Look A Like Public Liability Insurance for Tribute Performers, Celebrity Impersonators, Character Acts and Event Entertainers

It is Public Liability Insurance for performers such as celebrity lookalikes, impersonators, tribute performers, character acts and other entertainers working at events and venues.

Suitable celebrity lookalike enquiries can be referred to a specialist broker. The broker will normally need to understand what the performer does, where they work and how they interact with audiences.

Yes, suitable celebrity impersonators can be referred. Explain whether the act involves appearance only, comedy, singing, hosting, stage performance or other activities.

Suitable tribute performers may be considered. The broker should be told what the act involves and whether there is singing, music, audience interaction or performance equipment.

Potentially. Suitable tribute singers can be referred, with details of the act, venues, equipment and performance style.

Suitable character performers may be considered, including themed, historical, comedy and costume-based acts.

Potentially. Tell the broker about the costume, props, audience interaction and any equipment used.

Yes, suitable walkabout entertainers can be referred. Explain the venues, audience sizes and type of interaction involved.

Suitable meet-and-greet performers may be considered, including acts booked for photo opportunities, guest arrivals and event appearances.

Yes, suitable wedding appearances can be referred. Explain whether the performer attends for photographs, guest interaction, singing, comedy or a longer act.

Suitable private-party work may be considered. Tell the broker about the event type, audience size and performance activities.

Yes, suitable corporate event work can be considered, including awards evenings, conferences, staff parties and client events.

Suitable exhibition and trade-show appearances may be referred, especially where the performer provides walkabout entertainment, promotional appearances or guest interaction.

Potentially. Promotional and brand-event work should be disclosed, particularly where the performer is involved in public interaction or structured promotional activity.

Suitable festival appearances can be considered. The broker may need to know expected attendance, whether the event is indoors or outdoors and the nature of the act.

Yes, suitable charity, community and public-event appearances may be referred.

Suitable hospitality-venue work can be considered, including meet-and-greet, walkabout and stage appearances.

Potentially. Tell the broker about the type of venue, audience and whether the act involves stage performance or equipment.

Yes. If singing forms part of the act, it should be disclosed so the broker understands the complete performance.

Potentially. Hosting and compèring should be described as part of the overall act.

Suitable comedy impersonators can be considered. Explain the nature of the performance and any audience participation.

Yes, but the broker should understand what the routine involves and whether there is direct audience interaction.

Public Liability may be relevant where performers interact with guests or members of the public, subject to policy terms and the circumstances of the claim.

Public Liability can be relevant to accidental damage to third-party property, subject to policy terms, exclusions and the circumstances of the incident.

No. The broker should understand the full act, venues, equipment and any additional activities so the appropriate insurance can be considered.

Suitable use of props can be considered, but the broker should be told what props are used and whether guests handle them.

Yes, suitable performers using microphones, speakers and small PA systems can be referred. Describe the equipment and how it is used.

Portable lighting may form part of the business equipment or performance setup, depending on the policy and circumstances.

Costumes, wigs and other business property may be considered under appropriate business contents arrangements, depending on the insurer and policy.

Potentially. Tell the broker what equipment is used, its value and where it is kept.

Suitable business equipment kept at home may be considered, but it should not be assumed that normal household insurance automatically covers commercial property.

Yes. Many performers manage bookings, rehearsals, costumes and administration from home. Tell the broker what business activity takes place at the property.

Potentially. Home studios, garden rooms, garages and outbuildings may be used for rehearsal, costume preparation, photography, content creation or storage.

Suitable equipment and business goods kept in self storage may be considered depending on the arrangement. Tell the broker what is stored, the value and location.

Potentially. Explain what is stored, the building construction and any security arrangements.

It may be relevant where significant business equipment, stock or merchandise is regularly transported. It is not necessarily required for every performer.

Yes. Larger businesses may employ or arrange multiple performers. The broker should understand the employment and contractual arrangements.

Employers' Liability is generally legally required for most UK businesses employing staff, subject to limited exemptions.

Tell the broker about subcontracted performers, what they do and whether they carry their own insurance.

Suitable agencies may be considered, especially where they arrange, employ or subcontract performers. The broker will need to understand the agency's responsibilities.

Potentially. Tell the broker about every activity, such as lookalike work, singing, hosting, comedy, walkabout entertainment and promotional appearances.

Suitable merchandise sales may be considered. Tell the broker what is sold, how much is sold and whether products are bought in, imported or branded by the business.

It can be relevant where a performer regularly sells or supplies products, depending on the goods and business model.

Yes. Online sales should be disclosed, particularly where the business operates its own website or uses marketplaces and social media.

Yes. Many performers rely on online enquiries and booking forms. Where digital systems are important, cyber risks may also be relevant.

It can be relevant where a business depends on online bookings, websites, customer data, digital payments or email.

Yes. Social media is commonly used for marketing and bookings, but the page should remain focused on the entertainment business rather than general influencer activity.

Potentially, subject to appropriate permissions, rights and contractual arrangements. This is a business and legal issue rather than something that should be assumed from the insurance alone.

Potentially. Business Contents Insurance can be relevant to costumes, props, PA systems, computers and other equipment.

Where a performer holds merchandise or other business stock, suitable stock cover may be considered.

Suitable offices, studios, rehearsal spaces and commercial units may be considered under appropriate commercial property arrangements.

Business Interruption Insurance can help protect against certain financial losses following an insured event that disrupts trading, subject to the policy terms and insured causes.

Not necessarily. It is more likely to be relevant where the business provides genuine professional consultancy, planning or advisory services.

Potentially. If consultancy forms part of the business, it should be disclosed separately from performance activity.

Suitable large-event work may be considered, but the broker may need information about attendance, venue, audience interaction and event type.

Potentially. Outdoor appearances should be disclosed, especially at festivals, fairs and public events.

Suitable UK-wide work can be considered. Tell the broker how far you travel and the types of venues attended.

Overseas work may require separate consideration. Tell the broker which countries are involved and how often you perform abroad.

Yes, but business equipment and the vehicle itself are separate insurance considerations.

Yes. Tell the broker whether assistants are employed, subcontracted or unpaid and what duties they perform.

Yes. Suitable businesses representing multiple performers can be considered, but the broker needs to understand the full operation.

Potentially. Both activities should be disclosed, together with any other performers supplied by the business.

Potentially, but these are distinct entertainment activities and should be declared. Where Quote Monkey has separate approved pages, use contextual links rather than making this page compete with them.

Suitable shopping-centre appearances may be considered, including promotional and walkabout work.

Yes, suitable promotional work may be considered. Tell the broker whether the performer simply attends or actively participates in a promotional campaign.

Yes, suitable seasonal appearances may be referred, including Christmas parties, markets and themed events.

Useful information can include the type of act, performance activities, venues, audience interaction, event sizes, props, PA equipment, employees, subcontractors, equipment values, online bookings, merchandise, storage arrangements and previous claims.