment and activity should be described.

Outdoor Treasure Hunts

Teams may follow clues around: private estates event venues town centres parks or other permitted areas.

Outdoor Scavenger Hunts

These can involve physical clues or app-based challenges.

Orienteering-Style Challenges

Some events use maps or checkpoints. If the activity becomes specialist navigation, endurance or adventure sport, declare this separately.

Field Games

Businesses may provide recreational field-based activities. The broker should understand the individual games rather than treating "field games" as a complete description.

Sports-Based Team Building

Some corporate events include sporting activities. Declare each material sport or physical activity individually. Do not imply that every sport is automatically included.

Physical Challenges

The degree of physical participation can vary considerably. Explain whether activities involve: running lifting climbing balancing obstacles or other physical challenges.

Inflatable Activities

Inflatable equipment may require specialist consideration. Do not assume inflatable activities automatically fall within standard Team Building Insurance.

Large Outdoor Games

Some providers use oversized games or purpose-built event equipment. The equipment and setup should be declared.

Private Estates

Country houses, hotels and estates may provide grounds for corporate events.

Dedicated Activity Sites

Some providers operate from or subcontract to dedicated activity locations.

Public Spaces

Where events take place in public spaces, explain the activity and any permissions or organiser responsibilities.

Weather

Outdoor businesses may need contingency arrangements when weather affects planned activities. Do not imply that lost income or cancellation due solely to weather is automatically insured.

Specialist Activities

Higher-risk or specialist activities should be individually identified. Examples could include activities involving: height water vehicles specialist sporting equipment adventure activities or other materially different exposures.

Specialist Subcontractors

An organiser may subcontract activities it does not provide directly. The specialist broker should understand the contractual and operational relationship between the organiser and subcontractor.

Participant Numbers

Outdoor events can range from small teams to large corporate groups.

Supervision

Explain how activities are supervised and whether leaders are employees, freelancers or specialist third-party providers.

Equipment Setup

Portable outdoor equipment may require installation, testing or securing at each event.

Team Building Insurance for Different Venues and Working Locations

Many team-building businesses operate across numerous locations rather than from one fixed customer-facing premises.

Hotels

Hotels may host: workshops quizzes indoor challenges conference activities and outdoor sessions within their grounds.

Conference Centres

Conference centres can accommodate larger corporate programmes using several rooms.

Client Offices

Mobile providers may bring activities directly to a customer's office. This can involve work around: employees office furniture IT equipment and other third-party property.

Customer Premises

Corporate clients may provide: warehouses training rooms meeting spaces factories or other suitable areas for team activities. The actual environment should be considered when planning activities.

Hired Halls

Smaller providers may hire halls for individual events.

Event Venues

Specialist event venues may provide space for larger or equipment-led activities.

Country Hotels and Estates

Away-day providers may use hotels with substantial private grounds.

Activity Centres

A permanent activity centre can create a different risk profile from a purely mobile provider. The business may have: participant areas activity rooms equipment stores reception areas offices and staff facilities.

Multiple Venues

A single event may operate across: several rooms indoor and outdoor areas or several nearby locations.

Mobile Businesses

Some team-building companies operate almost entirely from vans or portable equipment stores.

Working From Home

Independent facilitators may run administration from home, including: quotations event planning accounts marketing customer communications booking management and online activity delivery. Use the approved contextual link: Working From Home Insurance https://www.quotemonkey.co.uk/business/working-from-home-insurance

Home Offices

A dedicated home office may contain: computers booking records customer information event documentation and small equipment.

Home Studios

A genuine home studio may be relevant where a business produces online content or delivers remote workshops. Do not force Home Studio Insurance into the page where it is not genuinely relevant.

Commercial Offices

Larger businesses may operate dedicated offices for event planning, sales and administration.

Workshops

Equipment-heavy providers may use workshop space for: repairs maintenance testing prop preparation and event-kit assembly.

Warehouses

Larger operators may store substantial quantities of equipment at a warehouse or commercial unit.

Multiple Premises

A business may combine: an office warehouse workshop and external storage.

Commercial Property

Commercial Property may be relevant where premises are owned or the business has wider responsibility for them.

Business Interruption

Business Interruption can become important where damage to key premises or equipment prevents events from operating.

Insurance for Team Building Equipment and Mobile Event Property

Portable property can be a substantial part of a team-building business.

Team Building Games

Businesses may own specialist games designed for repeated commercial use.

Activity Props

Props may include: puzzle pieces construction materials timing equipment markers locked boxes themed items and challenge equipment.

Event Kits

Some companies prepare complete kits for individual activities.

Quiz Equipment

Equipment may include: buzzers tablets screens projectors microphones and sound systems.

AV Equipment

Audio-visual equipment can be valuable and regularly moved between venues.

Laptops and Tablets

Digital activities may depend on portable computers and tablets.

Electronic Scoring Equipment

Larger events may use electronic timing or scoring systems.

Signs and Banners

Businesses may transport branded signs, banners and directional equipment.

Gazebos and Outdoor Equipment

Outdoor providers may use temporary shelters and event equipment.

Tools

Tools may be carried for equipment setup, maintenance and minor repairs.

Spare Parts

Equipment-led businesses may keep replacement components for frequently used items.

Business Contents

Business Contents may include: office equipment warehouse contents workshop equipment event property and other business assets.

Portable Equipment

Portable Equipment considerations can be especially important because valuable property is frequently away from the main premises.

Home Storage

Small businesses may initially keep equipment at home.

Garage Storage

Garages may be used for bulky event property. The business use, security and values should be declared.

Outbuilding Storage

Garden buildings or other outbuildings may be used for suitable equipment.

Commercial Units

Growing businesses may move equipment into dedicated commercial units.

Warehouse Storage

Larger providers may need racking and dedicated preparation areas.

External Storage

Some businesses use separate storage premises.

Self Storage

Self storage may be suitable for: games props AV equipment event furniture signage seasonal equipment and activity materials. Where relevant, use the approved contextual links: Storage Insurance https://www.quotemonkey.co.uk/storage/storage-insurance Business Goods and Stock in Self Storage https://www.quotemonkey.co.uk/business-goods-and-stock-in-self-storage

Multiple Storage Locations

Equipment may be split between: home office warehouse garage self storage and vehicles. All material locations should be declared.

Goods in Transit

Goods in Transit may be particularly relevant where equipment constantly moves between storage and events.

Loading and Unloading

Mobile event businesses regularly load and unload equipment at unfamiliar premises.

Vans

A provider may use one van or a fleet to transport equipment. Do not imply the business policy automatically provides motor insurance.

Equipment in Vehicles

Do not assume equipment left unattended in a vehicle is automatically covered. Security, overnight storage and unattended-property conditions may apply.

Hired Equipment

Some events require hired AV, staging, games or other equipment. The responsibilities for hired property should be declared.

Customer Equipment

Where the provider uses or handles a client's property, this should be explained.

Equipment Repairs

Businesses may repair their own event equipment between jobs. Where repairs are offered commercially for other businesses, that becomes a wider activity and should be separately declared.

Equipment Manufacture

Some providers build their own games or props. Occasional construction for their own use is different from commercially manufacturing and selling equipment to others. Where equipment is manufactured for sale or supply, disclose this separately.

Team building business preparing games props and portable event equipment for a corporate event

Insurance Considerations for Team Building Businesses

A team-building company can combine event management, physical activities, professional facilitation, equipment and work at third-party premises. The insurance arrangement should reflect the actual business rather than relying solely on the description "team building".

Public Liability Insurance

Public Liability can be a central consideration where participants, corporate clients, venue owners or members of the public interact with the business.

Participant Injuries

A participant may allege injury during a declared team-building activity. The circumstances and applicable policy terms determine whether a claim is covered.

Third-Party Property

Activities at client premises can create potential allegations of damage to: buildings furniture IT equipment or other property.

Hired Venues

A provider could face allegations connected with its use of a hotel, hall, conference centre or other hired venue.

Employers' Liability Insurance

Employers' Liability may be relevant where the company employs facilitators, activity leaders, technicians, office staff or other workers.

Freelancers and Labour Arrangements

The business should accurately describe how freelancers and other workers are engaged.

Professional Indemnity Insurance

Professional Indemnity may be particularly relevant where the business provides: professional training consultancy facilitation leadership development or advice.

Product Liability Insurance

Product Liability may become relevant where a business: manufactures sells supplies imports or own-brands physical products or activity equipment.

Business Contents Insurance

Business Contents may be relevant to equipment at offices, workshops, warehouses or other premises.

Portable Equipment

Mobile event equipment may require consideration away from the main premises.

Goods in Transit Insurance

Goods in Transit may be relevant where event equipment moves regularly between storage and venues.

Commercial Property Insurance

Commercial Property may be relevant where the business owns or has responsibility for offices, activity centres, workshops or warehouses.

Business Interruption Insurance

An insured incident affecting: premises specialist equipment or other critical insured property may materially interrupt scheduled operations. The precise protection depends on the arrangement.

Cyber Insurance

Team-building businesses can depend heavily on digital systems. Potential exposures can involve: customer records corporate client data online bookings payment systems email websites and event-management software.

Online Booking Systems

A provider may accept enquiries, deposits or complete event bookings online.

Payment Systems

Corporate deposits and balances may be handled electronically.

Customer Information

Event organisers may hold names, email addresses, company information and other booking details.

Website and Online Activity

Websites can be central to generating enquiries and explaining activities.

Contractual Requirements

Corporate clients and venues may specify particular insurance limits or documentation.

Subcontracted Activities

Where specialist activities are subcontracted, the organiser's own responsibilities should be understood.

Multiple Activities

A provider offering ten different activities should disclose the complete programme rather than naming only the most common activity.

Specialist Activities

Any materially higher-risk or unusual activity should be specifically declared.

Business Growth

A business may evolve from: one facilitator working from home to a mobile team with equipment and vans and eventually multiple employees, premises, storage and events running simultaneously. Insurance requirements should reflect the current operation.

Looking for Team Building Insurance?

Whether you organise corporate away days, facilitate workshops, run mobile team challenges, provide equipment-led activities or manage complete corporate events, tell us how the whole business works.

Include the activities you provide, participant numbers, venues, employees, freelancers, subcontractors, equipment, storage, online bookings and any professional training or consultancy involved.

Request a Specialist Team Building Insurance Quote

Frequently Asked Questions

What is Team Building Insurance?▼

Team Building Insurance is a broad description for insurance arranged around team-building organisers, facilitators, activity providers and corporate event businesses. The suitable arrangement can depend on the activities provided, venues, participant numbers, equipment, employees, subcontractors and professional services.

Can a team-building organiser get insurance?▼

Team-building organisers can be referred to a specialist broker. Explain the complete activity programme, venues, participant numbers, equipment and whether any activities are subcontracted.

Can a corporate away-day provider get insurance?▼

Corporate away-day businesses may be considered where the organiser's responsibilities, activities and venues are clearly described.

Can a team-building facilitator get insurance?▼

Independent facilitators may be considered where their workshops, exercises and professional services are declared.

Can a team-development business get insurance?▼

Team-development businesses may be considered where facilitation, training, consultancy and activity-based services are accurately described.

Can a corporate trainer get Team Building Insurance?▼

Corporate trainers may be considered where team-building forms part of their wider training services.

Can a team-building coach get insurance?▼

Businesses describing their services as coaching should explain the actual professional services and activities provided.

Can a team-building host get insurance?▼

Hosts and presenters may be considered where they form part of the declared team-building or corporate event service.

Can a corporate compère get insurance?▼

Compères may be considered where they host or coordinate team-building activities.

Can an event manager get Team Building Insurance?▼

Event managers may be considered where they organise team-building activities and wider corporate programmes.

Can a team-building company employ facilitators?▼

Yes. Larger businesses may employ facilitators, trainers, event managers and other staff.

Can a team-building company use freelance facilitators?▼

Freelance facilitators may form part of the business. Explain their role and working arrangements.

Can team-building activities be subcontracted?▼

Specialist activities may be subcontracted, but the organiser should declare what it arranges and what responsibility it retains.

Can caterers be subcontracted for corporate away days?▼

Catering may be subcontracted where relevant. The organiser should explain the wider event responsibilities.

Can performers be subcontracted for team-building events?▼

Performers may form part of a wider event where their role is declared.

Can specialist instructors be subcontracted?▼

Yes. Specialist providers should be declared where they deliver part of the event.

Can team-building events take place in offices?▼

Office-based activities may be considered where the format and equipment are declared.

Can team-building events take place in conference rooms?▼

Conference-room activities may be considered where the activity is accurately described.

Can team-building events take place in hotels?▼

Hotels may be used for workshops, challenges, conferences and away days.

Can team-building events take place at conference centres?▼

Conference centres may be considered for larger events using one or more rooms.

Can team-building events take place at customer premises?▼

Yes. Mobile providers may work at customer offices, warehouses or other agreed premises.

Can team-building events take place in community halls?▼

Hired halls may be used for suitable corporate activities where declared.

Can team-building events take place at activity centres?▼

Dedicated activity centres may be considered where the premises and complete range of activities are described.

Can team-building events take place on private estates?▼

Private estates or hotel grounds may be used where the activities and permissions are declared.

Can a team-building business operate from multiple venues?▼

Yes. Many providers use different venues for every event.

Can a team-building company operate as a mobile business?▼

Mobile providers may be considered where they transport equipment between client and hired venues.

Can a team-building facilitator work from home?▼

Independent facilitators may handle planning, bookings, accounts and administration from home.

Can a team-building company have a home office?▼

A home office may be used for administration and customer communications.

Can a team-building company use a commercial office?▼

Larger providers may operate dedicated offices for sales, event planning and administration.

Can a team-building business use a warehouse?▼

Warehouse or commercial-unit storage may be considered where the equipment and values are declared.

Can a team-building company use a workshop?▼

Workshop space may be used to maintain, test or prepare event equipment.

Can indoor team-building activities be insured?▼

Indoor activities may be considered where the full activity list is declared.

Can office team-building activities be insured?▼

Office challenges, quizzes, workshops and other declared activities may be considered.

Can problem-solving activities be insured?▼

Problem-solving challenges may be considered where the props, physical activity and format are described.

Can communication exercises be insured?▼

Facilitated communication exercises may form part of the declared programme.

Can leadership exercises be insured?▼

Leadership activities may be considered where they form part of professional training or facilitation.

Can collaborative team challenges be insured?▼

Collaborative activities may be considered where the nature of the challenge is declared.

Can competitive team challenges be insured?▼

Competitive challenges may be considered where the physical and equipment exposures are described.

Can corporate quizzes get insurance?▼

Quiz-based events may be considered where the format and equipment are declared.

Can game-show team building get insurance?▼

Portable game-show formats may be considered where equipment such as buzzers, screens and sound systems is disclosed.

Can escape-style team building get insurance?▼

Portable escape-style activities may be considered where puzzles, props and equipment are declared.

Can treasure hunts get Team Building Insurance?▼

Treasure hunts may be considered where the route, locations, participant movement and event responsibilities are described.

Can scavenger hunts get insurance?▼

Scavenger hunts may be considered whether they use physical clues, digital technology or both.

Can murder mystery team building get insurance?▼

Murder mystery events may be considered where performers, props and participant interaction are declared.

Can creative team-building workshops get insurance?▼

Creative workshops may be considered where the actual activity, materials and equipment are explained.

Can painting team-building events get insurance?▼

Painting-based team events may be considered where the materials and venue setup are declared.

Can craft team-building events get insurance?▼

Craft activities may be considered where the type of craft and tools are described.

Can construction challenges get insurance?▼

Team challenges involving construction or assembly may be considered where the tools, materials and scale of the activity are declared.

Can cookery team-building events get insurance?▼

Cookery activities may be considered, but kitchens, heat, food preparation and equipment should be specifically declared.

Can online team-building events get insurance?▼

Virtual quizzes, online workshops and remote facilitated activities may form part of the business.

Can hybrid team-building events get insurance?▼

Hybrid events combining physical and remote participants may be considered where the setup is described.

Can outdoor team-building activities be insured?▼

Outdoor activities may be considered, but the exact activities, locations and equipment should be declared.

Can outdoor problem-solving challenges get insurance?▼

Outdoor challenges may be considered where the physical activity and equipment are explained.

Can outdoor treasure hunts get insurance?▼

Outdoor treasure hunts may be considered where the route and participant responsibilities are clear.

Can orienteering-style team activities get insurance?▼

Navigation-style activities may be considered, but specialist or higher-risk formats should be specifically declared.

Can field games get Team Building Insurance?▼

Field-based games may be considered where each material activity is identified.

Can sports-based team building get insurance?▼

Sporting activities may be considered, but each sport should be declared rather than relying on a general description.

Can physical team challenges get insurance?▼

Physical activities may be considered where running, lifting, balancing, climbing or other relevant elements are accurately described.

Can inflatable team-building activities get insurance?▼

Inflatable activities may require specialist consideration and should be specifically declared.

Can large outdoor games get insurance?▼

Large games or purpose-built event equipment may be considered where the equipment and setup are described.

Can activities involving height get insurance?▼

Height-related activities should be specifically declared and may require specialist consideration.

Can water-based team-building activities get insurance?▼

Water activities should be individually declared and should not be assumed to fall within ordinary Team Building Insurance.

Can vehicle-based team-building activities get insurance?▼

Activities involving vehicles should be specifically declared because materially different insurance considerations may apply.

Can adventure activities get Team Building Insurance?▼

Adventure activities should be individually identified and considered rather than treated as standard team building.

Can team-building businesses use specialist subcontractors for higher-risk activities?▼

Yes, but the organiser's role and responsibility should be clearly explained to the specialist broker.

Does participant number matter for Team Building Insurance?▼

Typical and maximum participant numbers can be relevant to the insurance arrangement.

Can a team-building business run several events on the same day?▼

Yes. Larger companies may operate several events simultaneously using multiple staff or subcontractors.

Can team-building businesses work for large corporate clients?▼

Yes. Larger corporate clients may also have contractual insurance requirements.

Can public-sector organisations book team-building providers?▼

Public-sector and other organisations may use team-building providers where the business's activities are suitable.

Can charities use team-building providers?▼

Charities and other organisations may book corporate activity providers where relevant.

Can professional firms book team-building events?▼

Professional businesses may use facilitated away days, workshops and corporate challenges.

Can team-building businesses own event games?▼

Games and activity equipment may form part of the business's property requirement.

Can activity props be insured?▼

Props, puzzles and activity materials may form part of Business Contents or portable-equipment requirements.

Can team-building event kits be insured?▼

Complete activity kits may be considered where their values and storage arrangements are declared.

Can quiz equipment be insured?▼

Buzzers, screens, projectors and related quiz equipment may form part of the business equipment.

Can AV equipment be insured?▼

Audio-visual equipment may need consideration where it is owned by the team-building company.

Can projectors be insured?▼

Projectors may form part of office, workshop or portable event equipment.

Can laptops and tablets be insured?▼

Portable computers and tablets may need consideration where they are used at events.

Can electronic scoring systems be insured?▼

Electronic timing or scoring systems may form part of the event-equipment requirement.

Can signs and banners be insured?▼

Branded signs and banners may form part of the business's portable equipment.

Can gazebos be insured?▼

Outdoor event gazebos may need consideration where they are owned by the business.

Can tools be insured?▼

Tools used for event setup, equipment maintenance or preparation may form part of Business Contents or portable equipment.

Can team-building equipment be stored at home?▼

Smaller providers may store equipment at home where the business use and values are declared.

Can team-building equipment be stored in a garage?▼

Garage storage may be considered depending on the equipment, values and security arrangements.

Can team-building equipment be stored in an outbuilding?▼

Outbuilding storage may be considered where the property and values are declared.

Can a team-building business use commercial storage?▼

Commercial units or warehouses may be used for larger quantities of equipment.

Can a team-building business use self storage?▼

Self storage may be used for games, props, signs and event equipment where suitable.

Can equipment be kept at several locations?▼

Yes. Equipment may be split between offices, warehouses, homes and external storage.

Can Goods in Transit Insurance be relevant?▼

Goods in Transit may be particularly relevant where activity equipment moves constantly between storage and event venues.

Can event equipment be covered in a van?▼

Portable property in vehicles may require specific consideration and can be subject to security and unattended-property conditions.

Does Team Building Insurance include van insurance?▼

Do not assume so. Business vehicles may require separate motor insurance.

Can hired event equipment be covered?▼

Hired equipment responsibilities should be disclosed where AV, staging or other property is rented for an event.

Can customer equipment be covered?▼

If the provider takes responsibility for property belonging to a client, this should be declared.

Can team-building businesses make their own games and props?▼

Businesses may build equipment for their own use. Where equipment is manufactured or sold commercially, that wider activity should be declared.

Can team-building equipment be sold to other businesses?▼

Commercial sale or manufacture of equipment can create Product Liability considerations and should be separately disclosed.

Does a team-building provider need Public Liability Insurance?▼

Public Liability can be a central consideration where participants, clients, venues and third parties interact with the business.

Can Public Liability be relevant to participant injuries?▼

A participant may allege injury during an activity. Whether a claim is covered depends on the circumstances and policy terms.

Can Public Liability cover damage at customer premises?▼

Allegations involving third-party property damage may fall for consideration under Public Liability, subject to the policy terms.

Can Public Liability be relevant at hired venues?▼

Yes. An organiser may face allegations arising from its activities or equipment at a hired venue.

Does a team-building business need Employers' Liability Insurance?▼

This depends on employment arrangements and applicable legal requirements.

Can team-building facilitators be employees?▼

Yes. Facilitators may be employees, freelancers or subcontractors depending on the business model.

Can Professional Indemnity Insurance be relevant?▼

Professional Indemnity may be relevant where a business provides professional facilitation, training, consultancy or advice.

Can leadership training be covered under Professional Indemnity?▼

Leadership training may create professional-service exposures where it forms part of the declared business.

Can consultancy form part of a team-building business?▼

Yes. Consultancy should be declared where the business provides professional recommendations or development advice.

Can Product Liability Insurance be relevant?▼

Product Liability may be relevant where the business manufactures, imports, sells or supplies physical products or activity equipment.

Can Business Contents Insurance be relevant?▼

Business Contents may be relevant to office, workshop, warehouse and event equipment.

Can portable equipment be insured?▼

Portable equipment may need consideration because it is regularly used away from the main premises.

Can Commercial Property Insurance be relevant?▼

Commercial Property may be relevant where the business owns or has wider responsibility for offices, workshops, warehouses or activity centres.

Can Business Interruption Insurance be relevant?▼

Business Interruption may be relevant where insured damage to premises or important equipment materially disrupts scheduled events.

Can Cyber Insurance be relevant to team-building businesses?▼

Cyber Insurance may be relevant where bookings, payments, websites, customer information or online activities depend on digital systems.

Can team-building businesses take bookings online?▼

Online booking and enquiry systems may form part of the business's digital operations.

Can corporate clients pay deposits online?▼

Digital deposits and event payments may create cyber and payment-system exposures.

Can customer information be stored online?▼

Event organisers may hold corporate client and participant information electronically.

Can a team-building company have several business activities?▼

Yes. A provider may combine facilitation, events, workshops, equipment, online activities and professional training. The full operation should be declared.

What information is needed for a Team Building Insurance enquiry?▼

Be ready to explain the complete activity list, participant numbers, venues, indoor and outdoor events, employees, freelancers, subcontractors, professional services, equipment, vehicles used operationally, storage locations, premises and any specialist activities.