Magnet Maker Public Liability Insurance for Custom Magnet Makers, Promotional Products, Craft Businesses and Manufacturers

It is Public Liability Insurance for businesses making, supplying or selling magnets and magnetic products, with wider insurance considerations potentially including Product Liability, stock, machinery, premises and online sales.

Suitable custom magnet makers can be referred to a specialist broker. Explain what you make, how it is produced and where it is sold.

Yes, suitable fridge magnet businesses may be considered, including personalised, photo, souvenir and promotional products.

Potentially. Tell the broker about the products, materials, production process and sales channels.

Yes, suitable photo and personalised magnet businesses may be considered.

Potentially. Tell the broker whether products are supplied directly to customers, gift shops, museums or other trade buyers.

Yes, suitable promotional-product manufacturers may be considered.

Potentially. Tell the broker about the products, quantities, customers and manufacturing process.

Yes, suitable printed promotional magnets may be considered.

Potentially. Printed promotional products can form part of the declared business.

Yes, suitable removable magnetic vehicle signage may be considered.

Potentially. Tell the broker whether the business prints, cuts, installs or supplies magnetic signage.

Yes, suitable magnetic labels and commercial magnetic products may be considered.

Potentially. Tell the broker about the products and intended commercial use.

Yes, suitable craft and handmade magnet businesses may be considered.

Potentially. Tell the broker about the resins, pigments, adhesives and other materials used.

Yes, suitable clay craft businesses may be considered.

Potentially. Tell the broker whether firing, kilns or other heat processes are used.

Yes, suitable wood-based magnet makers may be considered.

Potentially. Tell the broker whether acrylic is cut, engraved, printed or assembled in-house.

Potentially. Laser cutting and engraving processes should be disclosed.

Yes, suitable printed magnet and promotional-product businesses may be considered.

Potentially. Tell the broker about magnetic sheet, strip, rolls and converting processes.

Yes, suitable manufacturers, converters and suppliers may be considered.

Potentially. Tell the broker whether products are manufactured, cut, laminated or simply distributed.

Potentially. The broker should understand the type of magnets manufactured and their intended uses.

Potentially. Tell the broker about product size, end use, customers and whether the magnets are imported or manufactured in-house.

Potentially. The exact manufacturing and supply arrangements should be disclosed.

Yes, suitable industrial magnet suppliers may be considered.

Potentially. Tell the broker whether products are supplied as components for incorporation into other goods.

Potentially. The broker should understand the final product, component parts and intended end use.

Yes, suitable wholesale magnetic-product businesses may be considered.

Potentially. Tell the broker about suppliers, imported goods, customer sectors and product types.

Yes, potentially. Importing can materially affect Product Liability and should be specifically disclosed.

Potentially. Tell the broker which countries are supplied and the approximate export turnover.

Yes. Suitable ecommerce magnet businesses may be considered.

Yes, suitable marketplace sellers may be considered.

Potentially. Tell the broker what is sold and whether the business also manufactures or imports products.

Yes. Social-media sales can form part of the wider ecommerce operation.

Yes. Websites, online ordering and customer payments can form part of the business.

It can be relevant where the business depends on ecommerce, online ordering or digital sales.

It can be relevant where the business relies significantly on websites, customer data, online payments, cloud systems or email.

Yes, suitable home-based magnet businesses may be considered.

Potentially. Tell the broker about the machinery, stock, materials and business use of the garage.

Potentially. Tell the broker about the premises and production activity.

Potentially. A dedicated creative studio may be relevant where genuine making, designing or packing takes place.

Yes, suitable workshop-based businesses may be considered.

Yes. Larger manufacturers may require wider consideration of machinery, stock, employees, buildings and Business Interruption.

Potentially. Tell the broker about stock, storage, security and business use.

Yes. All workshops, factories, warehouses, offices and storage locations should be disclosed.

Potentially. Business machinery and production equipment may be considered under suitable property arrangements.

Potentially. Tell the broker about machinery values and production use.

Potentially. Laser equipment should be disclosed as part of the manufacturing operation.

Potentially. Production machinery may form part of Business Contents or machinery cover depending on the arrangement.

Potentially. Raw materials may form part of insured stock where suitable cover is arranged.

Yes, potentially. Tell the broker about normal and peak stock values.

Potentially. Work in progress may be considered where it forms part of the business stock values.

Potentially. Tell the broker about imported goods and where they are stored.

Potentially. Suitable non-hazardous business stock and goods in self storage may be considered.

Not automatically. Storage restrictions can vary, so tell the broker and storage operator exactly what materials are involved.

It can be relevant where suitable business stock, packaging or equipment is kept in self storage.

Yes. It can be relevant where stock, trade orders or business goods are regularly transported between premises or to customers.

Yes. Tell the broker about delivery methods, vehicles and typical consignment values.

No. Motor insurance for the vehicle is a separate consideration.

Yes. Tell the broker how orders are normally shipped and the values involved.

Yes, suitable craft-fair and market activity may be considered.

Potentially. Tell the broker about regular exhibitions and stand activity.

Potentially, subject to the policy and the declared activities.

Yes. Public Liability can be relevant where allegations involve injury to another person or damage to third-party property arising from insured business activities.

Yes. It can be particularly important where the business manufactures, imports, supplies or sells physical magnetic products.

Potentially, subject to the product type, policy terms and business activities declared.

Potentially. Tell the broker about the products, quantities, customers and end use.

Yes. It can be particularly relevant where products are incorporated into other goods.

Yes. Imported products should be specifically disclosed because responsibilities can differ from straightforward UK-made goods.

Yes, potentially. Tell the broker where products are made and how they are branded and supplied.

Potentially. Products intended for children should be specifically disclosed.

Potentially. Tell the broker about intended age groups and product design.

Potentially, but magnetic toys and children's products require specific disclosure and may need specialist consideration.

Yes. Larger workshops, factories and ecommerce businesses may employ production, packing, warehouse and office staff.

Employers' Liability is generally legally required for most UK businesses employing staff, subject to limited exemptions.

Yes. Tell the broker which processes are outsourced and which are carried out in-house.

Yes. The broker should understand how much of the production process is subcontracted.

Potentially. Tell the broker about all significant outsourced manufacturing activity.

Yes. Own-brand products should still be disclosed because Product Liability can remain relevant.

Yes, suitable wholesale and trade-supply operations may be considered.

Yes. Tell the broker about wholesale customers and product types.

Potentially. Industrial and component supply should be described accurately.

Potentially. Tell the broker which countries are supplied.

Potentially. North American sales should be specifically disclosed because insurers may treat them differently.

Potentially, where the business owns or leases workshops, factories, warehouses, offices or commercial units.

Potentially. It may be relevant where an insured event affecting premises, machinery or stock interrupts trading.

Potentially. Machinery, computers, tools, workbenches and production equipment may form part of suitable Business Contents cover.

Yes, potentially. Raw materials, work in progress, finished products and imported stock may all be relevant.

Not normally for straightforward manufacturing or retail. It may become relevant where genuine technical consultancy, engineering advice or professional design services are provided.

Yes. Manufacturing, ecommerce and direct retail can form part of the same declared business.

Yes. Tell the broker about both manufacturing and trade-supply activity.

Potentially. Both operations should be disclosed because they can create different exposures.

Yes. Both locations and their use should be described.

No. The broker should understand the exact products, manufacturing processes, intended uses and customers.

No. Importing should be specifically disclosed.

No. Children's magnetic products should be specifically discussed with the specialist broker.

Useful information can include the products made or sold, intended uses, manufacturing processes, machinery, materials, children's products, imports, exports, online and wholesale sales, stock values, premises, employees, storage, deliveries, turnover and previous claims.