Soft Furnishing Manufacturer And Retailer Insurance For Production Stock Liability And Sales

Protect Your Soft Furnishing Business With The Right Insurance

Soft-furnishing manufacturers and retailers may need insurance for workrooms, shops, machinery, raw materials, finished stock and liabilities arising from customers or products. Protection can also be considered for employees, ecommerce risks, goods in transit and interruption to manufacturing or sales.

Whether you make curtains from home, operate a commercial workroom, sell imported products or provide measuring and fitting services, Quote Monkey can refer your enquiry to a specialist who will consider the complete business. Every product, process, material, location and additional service should be disclosed.

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Who May Need Soft Furnishing Manufacturer And Retailer Insurance

Soft-furnishing businesses may combine manufacture, retail, importing, ecommerce, measuring, delivery and installation. The complete products, processes, materials, premises, customers, workforce, values and territories should be described.

Curtain Manufacturers And Retailers

Curtain makers, made-to-measure specialists, ready-made retailers and independent showrooms may combine consultations, measurements, cutting, sewing, fitting and sales. Manufacturing and supply-only exposures differ. Related guidance includes Furniture Retailer Insurance, Linen Shop Insurance and Shop Insurance.

Blind Manufacturers Retailers And Fitters

Roman, roller, Venetian, vertical, pleated, blackout and motorised blinds can involve fabrics, mechanisms, chains, cords, brackets, controls and installation. Corded products, children’s environments, electrical components and fitting should be disclosed specifically. This page does not provide product-safety, electrical or installation advice.

Cushions Bedding And Home Textiles

Cushions, covers, bolsters, seat pads, throws, blankets, bedspreads, quilts, pillows, valances, runners, wall hangings, loose covers and coordinating textiles may be made or retailed. Clarify whether sleeping products, foam-filled products or upholstered items are manufactured, modified or only resold.

Bespoke And Made-To-Measure Products

Consultations, home visits, window measurements, fabric selection, colour matching, estimates, templates, samples, customer approval, manufacture, alteration and final fitting create responsibilities beyond selling finished goods. Fixed dimensions, specifications, delivery dates and installation requirements should be recorded and disclosed.

Contract And Commercial Customers

Hotels, restaurants, pubs, care homes, schools, offices, landlords, developers, designers, architects, theatres, hospitals and retailers may specify materials, performance, installation, deadlines and evidence of insurance. Commercial contracts, project values, work sites, required limits and subcontracting should be reviewed without making technical performance claims.

Retail Showroom And Ecommerce Channels

High-street shops, showrooms, concessions, websites, marketplaces, social stores, click-and-collect, telephone orders, home appointments, markets, exhibitions, wholesale, dropshipping, fulfilment and exports can form one business. Declare the turnover split. Market Trader Public Liability Insurance provides related event-trading guidance.

Home-Based Curtain Makers And Sewing Businesses

Home workrooms may combine design, cutting, sewing, pressing, filling, stock, packing, consultations and collections. Machinery, employees, visitors, deliveries and every garage or outbuilding should be declared. Domestic policies may be unsuitable; see Working From Home Insurance.

Commercial Workrooms Factories And Contract Manufacture

Dedicated workrooms, factory units and contract manufacturers can use industrial machines, large cutting tables, heat, steam, adhesives and substantial material stocks. Describe all processes, premises and workers. Manufacturers Insurance provides related production guidance.

Importers Wholesalers Distributors And Own Brands

Finished furnishings, fabrics, fillings, mechanisms and components may be imported, branded, commissioned or supplied to trade customers. Countries, suppliers, values, labels, controls and territories matter. Review Importers And Exporters Insurance, Wholesaler Insurance and Distributor Insurance.

Measuring Delivery And Installation Services

Home measuring, commercial surveys, sample delivery, curtain hanging, track and pole installation, blind fitting, drilling, ladders, removal of old products and subcontracted work should be declared. Supply-only retail, professional design, delivery and installation create different exposures.

Repairs Alterations And Customer Property

Relining, resizing, restyling, embroidery, repairs and replacement work may involve customer-supplied fabric, existing curtains, blinds and covers. Customer goods should not be treated as business stock, and damage or faulty-workmanship costs may require separate consideration.

Materials Components Fillings And Treatments

Fabric, linings, interlinings, blackout and thermal materials, foam, feather, down, wadding, threads, zips, cords, chains, tracks, poles, brackets, trims, adhesives, dyes and treatments can affect underwriting. Raw Materials Shop Insurance provides related retail guidance for material sellers.

Specialist Products And Customer Environments

Corded blinds, motorised systems, products for children’s rooms, healthcare premises, schools, hotels, theatres and items sold with fire or performance statements require accurate disclosure. Evidence supporting material, treatment and performance descriptions should come from suitable competent sources.

Business Structures And Complete Disclosure

Sole traders, partnerships and limited companies may all need consideration. Manufacturing, retailing, importing, wholesaling, ecommerce, measuring, installation, home working and repairs are not interchangeable. The specialist needs a complete description of products, processes, locations, customers, workforce and territories.

Professional adult curtain maker cutting and sewing fabric in an organised workroom

Manufacturing may combine measuring, pattern preparation, cutting, sewing, pressing, machinery, materials, customer specifications and quality checks.

Insurance For Production Products Materials And Stock

A suitable arrangement should reflect people, products, machinery, materials, stock and continuity. Every section remains subject to the accepted business description, insured events, limits, excesses, conditions and exclusions.

What Soft Furnishing Business Insurance Means

This is a practical description for insurance arranged around the declared operation rather than one universal policy. Depending on the insurer, it may combine premises, machinery, contents, stock, public and product liability, employers’ liability, transit, cyber and interruption sections, each subject to separate terms and limits.

Public Liability And Work Away

Public Liability Insurance may respond to covered allegations involving showroom customers, workroom visitors, fabric rolls, displays, markets, measuring visits, deliveries, installation or accidental damage at customer premises. It differs from product liability, professional advice and the cost of correcting defective work.

Product Liability And Furnishing Allegations

Product Liability Insurance may be relevant where curtains, blinds, cushions, fillings, cords, tracks, brackets, motorised components, children’s goods, imports or altered products allegedly cause injury or physical damage. Recall, replacement, guarantees and correction costs are not automatically included.

Manufacturing Processes

Designing, measuring, templating, cutting, sewing, overlocking, hemming, pleating, quilting, embroidery, printing, dyeing, steaming, pressing, gluing, filling, foam cutting, blind assembly, finishing, inspection, packing, alteration and repair should be disclosed, especially processes involving heat, machinery, substances or pressure.

Machinery Tools And Business Contents

Business Contents Insurance may protect accepted sewing machines, overlockers, embroidery and cutting equipment, tables, presses, steamers, irons, quilting and foam-cutting equipment, eyelet machines, drills, ladders, computers, design equipment, displays and racking after specified events. Breakdown is not automatically included.

Materials Components And Fillings

Fabric rolls, linings, blackout and thermal materials, foam, polyester, feather and down fillings, wadding, thread, zips, buttons, cords, chains, tracks, poles, brackets, fasteners, trims, adhesives, dyes, treatments and packaging should be described, including imported or customer-supplied materials.

Raw Materials Work In Progress And Finished Stock

Business Stock Insurance may protect accepted raw materials, components, work in progress, samples, displays, finished retail stock, bespoke orders, wholesale orders, imports, returns, packaging and goods awaiting delivery after specified insured events. Customer goods and consignment property require separate identification.

Stock Valuation And Peak Values

Cost, wholesale, retail, replacement and selling values differ. Declare the basis requested by the insurer and the highest values for raw materials, work in progress and finished goods. Large contracts, imported consignments, seasonal collections and customer orders may push values above annual averages.

Customer Goods And Custody

Customer fabric, existing curtains, blinds, covers and other property accepted for alteration, repair, copying, assessment or temporary storage remain customer-owned. Damage, theft, fire, water, staining, incorrect cutting or misidentification may require specific custody-and-control protection.

Faulty Workmanship And Redoing Work

Accidental damage differs from incorrect measurements, poor seams, wrong fabric, installation errors, repeating work, replacing spoiled material, product recall, contractual penalties and pure financial loss. Ordinary public or product liability should not be assumed to meet the cost of correcting defective work.

Employers’ Liability And Workforce

Machinists, cutters, seamstresses, designers, fitters, installers, shop workers, warehouse staff, drivers, apprentices, agency and casual workers can face machinery, needles, cutting tools, steam, heat, lifting, ladders, drills and site work. Employers’ Liability Insurance may be legally required, subject to applicable exemptions.

Commercial Combined Protection

Commercial Combined Insurance may arrange selected premises, machinery, contents, stock, public liability, product liability, employers’ liability and interruption sections together. Each remains subject to its own insured events, values, conditions, limits and exclusions.

Design Specifications And Professional Advice

Professional Indemnity Insurance may be relevant where the business provides qualifying formal design, specification, consultancy or written advice that allegedly causes financial loss. Ordinary retail assistance does not automatically require this protection, and public and product liability serve different purposes.

Product Information Traceability And Quality Control

Keep appropriate manufacturer, supplier, importer, component, purchase, batch, work-order, customer, delivery, complaint, defect and incident records. Labels, instructions, measurements and performance statements should be supportable. Product recall and corrective-action expenses may sit outside ordinary liability insurance.

Fire Performance Motorised And Corded Products

Products with stated fire resistance, motorised controls or cords used in children’s environments can require specialist consideration. Disclose intended use, customer settings, components, instructions, installation and supplier evidence. This page does not provide fire, electrical, child-safety or regulatory advice.

Installation Liability And Completed Work

Drilling, fixing tracks, poles and blinds, ladder work, electrical connections, occupied premises and subcontractors extend risk beyond manufacture and retail. Disclose maximum work heights, product types, premises, territories and contract requirements. Defective-work correction should not be assumed to be covered.

Machinery Breakdown And Production Delay

A critical machine failure can interrupt orders even where ordinary contents cover does not respond to mechanical breakdown. Separately available machinery-breakdown or engineering options may be relevant depending on equipment, while production delay and lost income require business-interruption consideration.

Referral And Underwriting

Quote Monkey is not the insurer. It can refer a suitable enquiry to a specialist able to consider the complete soft-furnishing operation. A referral does not guarantee a quotation, acceptance, any policy section or claim payment; all options remain subject to insurer underwriting and wording.

Workrooms Shops Home Businesses And Storage

Materials and products may move among homes, workrooms, shops, warehouses, fulfilment centres, customer premises, vehicles and storage units. Every address, activity, maximum value and security arrangement should be disclosed.

Commercial Workrooms And Factories

Dedicated workrooms, factories, production units, shared workshops and combined workroom-warehouse premises can involve machinery, heating, steam, adhesives, fabric stock, packaging, waste and public access. Disclose construction, occupancy, electrical systems, fire separation, security and every manufacturing process.

Shops Showrooms And Retail Premises

High-street shops, showrooms, retail-park units, appointment premises, concessions and multi-site businesses may need contents, samples, stock, glass, signs, tenants’ improvements, theft, fire, water and interruption consideration. Review Shop Insurance for related retail guidance.

Working From Home

Spare rooms, garages, sheds, studios, lofts and basements may be used for cutting, sewing, pressing, filling, storage, consultations and collections. Domestic insurance may restrict machinery, stock, workers, customers and manufacturing. Working From Home Insurance provides related guidance.

Garages Sheds Outbuildings And Home Visits

Every garage, shed, garden studio or detached outbuilding should be described by construction, heating, fire separation, security, machinery and values. Customer visits, employees, deliveries, signs and alterations should be disclosed, and acceptance of home manufacturing must never be assumed.

Warehouses Stockrooms And Fulfilment

Workroom stockrooms, shop storage, own and shared warehouses, fulfilment centres and third-party facilities can hold fabric rolls, fillings, tracks, packaging and finished orders. Racking, fire load, water, damp, theft, loading and maximum values matter. See Warehouse Insurance.

Self-Storage Containers And Overflow Stock

Fabric, linings, foam, poles, packaging, work in progress, finished goods, samples and displays may be stored in units, containers or lock-ups. Declare each address and value. Review Business Goods And Stock In Self Storage and the wider Storage Insurance hub.

Storage Conditions And Customer Goods

Insurers may ask about construction, security, fire and flood exposure, heating, moisture, stock raised from floors, materials, fillings, duration and seasonal values. Customer-owned goods must be identified. Gradual deterioration, mould, pests and unsuitable storage conditions may be excluded.

Importing Own Brand Wholesale And Distribution

Finished furnishings, fabrics, fillings, mechanisms and components may be imported, labelled, modified, commissioned or supplied wholesale. Countries, values, suppliers, instructions, controls, complaints and territories matter. See Importers And Exporters Insurance, Wholesaler Insurance and Distributor Insurance.

Measuring Installation And Work Away

Window measuring, surveys, samples, curtain hanging, track and pole installation, blind fitting, drilling, ladders, wall and ceiling fixings, removing old goods and work by subcontractors must be declared. Geographic, height, electrical, heat-work and contract restrictions may apply.

Online Sales Cyber And Customer Information

Websites, marketplaces, payments, names, addresses, stored measurements, room details, design files, stock systems and supplier portals introduce ransomware, fraud, data loss and interruption. Cyber Insurance may assist with selected incidents, subject to security requirements and policy terms.

Goods In Transit And Deliveries

Supplier collections, customer deliveries, inter-site transfers, returns and finished goods awaiting installation can be stolen or damaged. Goods In Transit Insurance may protect accepted items, subject to ownership, packaging, values, territories, carriers and unattended-vehicle restrictions.

Commercial Vehicles Vans Trailers And Fleets

Commercial Vehicle Insurance, Delivery Van Insurance, Commercial Trailer Insurance and Motor Fleet Insurance address road risks. Motor cover does not automatically insure goods carried, and transit cover does not insure the vehicle.

Commercial Buildings Offices And Ownership

Where the business owns premises, buildings cover may be relevant through Commercial Property Owners Insurance; tenants should not assume they insure the structure. Commercial Property Insurance and Office Insurance provide related guidance for workrooms, shops and separate offices.

Multiple Locations And Stock Movements

Materials and products may move among homes, workrooms, shops, warehouses, self-storage, installers, subcontractors, markets and vehicles. Every address, temporary accumulation, customer-property value and movement should be declared, including fulfilment and external fabrication.

Business Interruption And Dependencies

Business Interruption Insurance may respond to qualifying loss following relevant insured property damage. Consider production lead times, bespoke orders, key machinery, staff, imported fabric, specialist suppliers, ecommerce, warehouses, installers and alternative premises.

Legal Expenses And Commercial Disputes

Business Legal Expenses Insurance may assist with defined employment, landlord, supplier, contract, debt, tax or property disputes, subject to notification and prospects-of-success conditions. It is not a general guarantee that every disagreement or legal cost will be covered.

Subcontractors Fitters And Contract Conditions

Explain use of bona fide and labour-only subcontractors, checks on their insurance, supervision, work at height, electrical connections, customer premises and countries worked in. Required liability limits, indemnities, warranties and defective-work obligations should be reviewed before contracts are accepted.

Quality Control Product Tracing And Complaints

Describe incoming checks, measurement approval, patterns, work orders, material references, final inspection, installation records, delivery confirmation, complaints, defects, withdrawals and corrective action. Records can support traceability but do not guarantee acceptance or claim payment.

Security Fire Water And Premises Protections

Insurers may ask about alarms, locks, CCTV, access, electrical inspection, heating, fire detection, extraction, substance storage, waste, water shut-off, leak detection and stock elevation. Protections depend on construction, processes and values and may become policy conditions.

Underwriting Information Checklist

Provide years trading; turnover split by manufacture, retail, wholesale, online, measuring and installation; products, materials, imports and territories; every premises and storage site; raw materials, work in progress, stock, machinery and customer-goods values; workers, subcontractors, vehicles, claims, complaints and continuity arrangements.

Insurance Built Around How You Make Store And Fit Soft Furnishings

Whether you manufacture from a home workroom, operate a shop and commercial workshop, store valuable fabric elsewhere, import finished products or measure, deliver and install for customers, tell us how your business operates so a specialist can consider the risks and available insurance options.

Request Your Soft Furnishing Business Quotation

Secure organised stockroom with labelled fabric rolls linings trims and finished soft furnishings

Fabric rolls, fillings, work in progress, finished products and customer orders can create substantial values across workrooms, shops and declared storage locations.

Soft Furnishing Business Claims And Risk Examples

These examples illustrate risks and are not automatically covered claims. Whether a loss is insured depends on the selected covers and the policy terms, conditions, limits, excesses and exclusions.

Customer Trips In A Showroom

A customer trips over a sample book, stand or fabric roll and alleges that the showroom was unsafe. Public liability may respond to a covered negligence allegation, subject to policy terms.

Damage During Curtain Measuring

An employee damages flooring, furniture or decoration while measuring. Public liability may be relevant to accepted work-away activities, depending on circumstances, limits and exclusions.

Curtain Track Installation Damage

A fitter drills into a concealed pipe, cable or unsuitable wall area while installing a track. Liability may be considered, but faulty-work correction and excluded electrical work remain subject to wording.

Blind Falls After Installation

A fitted blind or its fixings fail and cause injury or property damage. Public or product liability may be relevant depending on the allegation, completed work and policy terms.

Corded Blind Safety Incident

A customer alleges that a corded blind lacked suitable safety components, warnings or instructions. Product and installation responsibilities require accurate disclosure and specialist consideration.

Motorised Blind Malfunction

A motorised blind, control or electrical component malfunctions and allegedly causes damage or injury. Acceptance depends on the declared product, work and insurer wording.

Product Fire Performance Dispute

A customer claims supplied curtains, blinds or fabrics did not meet stated fire-performance characteristics. Contractual and quality disputes are not automatically insured liability claims.

Reaction To Fabric Treatment

A customer alleges that a fabric treatment, dye, filling or finish caused irritation. Product liability may be considered, subject to evidence, product disclosure and policy terms.

Defective Cushion Or Filling

A cushion, filling or fastening allegedly causes injury or damages property. Product liability may be relevant where the product and allegation fall within accepted cover.

Imported Product Defect

An imported blind, fitting, fabric or finished product is alleged to be unsafe. The UK importer or seller may face greater product responsibilities, subject to declared supply arrangements.

Customer Fabric Is Damaged

Customer material is cut incorrectly, stained, burned, lost or damaged in the workroom. Specific customers’ goods cover may be needed, while faulty workmanship may remain excluded.

Workshop Fire

A fire damages machinery, tools, materials, work in progress and finished stock. Accepted property, contents and stock sections may respond where the cause is insured.

Escape Of Water Damages Stock

A burst pipe or roof leak damages fabric rolls, fillings, packaging and completed orders. Any response depends on the insured event, location, values and policy terms.

Theft From A Shop Or Workroom

Burglars steal products, machinery, computers, tools or materials. Theft cover may depend on forcible entry, security conditions, declared locations and values.

Production Machinery Breakdown

A critical sewing, cutting, embroidery or pressing machine fails and delays orders. Machinery breakdown is not automatically included in ordinary contents insurance and may require separate cover.

Employee Cutting Injury

An employee is injured using cutting or sewing equipment. Employers’ liability may respond to a covered workplace allegation, subject to policy terms and circumstances.

Manual Handling Injury

A worker is injured moving fabric rolls, boxes, machinery or finished products. Employers’ liability may be relevant to a covered allegation, depending on policy terms.

Goods Stolen During Transit

Finished furnishings or materials are stolen from a vehicle between locations or during delivery. Goods-in-transit cover may respond where the journey and security meet policy terms.

Delivery Damages Customer Property

A large order damages a doorway, wall, floor or furniture during delivery. Public liability may be relevant where delivery work is accepted, subject to exclusions.

Stock Loss At External Storage

Fabric, materials or completed goods are stolen or damaged at a warehouse or storage site. The address, goods, values and protections must have been declared and accepted.

Cyber Incident Interrupts Online Sales

A cyberattack, payment failure or customer-data loss disrupts ecommerce and creates recovery costs. Cyber insurance may assist with selected covered incidents, subject to security requirements.

Find Insurance That Reflects Your Soft Furnishing Business

Tell us whether you manufacture, retail, import, store, deliver or install soft furnishings and where your stock, machinery and materials are kept. Quote Monkey can refer your enquiry to a specialist who can consider your activities and discuss available insurance options.

Request A Specialist Insurance Quotation

Soft Furnishing Manufacturer And Retailer Insurance FAQs

What is Soft Furnishing Manufacturer And Retailer Insurance?▼

It is a practical description for insurance arranged around declared manufacturing, retail, ecommerce, premises and services. Depending on the insurer, it may combine machinery, contents, stock, liabilities, employees, transit, cyber and interruption sections, subject to policy terms.

Who may need Soft Furnishing Manufacturer And Retailer Insurance?▼

Curtain and blind makers, cushion businesses, workrooms, shops, online sellers, home businesses, importers, wholesalers and firms providing measuring or installation may need it. Requirements depend on products, processes, locations, workers, customers and territories.

Can one policy cover both manufacturing and retailing?▼

One arrangement may cover accepted manufacturing, shops and online sales, depending on the insurer. Every process, product, premises, stock value, sales channel and service must be declared, and sections may carry different conditions.

Can a home-based curtain maker request this insurance?▼

Home manufacture may be considered when machinery, heat, stock, customer goods, visitors, workers and deliveries are disclosed. Domestic home insurance should not be assumed to protect commercial production, equipment or customer visits.

Can the insurance cover a shop and a separate workroom?▼

A shop and separate workroom may be included when both addresses, construction, occupancy, processes, security, contents and maximum values are accepted. Buildings, contents, stock and liability are distinct areas of insurance.

Does a soft furnishing business need public liability insurance?▼

Public liability may be relevant for customers, visitors, measuring, delivery and installation. It can respond to covered third-party injury or property-damage allegations, subject to terms, but differs from product liability and faulty-workmanship protection.

Why might product liability insurance be important?▼

Manufacturers, importers, own-brand sellers and businesses altering products may face allegations that furnishings or components caused injury or physical damage. Product liability may respond to accepted allegations, but recall and correction costs are not automatically covered.

Do soft furnishing businesses need employers’ liability insurance?▼

Employers’ liability is generally required for most employers, subject to applicable exemptions. Machinists, cutters, fitters, installers, shop staff, warehouse workers, temporary and agency workers should be disclosed according to their actual arrangements.

Can business stock and materials be insured?▼

Declared raw materials, components, work in progress, finished goods, samples and packaging may be insured after specified events. Ownership, location, valuation, security and maximum values should be accurate, with customer goods identified separately.

Can sewing machines and production equipment be covered?▼

Accepted sewing, cutting, embroidery, pressing and other equipment may be insured after specified events. Values, locations and use should be accurate. Mechanical breakdown and engineering inspection are not automatically included in ordinary contents cover.

Can customer-owned fabric and goods be insured?▼

Customer fabric, curtains, blinds and covers are not the business’s own stock. Specific customers’ goods or custody-and-control protection may be needed, and faulty cutting, alteration or workmanship costs may remain excluded.

Can imported soft furnishings be included?▼

Imported furnishings, fabrics, fillings, mechanisms and components may be considered depending on the insurer. Countries, suppliers, values, labels, quality controls, territories, complaints and corrective procedures must be disclosed.

Can stock held in a warehouse be insured?▼

Stock may be insured at an accepted warehouse when the address, construction, occupancy, security, goods and maximum values are declared. Transit between the warehouse and other locations is separate.

Can stock in a self-storage facility be insured?▼

Goods may be covered at accepted units or containers when the precise address, construction, security, materials and values are disclosed. A storage operator’s insurance does not make business stock cover automatic.

Can finished products be covered while in transit?▼

Goods-in-transit insurance may protect accepted curtains, blinds, cushions, materials, returns and customer property. Packaging, ownership, values, territories, carriers and unattended-vehicle restrictions can affect cover.

Does the policy insure delivery vans?▼

A business car or van requires appropriate business or commercial motor insurance. Goods-in-transit cover does not insure the vehicle, and motor insurance does not necessarily protect the goods carried.

Can measuring and installation work be included?▼

Measuring, surveys, drilling, fitting, ladders and work in occupied premises may be considered when fully declared. Product types, heights, territories, electrical connections and subcontractors can affect acceptance and terms.

Is professional indemnity insurance needed for design advice?▼

Professional indemnity may be relevant only where qualifying formal design, specification, consultancy or advice is provided. Ordinary retail assistance does not automatically require it, and it does not replace liability for injury or property damage.

Can online soft furnishing sales be included?▼

Online sales may be included when websites, marketplaces, products, turnover, storage, fulfilment, territories, returns, imports and own-brand activity are disclosed. Stock, product liability and cyber exposures require separate consideration.

Could cyber insurance be relevant to an online retailer?▼

Cyber insurance may assist with selected ransomware, data loss, fraud, payment or website incidents, depending on security conditions and policy terms. Ordinary property insurance does not automatically cover cyber events.

What is business interruption insurance?▼

Business interruption insurance may protect selected income and increased costs following relevant insured property damage. Workroom closure, machinery, stock, suppliers, ecommerce, key workers and the time needed to resume bespoke production should be considered.

Can commercial buildings be insured?▼

Buildings cover may be relevant where the business owns its premises, subject to construction, occupancy and insurer terms. Tenants should not assume they insure the structure, though tenants’ improvements, contents, stock and liabilities may need cover.

What information is needed for a quotation?▼

Provide turnover splits, products, materials, processes, imports, territories, every premises and storage site, stock, machinery and customer-goods values, home working, measuring, installation, workers, subcontractors, vehicles, claims, complaints and continuity arrangements.

How can I request a Soft Furnishing Manufacturer And Retailer Insurance quotation?▼

Use the Quote Monkey specialist referral enquiry and provide a complete business description. Quote Monkey can refer suitable enquiries to a specialist, but it is not the insurer and cannot guarantee a quotation, acceptance or particular cover.