Meet And Greet Performers Public Liability Insurance for Character Acts, Celebrity Lookalikes, Costumed Entertainers and Event Performers

It is Public Liability Insurance for performers who greet, interact with and entertain guests at events, venues, exhibitions, parties, weddings and promotional appearances.

Suitable meet and greet performer enquiries can be referred to a specialist broker. Explain what the act involves, where you work and how you interact with guests.

Yes, suitable character performers may be considered, including themed, historical, seasonal and costume-based acts.

Suitable costumed entertainers may be considered. Tell the broker about the costume, movement restrictions, audience interaction and any props used.

Suitable celebrity lookalikes may be considered. Look A Like Public Liability Insurance may be relevant for this type of performer.

Potentially. Explain whether the act involves appearance only, voice imitation, comedy, hosting, singing or another performance element.

Yes, suitable historical and period performers may be considered.

Suitable seasonal performers may be considered, including Christmas, Halloween, Easter and other themed characters.

Potentially. Tell the broker about the costume, visibility, movement, audience interaction and whether an assistant is used.

Yes, suitable walkabout and roaming entertainers can be referred. Explain how much movement through crowds forms part of the act.

Yes, suitable wedding and reception appearances may be considered.

Suitable birthday-party entertainment may be considered, including surprise appearances, photos and guest interaction.

Potentially. Tell the broker what the appearance involves and whether there is audience participation or other performance activity.

Yes, suitable corporate appearances may be considered, including awards evenings, gala dinners, staff events and client functions.

Potentially. The broker should understand whether the performer is greeting delegates, providing character entertainment or supporting a promotional activity.

Yes, suitable exhibition and trade-show work may be considered.

Potentially. Tell the broker whether the performer simply entertains or also distributes products, samples or promotional material.

Suitable product-launch and brand-event appearances may be considered.

Yes, suitable shopping-centre appearances may be considered, including seasonal, promotional and family entertainment.

Suitable festival and public-event work may be considered. The broker may need information about audience size and the nature of the interaction.

Yes, suitable public and community-event appearances may be referred.

Suitable charity and fundraising-event appearances may be considered.

Yes, suitable hotel and hospitality entertainment may be considered.

Potentially. Tell the broker whether the work is occasional or part of a regular entertainment programme.

Suitable character and meet and greet work at visitor attractions may be considered.

Yes, suitable hospitality-venue entertainment may be referred.

Potentially. Outdoor work should be disclosed, especially where costumes, weather conditions or large crowds are involved.

Suitable UK-wide work may be considered. Tell the broker about the types of venues and events attended.

Overseas appearances may require separate consideration. Tell the broker which countries are involved and how frequently work takes place abroad.

Yes. Photo opportunities are a common part of meet and greet work and should be described as part of the act.

Yes, but walkabout and roaming activity should be disclosed because it forms part of the performer’s interaction with the public.

Yes. Greeting guests at entrances, receptions and arrival areas may be part of the declared performance activity.

Potentially. Tell the broker if presenting forms part of the act.

Potentially. Children's interaction should be disclosed where it forms a regular part of the entertainment.

Yes, suitable prop use may be considered. Tell the broker what is used and whether guests handle the props.

Potentially. Small photo props may form part of the act, but larger or interactive props should be described.

Yes, suitable use of small portable audio equipment may be considered.

Potentially. Tell the broker where costumes materially restrict vision, hearing, movement or communication.

Yes. Tell the broker whether assistants are employees, subcontractors or otherwise engaged.

Costumes, wigs and other business property may be considered under appropriate business contents arrangements, depending on the policy.

Potentially. Tell the broker what equipment is owned, its value and where it is kept.

Suitable business equipment kept at home may be considered, but ordinary household insurance should not be assumed to cover commercial property.

Yes. Many performers handle bookings, costume preparation, marketing and administration from home.

Potentially. A home studio or dedicated room may be used for rehearsal, photography, makeup, costume preparation or content creation.

Yes, where suitable. Tell the broker how the space is used and what business property is kept there.

Suitable business goods in self storage may be considered. Tell the broker what is stored, its value and the storage location.

It can be relevant where substantial costumes, props, sound equipment or promotional materials are regularly transported between venues.

Yes. Tell the broker about performers, assistants, drivers, administrators and any other employees.

Employers' Liability is generally legally required for most UK businesses employing staff, subject to limited exemptions.

Yes. Tell the broker what subcontractors do and whether they hold their own insurance.

Yes. Suitable entertainment agencies may be considered, but the broker should understand the agency's contractual role and responsibilities.

Yes. Suitable multi-performer businesses may be considered, but the complete range of acts should be disclosed.

Yes. Both activities should be disclosed as part of the overall business.

Potentially. Hosting or compèring should be described if it forms part of the act.

Yes. Websites, online directories and entertainment marketplaces are commonly used for enquiries and bookings.

Yes. Where online payments form a meaningful part of the business, digital and cyber exposures may also be relevant.

It can be relevant where a larger entertainment business depends on websites, online bookings, customer data, digital payments or email.

Yes. Social media is commonly used to market appearances and generate bookings.

Potentially. Tell the broker whether the work involves entertainment only or also promotional distribution, samples or products.

Potentially. This should be disclosed because distributing goods can create a different exposure from straightforward performance work.

Potentially. Tell the broker what is sold and whether regular retail activity forms part of the business.

It can be relevant where a business regularly sells or supplies products, depending on the goods involved.

Potentially. Business Contents Insurance can be relevant to costumes, props, audio equipment, computers and other business property.

Where merchandise or other stock is held for sale, suitable Business Stock Insurance may be considered.

Suitable offices, studios, costume stores, rehearsal spaces and commercial units may be considered under appropriate commercial property arrangements.

Business Interruption Insurance can help protect against certain financial losses following an insured event that disrupts trading, subject to policy terms and insured causes.

Not normally for straightforward performance work. It may become relevant where the business provides genuine event consultancy, entertainment planning or other professional advisory services.

Potentially. Consultancy should be disclosed separately if it forms a material part of the business.

Suitable large-event work may be considered, but the broker may need information about attendance, crowd interaction and the nature of the performance.

No. The broker should understand the full range of activities, venues, costumes, props and audience interaction so suitable insurance can be considered.

Useful information can include the type of act, costumes, character work, audience interaction, venues, event sizes, props, audio equipment, employees, subcontractors, online bookings, promotional activity, merchandise, storage and previous claims.