Urban Land Liability Insurance Urban Land Liability Insurance FAQs Trustpilot Please complete all required fields! X Start Date Date you would like the insurance to start. Maximum of 30 days in advance * CalendarPlease provide a start date Number of Acres Total value of acres to be insured. Maximum limit of 40 acres. * Please provide acres (max 3 dp). Maximum limit is 40 acres. Public liability cover Select the level of public liability cover you require * Standard liability limit (£2,000,000)Increased limit of £5,000,000 Invalid Input Policy Type Please select Company if the policy is to be in the name of a Ltd Company, Partnership, Trading As or a Charity * IndividualCompany Please select the policy type Full Business Name The full, legal trading name of the company including Limited, Ltd, LLP or any other suffixes. Not entering this correctly could invalidate your insurance. * Please enter the full, legal trading name of the company including Limited, Ltd, LLP or any other suffixes. Date business established in this format DD.MM.YYYY Please enter the date the business was established in the format DD.MM.YYYY * Please enter the date the business was established in the format DD.MM.YYYY Do you require Employers' Liability Insurance for members of the Residents' Association (RA)? Select whether you wish to include Employers' Liability Insurance (£10 Million limit) to cover members of the Residents' Association with this policy * YesNo Please specify if you require employer's liability insurance Non-manual members of the RA Please select the number of non-manual members of the Residents' Association you want this insurance to cover - this can include member who do bookkeeping and other computer based roles etc. * - please select -012345>5 Please select the number of employees Gardener/maintenance members of the RA Please select the number of gardener/maintenance members of the Residents' Association you want this insurance to cover - tree work is covered only with hand pruners from ground level * - please select -012345>5 Please select the number of employees Does the land have a car park?* YesNoPlease specify if the land has a car park Does the land have any buildings?* YesNoPlease specify if the land has any buildings Does the land have any watercourses exceeding 1 meter in depth at the deepest pointwaterways or rivers crossing it?* YesNoPlease specify if the land has any watercourses Does the land have any trees?* YesNoPlease specify if the land has any trees Country Select the country * England, Scotland or WalesNorthern IrelandChannel Islands and Isle of Man Invalid Input Get Quote Unfortunately we are unable to quote online for the conditions specified. Please contact us. Your Quote: £ Please click on generate Quote. Please note there is a £130.36 minimum premium. Your quote includes Insurance Premium Tax (where applicable) and an administration fee. How your premium is calculated Public Liability Premium: £ Employers' Liability Premium: £ IPT: £ Premium including IPT: £ Admin fee: £ BackContinue With Urban Insurance Purchase I confirm that I have not had insurance cover refused or cancelled or had special terms imposed. I confirmPlease tick to confirm I confirm that I have not had any convictions or criminal offences which are not spent under the Rehabilitation of Offenders Act or have any prosecutions pending. I confirmPlease tick to confirm I confirm that I have not had any claims or incidents relating to this piece of land or members of the Residents' Association covered by this policy within the last 5 years. I confirmPlease tick to confirm I confirm that I have not been declared bankrupt or insolvent or been the subject of bankruptcy proceedings or insolvency proceedings.I confirm that I have not had a County Court Judgement or had a Sheriff Court Decree awarded against me, nor have I been bankrupt. I confirmPlease tick to confirm I confirm that this land will not be used for any sporting or entertainment event.I confirm that, unless the land is a carpark, the land will not be used for any event where members of the public are invited to attend or a fee is charged for entry. I confirmPlease tick to confirm I confirm that this land is either a private road or car park with no structures that are used for residential or commercial purposes. I confirmPlease tick to confirm I confirm the land is not on a cliff, the coast or part of tidal land. I confirmPlease tick to confirm I confirm that if the land is in England, Wales or Northern Ireland and contains any right of way, that the right of way will be maintained in a safe condition. I confirmPlease tick to confirm I confirm that if any business of 'car park' is undertaken on the land then a disclaimer notice will be displayed at all times. I confirmPlease tick to confirm I confirm that if this land has any rivers or waterways that the required safety measures are installed and suitably maintained. I confirmPlease tick to confirm I confirm that I have not been disqualified from being a company director.I confirm that I have never been a director of a company that has been liquidated by its creditors nor have I been disqualified under the Company Directors’ Disqualification Act 1986. I confirmPlease tick to confirm I confirm that the legal trading business name of our business is .. I confirmPlease tick to confirm I confirm that the land to be insured is not used and has never been used by any petrol station, chemical works, gas works, oil refineries, power stations, underground mines or any other industries of this nature. I confirmPlease tick to confirm I confirm that if there are any private roads or residents land, car parks, hedges, fences and gates that they are in a good state of repair and regularly maintained. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsements applicable to all land. Special Conditions – applicable to all land The insured is indemnified by this section in accordance with the operative clause for and/or arising out of accidental injury and/or damage occurring during the period of insurance and arising from the ownership of the property as described in the schedule. LS3: Product Liability We will not cover legal liability for bodily injury or loss or damage to material property arising out of any goods or materials manufactured, installed, designed, erected, altered, repaired, sold or supplied by you. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsement applicable to land with car parks. Special Conditions – applicable to land with car parks It is agreed that the Underwriters shall not be liable under this insurance in respect of any claims, liability or losses arising out of or in connection with Road Traffic Act Liability. The Insured hereby warrants that precedent to the liability of Underwriters hereon a Disclaimer Notice is displayed at the premises of the Car Park. The underwriters shall not be liable under this insurance in respect of any motor vehicle in the care, custody or control of the insured. LS1: Land with car parks We will: not be liable under the Public Liability section of this Policy in respect of bodily injury or loss or damage to material property arising out of or in connection with Road Traffic Liability. have no liability for bodily injury to any visitors unless you can show that you have displayed a disclaimer notice in a position where it can be read by the driver of any vehicle prior them paying for entry to the car park. have no liability for loss or damage to any motor vehicle in your care, custody, or control. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsements applicable to land with buildings. Special Conditions – applicable to land with buildings It is a condition precedent to the liability of Insurers that all unsecured or empty buildings situated on any Insured area of land are adequately secured against illegal entry and are structurally sound.Underwriters shall have no liability under this Policy to provide any indemnity or benefit for any legal liability, directly or indirectly resulting from or in consequence of any building or construction works being undertaken on or around the Insured area of land. LS2: Land with buildings We will not cover legal liability for bodily injury or loss or damage: unless all empty buildings situated on the land are structurally sound and are secured against illegal entry. unless you check such buildings monthly to ensure they remain structurally sound and secure. resulting directly or indirectly from any building or construction work being undertaken on any part of the insured land. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsements applicable to land with watercourses. Special Condition – applicable to land with watercourses exceeding 1 metre in depth at the deepest point Where a watercourse of any description that exceeds 1 metre in depth at the deepest point exists on the Insured area of land it is hereby warranted by the Insured that adequate lifesaving equipment is readily available at all times and that the equipment is regularly maintained. LS9: Land with watercourses If there is a watercourse on the land where the depth of water exceeds 1 metre then we will not cover legal liability for bodily injury caused by a person falling into such watercourse unless adequate lifesaving equipment is always readily available and regularly inspected to ensure that it remains functional. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsements applicable to land with trees. Special Condition – applicable to land with trees I confirm that there will not be cover for legal liability for loss or damage to property caused by falling trees unless a professional arborologist carries out a report on the condition of such trees at least once every three years and the treee are maintained in accordance with the arborologist’s recommendations. LS8: Boundary trees exclusion We will not cover legal liability for loss or damage to property caused by falling trees unless you can prove that you employ a professional arborologist to report on the condition of such trees at least once every three years and you have maintained the tree in accordance with the arborologist’s recommendations. I confirmPlease tick to confirm I confirm that I have read and agree to the endorsements applicable to Employers' Liability cover for members of the Residents Association. LS4: Non-manual work by members of the Residents' Association Under the Public Liability section, we will not cover bodily injury or loss or damage to material property caused by or in connection with any manual work carried out by you. LS5: Manual work by members of the Residents' Association Under the Public Liability section, we will not cover bodily injury or loss or damage to material property caused by or in connection with: any excavation exceeding in any part a depth of 500 millimetres. the felling and lopping of trees using chainsaws. the use of mechanically propelled vehicles other than lawnmowers. Under the Employers’ Liability section, we shall not be liable in respect of bodily injury caused by or in connection with the use of power-drive machinery other than lawn-mowers, strimmers, brush cutters and hedge trimmers. HTML I confirmPlease tick to confirm I confirm that I understand that this policy is subject to a £250 all claims excess. I confirmPlease tick to confirm I confirm that I understand this policy provides no cover for Covid-19 or any similar illness. Covid-19 exclusion Notwithstanding any provision to the contrary within this policy, within any endorsement to this policy or within any extension to this policy, this policy and its endorsements (if any) and its extensions (if any) exclude any loss, damage, liability, claim, cost or expense (whether such loss, damage, liability, claim, cost or expense has been suffered by an insured or a third party) of whatsoever nature, directly or indirectly caused by, contributed to by, resulting from, arising out of, in connection with, or otherwise in any way directly or indirectly attributable to: Coronaviruses; and Coronavirus disease (COVID-19); and Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2); and any mutation of or variation of a), b) or c) above; and any infectious disease that is designated or treated as a pandemic by the World Health Organisation; and any fear or anticipation of a), b), c), d) or e) above, regardless of any other cause or event contributing concurrently or in any other sequence thereto. I confirmInvalid Input I confirm that I have read and understood the Terms of Business. I confirmPlease tick to confirm I confirm that I have read and understood the Key FactsInsurance Policy Information Document. I confirmPlease tick to confirm By confirming all the statements above, your demands and needs are those of a customer who has a need for Urban Landowners insurance. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs; you must therefore carefully read the policy and other documentation, and particularly the section on exclusions and limitations, to determine whether this product is right for you. BackContinue Title* MrMrsMissMsDrOtherInvalid Input Title First name* Please enter your first name. Last name* Please enter your last name Date of Birth Select the policyholder's date of birth from the drop down lists Select Day01020304050607080910111213141516171819202122232425262728293031.Select Month010203040506070809101112.Select Year20062005200420032002200120001999199819971996199519941993199219911990198919881987198619851984198319821981198019791978197719761975197419731972197119701969196819671966196519641963196219611960195919581957195619551954195319521951195019491948194719461945194419431942194119401939193819371936193519341933193219311930192919281927192619251924192319221921192019191918191719161915191419131912191119101909190819071906190519041903190219011900 Please select a valid date of birth over 18 years of age. Postcode Enter the policy holder's postcode in the box below and then click the Find address button to select the address from a list of addresses for this postcode or enter the address manually in the boxes. * Find addressPlease provide a valid postal code Building Name / Number* Please enter your house name or number Address 1* Invalid Input Address 2 Invalid Input Town/City* Invalid Input County Please enter a valid county Email* Please enter a valid email address Confirm Email* Please confirm your email address Phone number Please enter a valid phone number Add an interested party (only if required)Interested Parties Please add the name of any interested parties here. Leave this field blank if there are no interested parties. Invalid Input BackContinue Land Postcode/Title Number Please enter the land postcode or if there isn't one then the land registry title number * Please enter a valid UK postcode or land registry title number Land Name / Number* Invalid Input Land Address 1* Invalid Input Land Address 2 Invalid Input Land Town/City* Invalid Input Land County Invalid Input BackContinue Preview of your quote Insurance cover dates: . - . Total cost of insurance: . Number of acres: . Public liability cover: . Employers' liability cover: . How your premium is calculated Public Liability Premium: £ Employers' Liability Premium: £ Insurance Premium Tax: £ Premium including IPT: £ Quote Monkey Admin fee: £ Insurance Company: Accelerant Agency (UK) Ltd on behalf of HDI Global SE UK Your contact details . . . . . . . . . Email: . Phone: . Details of land to be insured . . . . . . In clicking the 'Buy Me'/'Put me on cover' button, you agree that this policy meets your demands and needs. Click the following to view the Insurance Policy Information Document, policy wording and Insurance terms of business. I consent for Quote Monkey to contact me for feedback about this purchase YesInvalid Input I consent for Quote Monkey to contact me with offers for other insurances and financial products YesInvalid Input I consent for my personal details to be passed on to Trustpilot to contact me for feedback about this purchase YesInvalid Input Save Quote BackBuy Me If you proceed with this purchase the policy documents will be emailed to you immediately, if you do not appear to receive these documents it maybe worth checking your Junk/Spam folder as they sometimes end up there. If you proceed with this the policy documents will be emailed to you once the payment system is back up and running and payment for the policy has been received. The nature and basis of remuneration we receive for this policy is, when we sell you this policy we charge you a fee as agreed with you and the insurer pays us a percentage commission from the total premium. IMPORTANT: if you are unsure of any of the answers, please refer to one of the following areas of help Urban Land Owners Insurance FAQs Contact Quote Monkey
