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Robot Mime Public Liability Insurance for Performers, Living Robots, Human Statues and Walkabout Acts

Specialist insurance support for robot mimes, living robots, human statues and walkabout entertainers

Explore insurance for human performers presenting robot-style mime, living robot, human statue and walkabout character entertainment at events, exhibitions, shopping centres, festivals and private functions.

Whether you work alone, perform as a duo, employ a troupe, provide promotional appearances or lead workshops, Quote Monkey can introduce suitable enquiries to a specialist broker able to consider the complete declared act.

Robot Mimes And Living Robots
Walkabout Acts And Human Statues  •  Events Promotions And Workshops  •  Liability Costumes Equipment And Crew

Robot Mimes Living Statues And Performance Businesses

1. Robot mimes, living statues and performance businesses

Robot mime performers

Robot mimes use controlled mechanical movements, character work, comedy and improvisation to create the appearance of a human robot. An act might be performed silently, accompanied by music or combined with short sound effects.

Performances can include:

Fixed-position mime  •  Mechanical dance-style movement  •  Short staged routines  •  Walkabout entertainment  •  Improvised reactions  •  Meet-and-greet appearances  •  Guest photographs  •  Product launches  •  Promotional performances  •  Festival appearances  •  Private celebrations  •  Workshops and demonstrations

Every substantial element should be declared. Acrobatics, aerial work, stilts, skating, fire, pyrotechnics, lasers, weapons and motorised costumes should not be assumed to be included within ordinary robot mime insurance.

Living robots

A living robot performer may wear a detailed metallic, illuminated or armour-style costume and perform as a futuristic character. Some remain in a defined area, while others move through a crowd.

The broker may need to know whether the costume contains:

Battery-powered lighting  •  Speakers  •  Voice-changing equipment  •  Moving components  •  Cooling equipment  •  Large projecting sections  •  Restricted-vision helmets  •  Platform footwear  •  Detachable props  •  Smoke or other special effects

Human statues and living statues

Human statue performers may remain almost motionless before moving to acknowledge a donation, pose for a photograph or surprise an audience member. Risks can arise from plinths, costume elements, collection containers, sudden movement and crowd gathering.

Street and public-space performances may involve different requirements from private events, including local authority permission, weather conditions and pedestrian management.

Walkabout characters

A robot mime can work as a roaming or walkabout character at shopping centres, exhibitions, festivals, weddings and corporate functions.

A performer moving among guests should have enough visibility and mobility to recognise:

Children approaching unexpectedly  •  Steps and changes in floor level  •  Furniture and displays  •  Trailing cables  •  Food and drink  •  Emergency exits  •  Wheelchair users  •  Other performers  •  Photographers walking backwards  •  People attempting unwanted physical interaction

Performance duos and troupes

Two or more robot performers may deliver synchronised routines, improvised interaction or themed entertainment. The broker should know how many performers are involved and whether they are employees, temporary workers or independently insured subcontractors.

A performance company might also use:

Costume assistants  •  Chaperones  •  Technicians  •  Drivers  •  Stage managers  •  Workshop assistants  •  Photographers  •  Administrative staff

Employers’ Liability Insurance may be required where people work for the business, subject to limited exemptions.

Entertainment agencies

An agency may introduce a performer to the customer or contract directly to supply the complete act. These arrangements can create different responsibilities.

The broker may ask:

Who signs the customer contract  •  Who receives payment  •  Who selects and directs the performer  •  Whether the agency supplies costumes or equipment  •  Who prepares risk assessments  •  Whether performers carry their own insurance  •  Whether the agency attends events  •  Who handles complaints and cancellations

An agency should not assume that a performer’s insurance automatically protects the agency’s separate liability.

Walkabout Performances Audiences And Venues

2. Walkabout performances, audiences and venues

Audience interaction

Robot mime is often interactive. A performer might respond to a guest’s movements, offer a handshake, pose for photographs or invite someone into a short routine.

The insurer should be told whether the act involves:

Physical contact  •  High-fives and handshakes  •  Dancing with guests  •  Inviting participants into the performance area  •  Following audience members  •  Sudden movements  •  Surprise interactions  •  Giving away promotional items  •  Performing around seated diners  •  Working near queues  •  Receiving tips  •  Entertaining children  •  Moving through dense crowds

Audience participation should remain appropriate to the venue and age group. Procedures should address unwanted contact, aggressive behaviour, intoxicated guests and participants attempting to climb onto a plinth or interfere with the costume.

Public liability insurance

Public Liability Insurance may respond to eligible claims involving accidental injury to members of the public or accidental damage to third-party property arising from declared activities.

Potential incidents could include:

A guest tripping over a costume case  •  A costume component striking a display  •  A child running into the performer  •  A member of the public falling from a performance plinth  •  Accidental damage to flooring during setup  •  A venue employee tripping over a speaker cable  •  Scenery falling onto nearby property  •  A performer colliding with a guest because of restricted vision

Cover will depend on the policy terms, limits, exclusions and circumstances of the incident.

Shopping centres and retail promotions

A shopping-centre performance can take place close to shops, escalators, lifts, temporary displays and heavy pedestrian traffic. The centre may require a specific public liability limit and a risk assessment before approving the act.

The performer should declare whether they:

Move throughout the centre  •  Remain within a cordoned area  •  Perform close to escalators  •  Enter individual shops  •  Distribute promotional products  •  Work beside a client’s display  •  Use sound equipment  •  Perform during late-night trading  •  Appear with additional entertainers

Exhibitions and trade shows

Robot mimes are frequently used at technology exhibitions, business conferences and product launches. Their role can include attracting visitors, posing beside a product or interacting with people around an exhibition stand.

Where the business is responsible for a stand, display or wider exhibition activity, Exhibition Public Liability Insurance may also be relevant.

The broker should know whether the performance includes:

A raised platform  •  Display equipment  •  Barriers  •  Powered props  •  Audience demonstrations  •  Promotional giveaways  •  Filming  •  Multiple daily appearances  •  Overnight equipment storage  •  International exhibitions

Festivals, fairs and outdoor events

Outdoor work creates additional exposures involving rain, wind, heat, uneven ground, temporary power and changing crowd conditions.

A metallic costume can become hot in direct sunlight. Wet surfaces may affect footwear and visibility, while wind can destabilise scenery or signs.

The performer should have arrangements for:

Weather monitoring  •  Suitable rest periods  •  Hydration  •  Safe changing facilities  •  Securing scenery  •  Protecting electrical equipment  •  Inspecting the ground  •  Suspending the act when conditions become unsuitable

Weddings and private functions

At weddings and parties, the performer may work around drinks, children, photographers and guests unfamiliar with the act. Evening events can also involve reduced lighting and intoxicated attendees.

The broker should know whether performances occur:

During guest arrival  •  Around dining tables  •  On a dance floor  •  Outside the venue  •  Close to candles or decorative lighting  •  Alongside bands or DJs  •  During late-night entertainment

Schools and community venues

School visits, community events and family entertainment should be fully declared. Safeguarding, supervision, participant ages and any workshop activity may affect insurer acceptance.

The performer should establish who remains responsible for supervising children and should avoid unsupervised one-to-one situations.

Find Insurance For Your Robot Mime Performance Business

Tell Quote Monkey about your act, audience interaction, costumes, props, powered effects, assistants, venues, workshops, travel and storage. Suitable enquiries can be introduced to a specialist broker for individual consideration.

Living robot performer interacting with guests at a corporate exhibition

Costumes Props And Powered Equipment

3. Costumes, props and powered equipment

Restricted visibility and movement

Robot costumes can limit peripheral vision, hearing, balance and freedom of movement. The more elaborate the costume, the more important it is to disclose how the performer navigates and interacts with the audience.

Relevant details include:

Total costume weight  •  Helmet design  •  Visibility through the mask  •  Hearing restrictions  •  Range of arm movement  •  Ability to use stairs  •  Footwear height  •  Ventilation  •  Maximum continuous wearing time  •  Emergency removal  •  Assistance during dressing  •  Assistance during walkabout work

Where visibility is materially restricted, a trained assistant or spotter may be needed to guide the performer through crowded or unfamiliar areas.

Costume projections and detachable parts

Shoulder panels, mechanical-style arms, antennas, wings, backpacks and other projecting components can strike people or property if space is limited.

Costumes should be checked before each performance for:

Loose fastenings  •  Sharp edges  •  Cracks  •  Detached trim  •  Exposed wires  •  Unsecured batteries  •  Damaged footwear  •  Loose faceplates  •  Unstable decorative sections

LED lighting and batteries

Illuminated robot costumes can use rechargeable batteries, controllers and concealed wiring. The broker should be told about the battery type, voltage, charging arrangements and maximum equipment value.

Risk-management procedures can include:

Using compatible chargers  •  Inspecting batteries for damage  •  Avoiding unattended charging  •  Keeping batteries away from heat  •  Removing defective units  •  Transporting spare batteries safely  •  Protecting connectors from moisture  •  Following applicable manufacturer instructions

Powered costumes should not be described simply as ordinary clothing.

Sound equipment

Some robot acts use small speakers, microphones, voice-changing devices or portable sound systems. Equipment should be positioned so that it does not create trip hazards or obstruct emergency routes.

Music licensing remains separate from insurance. The performer should ensure that music and recordings are used with the appropriate permissions.

Plinths and podiums

A living robot or human statue may stand on a raised plinth. The insurer may want details of its:

Height  •  Construction  •  Stability  •  Surface  •  Maximum load  •  Access method  •  Indoor and outdoor use  •  Proximity to the audience  •  Barrier arrangements  •  Method of transport

Audience members should not be invited onto a plinth unless that participation is specifically disclosed and managed.

Props and scenery

Props can include signs, backdrops, themed control panels, display cases and mechanical-style accessories. Their materials, size and setup should be described.

Temporary scenery should be stable, flame-retardant where required and positioned away from emergency exits.

Hired equipment

Costumes, sound systems and scenery may be hired from third parties. The performer should check the hire agreement because they may be responsible for accidental damage, loss or theft.

Standard business contents cover should not be assumed to include property hired or borrowed from somebody else.

Business contents

Business Contents Insurance may be relevant for:

Costumes  •  Masks and helmets  •  Props  •  Scenery  •  Speakers  •  Cameras  •  Lighting  •  Computers  •  Repair tools  •  Transport cases  •  Office equipment

Values should reflect the realistic cost of replacing specialist or custom-made items.

Workshops Promotions And Online Performance Work

4. Workshops, promotions and online performance work

Mime and movement workshops

A robot mime performer may teach mechanical movement, character development, improvisation and silent storytelling.

Workshops can be delivered to:

Schools  •  Drama groups  •  Community organisations  •  Corporate teams  •  Actors  •  Entertainers  •  Children  •  Adults  •  Festival visitors  •  Leisure groups

The broker should know the maximum number and age of participants, physical demands, supervision arrangements and whether the workshop culminates in a public performance.

Activities Liability Insurance may be relevant where organised participation is a substantial part of the business.

Where sessions focus heavily on movement and physical participation, Physical Workshop Performer Public Liability Insurance may provide a useful related route.

Corporate workshops

Businesses may book robot mime workshops for communication, confidence, creativity or team development. The performer should avoid promising commercial or psychological outcomes that cannot be supported.

Team Building Event Liability Insurance may be relevant where the provider organises a broader corporate activity rather than supplying a single performance workshop.

Professional indemnity

Professional Indemnity Insurance may be considered where the business provides:

Paid performance tuition  •  Workshop instruction  •  Routine development  •  Movement coaching  •  Creative consultancy  •  Event-performance planning  •  Online courses  •  Written training materials  •  Corporate facilitation

It may relate to certain eligible allegations involving professional errors, omissions or advice. It is separate from public liability and should not be assumed to be included.

Promotional appearances

Robot performers may work for:

Retailers  •  Technology companies  •  Automotive brands  •  Event agencies  •  Marketing agencies  •  Shopping centres  •  Exhibitors  •  Product manufacturers  •  Film producers  •  Visitor attractions

The performer should explain whether they merely entertain or also distribute samples, operate equipment, demonstrate products or collect customer data.

Using a client’s branding does not necessarily mean the client’s insurance covers the performer.

Contracts and performance instructions

Written contracts can specify:

Performance duration  •  Number of appearances  •  Breaks  •  Changing facilities  •  Performance boundaries  •  Audience management  •  Required insurance limits  •  Equipment responsibilities  •  Cancellation terms  •  Photography and filming rights  •  Use of music  •  Travel expenses

The business should not accept contractual liability beyond the protection available under its insurance without discussing the agreement with the broker.

Personalised videos

A performer may record customised birthday greetings, promotional clips or private video messages. The broker should know whether these are sold directly or through an online platform.

Relevant considerations include:

Customer instructions  •  Rights to supplied names and images  •  Offensive or unlawful requests  •  Delivery deadlines  •  Refund arrangements  •  Music and image licensing  •  Use of the finished video  •  International customers

Virtual events and livestreams

Robot mime can also be provided through livestreamed conferences, online parties and digital brand events. Online delivery may introduce privacy, copyright, contractual and technology risks.

The business should disclose whether content is:

Live  •  Prerecorded  •  Available on demand  •  Downloadable  •  Sold internationally  •  Hosted by a third-party platform  •  Produced for commercial advertising

Websites and booking systems

A performance business may rely on its website for enquiries, deposits, ticket sales and video delivery. Website Owners Insurance may be relevant to these activities.

The website should describe the act accurately and avoid implying cover for hazardous activities that have not been declared.

Cyber insurance

Cyber Insurance may be considered where the business stores customer data, processes payments or depends on digital bookings.

Relevant incidents can include:

A compromised email account  •  Theft of customer information  •  Fraudulent changes to payment instructions  •  Malware affecting booking records  •  Loss of access to online systems  •  Accidental disclosure of client information

Mobile Work Home Studios And Business Storage

5. Mobile work, home studios and business storage

Travelling to venues

Robot performers may travel nationally or internationally with valuable and fragile costumes. The broker should know how frequently the business travels and whether equipment remains inside a vehicle overnight.

A performance vehicle may carry:

Costume cases  •  Helmets  •  Batteries  •  Chargers  •  Speakers  •  Plinths  •  Scenery  •  Tools  •  Merchandise  •  Cameras  •  Promotional displays

Commercial Vehicle Insurance may be relevant where a van or another vehicle is used commercially.

Goods in transit

Goods in Transit Insurance may protect declared costumes, props and equipment while being transported, subject to policy conditions.

The broker may ask:

Who owns the goods  •  Who transports them  •  Which vehicles are used  •  Maximum values  •  Whether couriers are used  •  Whether items remain in vehicles overnight  •  What security is fitted  •  Whether international transit is required

Loading and unloading

Heavy cases, plinths and scenery can cause manual-handling injuries or property damage. Performers should use suitable cases, trolleys and lifting assistance.

The business should disclose especially heavy or awkward equipment and any use of lifting machinery.

Working from home

A performer may use their home for bookings, rehearsal, costume preparation, filming and storage.

Working From Home Insurance may be relevant where household insurance does not protect commercial equipment or business activity.

The broker should know whether:

Customers visit  •  Other performers rehearse  •  Employees work there  •  Costumes are constructed  •  Power tools are used  •  Batteries are charged  •  Merchandise is packed  •  Couriers collect goods  •  Business signage is displayed

Home rehearsal studios

A spare room, garage, garden studio or outbuilding may be adapted for rehearsal and video production.

Home Studio Insurance may be considered where a dedicated commercial studio contains specialist flooring, mirrors, cameras, lighting, sound equipment or valuable costumes.

If workshops or rehearsals involving other people take place at the home, this should be disclosed separately from administrative home working.

Costume workshops

Some performers make, modify or repair their own costumes. Ordinary hand sewing and minor adjustments present different risks from commercial costume manufacture involving power tools, heat, welding, spray painting or extensive electrical work.

The broker should receive details of:

Materials used  •  Tools and machinery  •  Adhesives  •  Paints and solvents  •  Electrical components  •  Battery systems  •  Heat work  •  Ventilation  •  Waste storage  •  Third-party costume repairs  •  Products made for sale

Manufacturing or repairing costumes for other performers should not be treated as automatically included within performance insurance.

External storage

Costumes, plinths and scenery may be stored in a commercial unit, warehouse or self-storage facility.

Business Goods and Stock in Self Storage may be relevant where items are kept away from the main premises.

The insurer may require:

The complete storage address  •  Construction details  •  Security arrangements  •  Alarm and CCTV information  •  Maximum values  •  An inventory  •  Confirmation of battery storage  •  Confirmation that items are not worked on inside the unit

Multiple premises

A larger performance company may use separate offices, rehearsal studios, workshops and storage units. Every location should be declared with appropriate equipment and stock values.

Merchandise and stock

A performer may sell clothing, photographs, posters, masks or souvenirs at events and online.

Business Stock Insurance may be relevant for physical goods held for sale.

Product Liability Insurance should also be considered where products are manufactured, imported, branded or supplied to customers.

Robot mime performer preparing costumes and equipment in a home rehearsal studio

Liability Property And Interruption Protection

6. Liability, property and interruption protection

A robot mime business may need several complementary insurance sections. The arrangement should reflect the entire operation rather than only the minutes spent performing.

Public liability

Public liability may relate to accidental injuries and third-party property damage arising from declared performances, setup, dismantling and related activities.

The required limit can vary between venues, councils, shopping centres and corporate clients.

Employers’ liability

Employers’ liability is generally required where the business employs performers, assistants, technicians, drivers or administrative staff, subject to limited exemptions.

Temporary, casual and labour-only subcontracted workers should be discussed with the broker.

Professional indemnity

Professional indemnity can be relevant to workshops, tuition, consultancy and creative advice. It does not replace public liability.

Product liability

Product liability may be relevant where the business sells or supplies merchandise, costume accessories or training products.

Direct importing, own branding and product modification must be disclosed.

Costume and equipment insurance

Costumes, props, electronics, scenery and portable equipment may require protection at premises, at venues and while travelling.

The business should consider replacement costs, bespoke construction time and whether equivalent items can be hired quickly.

Commercial property

Commercial Property Insurance may be relevant where the company owns an office, rehearsal studio, workshop or warehouse.

Tenants may still need protection for contents, tenant’s improvements, fixtures, glass or lease obligations.

Business interruption

Business Interruption Insurance may help protect insured income or additional costs after covered property damage disrupts trading.

A specialist costume destroyed shortly before a series of bookings could take considerable time to recreate. The indemnity period should reflect costume production, equipment replacement, alternative-premises costs and the time required to restore bookings.

Personal accident

A self-employed performer may be unable to fulfil bookings following an injury. Personal Accident Insurance can provide specified benefits following certain insured accidents.

This is distinct from liability insurance and does not replace income protection or other personal financial planning.

Commercial combined insurance

A larger entertainment company with premises, employees, equipment and stock may be considered for a broader combined arrangement. Each activity and location must still be described accurately.

Realistic Robot Mime Claim Scenarios

Claim Example 1

A child runs towards the performer and collides with a projecting costume panel.

Claim Example 2

Restricted helmet visibility causes the performer to knock over an exhibition display.

Claim Example 3

A guest trips over a costume case left beside the performance area.

Claim Example 4

A temporary plinth becomes unstable and damages venue flooring.

Claim Example 5

A member of the public attempts to climb onto the performer’s podium and falls.

Claim Example 6

A detachable costume component strikes a nearby guest.

Claim Example 7

A speaker cable creates a trip hazard during a corporate appearance.

Claim Example 8

Rain makes an outdoor performance surface slippery.

Claim Example 9

A venue alleges that metallic costume paint marked a wall or doorway.

Claim Example 10

An assistant is injured while lifting a heavy costume case.

Claim Example 11

A performer overheats inside an enclosed costume and cannot complete the booking.

Claim Example 12

Custom-made costumes are stolen from a vehicle between events.

Claim Example 13

Lighting equipment is damaged while being transported to a festival.

Claim Example 14

A rechargeable battery is damaged while stored or charged.

Claim Example 15

A workshop participant alleges that an instructed movement caused an injury.

Claim Example 16

A corporate client alleges that a commissioned routine did not meet the agreed brief.

Claim Example 17

A performance company is unable to trade after a fire damages its costume store.

Claim Example 18

Merchandise supplied at an event is alleged to have caused injury or property damage.

Claim Example 19

A booking account is compromised and fraudulent payment instructions are sent to a client.

Claim Example 20

A personalised video uses material for which the required permission was not obtained.

Claim Example 21

A subcontracted performer delivers an undeclared hazardous activity.

Claim Example 22

A customer’s hired costume is damaged while in the performer’s possession.

Claim Example 23

Scenery stored at a venue is damaged by water.

Claim Example 24

A performer collides with a waiter carrying drinks during a walkabout appearance.

Claim Example 25

A guest reacts badly to being surprised by the character and makes an allegation against the performer.

Important Claims Note

These examples are illustrative only. Whether any claim is insured will depend on the selected covers, declared activities, policy wording, limits, excesses, conditions, exclusions and insurer assessment.

Risk Management And Preparing The Enquiry

Risk-management information

A specialist broker may be interested in procedures addressing:

Pre-event venue checks  •  Written risk assessments  •  Performance boundaries  •  Crowd density  •  Audience participation  •  Costume inspections  •  Emergency costume removal  •  Restricted visibility  •  Performer rest breaks  •  Hydration  •  Battery charging  •  Electrical equipment  •  Plinth stability  •  Outdoor weather  •  Safeguarding  •  Assistant training  •  Manual handling  •  Accident reporting  •  Equipment maintenance  •  Vehicle security  •  Overnight storage  •  Subcontractor checks

Risk management does not guarantee that insurance will respond, but it helps the broker understand how the business operates.

Information to prepare for a quotation

The performer or company should be ready to provide:

Legal and trading names  •  Stage names  •  Full act descriptions  •  Years of experience  •  Training and qualifications  •  Annual turnover  •  Typical and maximum performance fees  •  Number of annual bookings  •  Maximum audience size  •  Venue types  •  Indoor and outdoor work  •  Street performances  •  Children’s events  •  Audience interaction  •  Workshop activities  •  Costume weight and construction  •  Visibility restrictions  •  Powered costume components  •  Batteries and lighting  •  Stilts or raised footwear  •  Plinths and podiums  •  Props and scenery  •  Special effects  •  Employees and subcontractors  •  Equipment and costume values  •  Hired equipment  •  Vehicle use  •  Storage locations  •  Merchandise sales  •  Online content  •  Overseas performances  •  Required liability limits  •  Previous claims and incidents

Combined and unusual performance businesses

The broker should also be told if robot mime is combined with:

Dance  •  Clowning  •  Comedy  •  Physical theatre  •  Living statue work  •  Roller skating  •  Stilts  •  Acrobatics  •  Aerial performance  •  Circus skills  •  Fire performance  •  Lasers  •  Pyrotechnics  •  Weapons  •  Face painting  •  Costume hire  •  Event management  •  Exhibition stands  •  Sound-system hire  •  Photography  •  Videography  •  Workshops  •  Merchandise retailing  •  Costume manufacture

Some combined activities may require different insurance or a separately agreed extension. The page should never imply that an undeclared activity is covered merely because it accompanies a robot character.

Why use a specialist broker?

Robot mime performers do not always fit comfortably within a standard entertainer category. A specialist broker can consider the individual combination of performance style, audience interaction, costume design, venues, workshops, employees, touring and equipment.

Quote Monkey can introduce suitable enquiries to a specialist broker who can review:

Solo performers  •  Duos and troupes  •  Living robots and human statues  •  Walkabout entertainment  •  Corporate promotions  •  Shopping-centre appearances  •  Exhibitions and trade shows  •  Festivals and outdoor work  •  Weddings and private functions  •  School and community bookings  •  Workshops and tuition  •  Home rehearsal studios  •  Costume and equipment storage  •  Employees and subcontractors  •  Online performances  •  Merchandise  •  Overseas work

Any quotation or policy terms offered will remain subject to full underwriting information, insurer appetite and the applicable policy wording.

Find Insurance For Your Robot Mime Performance Business

Tell Quote Monkey about your act, audience interaction, costumes, props, powered effects, assistants, venues, workshops, travel and storage. Suitable enquiries can be introduced to a specialist broker for individual consideration.

Robot Mime Public Liability Insurance FAQs

What is robot mime public liability insurance?
Robot mime public liability insurance is intended for human performers presenting robot-style mime, living robot, living statue or related character entertainment. It may respond to eligible claims involving accidental injury to members of the public or accidental damage to third-party property arising from declared activities. Cover depends on policy limits, exclusions, conditions and the circumstances of the claim.
Does this page cover actual robots?
No. This page is centred on human performers portraying robots through costume, mime, mechanical movement and character entertainment. Manufacturers, sellers, programmers, hirers or operators of actual robots, automated machinery, animatronics or robotic equipment require separate consideration.
Can living robot performers obtain insurance?
Suitable living robot performers may be considered. The broker will need a full description of the costume, routine, audience interaction, venues and any powered components. Lighting, batteries, speakers, raised footwear and restricted-vision helmets should be disclosed.
Can human statues and living statues be included?
Potentially. Human statue and living statue work should be listed as a declared activity. The broker may ask about plinths, collection containers, street performances, sudden audience interaction and whether the performer works indoors or outdoors.
Can a general mime artist apply?
A professional mime artist may be considered where robot mime is part of the declared performance business. All other performance disciplines should also be listed. Cover should not be assumed for acrobatics, aerial work, fire performance, skating, stilts or other higher-risk activities unless specifically accepted.
Can walkabout robot acts be covered?
Walkabout performances may be considered. The broker will want to understand crowd sizes, venue types, costume visibility and whether an assistant guides the performer. Moving among guests creates different risks from performing within a fixed or cordoned area.
Can a robot mime perform on a stage?
Potentially. The broker should know about stage dimensions, access, steps, lighting, scenery and any other performers sharing the area. Raised stages, trapdoors, moving scenery and special effects should be disclosed.
Can I perform from a plinth or podium?
A plinth or podium may be considered where its height, construction, stability and method of access are declared. The performer should explain whether audience members are allowed onto the structure and whether barriers are used.
Does public liability cover audience injuries?
Public liability may respond to eligible allegations that a declared performance caused accidental injury. Examples could include a guest tripping over equipment or colliding with a costume component. It does not mean every injury at an event will be the performer’s responsibility or automatically covered.
Does it cover damage to a venue?
Public liability may cover eligible accidental damage to third-party property. Examples could include a costume damaging a display or a plinth marking venue flooring. Property being worked on or held in the performer’s custody may be treated differently under the policy.
Is public liability legally required?
Public liability is not generally compulsory in the same way as employers’ liability. However, venues, councils, shopping centres, schools, agencies and event organisers may require evidence of cover. The performer should confirm any required liability limit before requesting a quotation.
What public liability limit might be required?
Requirements vary. Some venues or councils may request £1 million, £2 million, £5 million or another limit. The specialist broker should be told about contractual requirements so that suitable available options can be considered.
Can audience participation be included?
Suitable audience participation may be considered where it is fully described. The broker should know whether guests pose with the performer, shake hands, dance, imitate movements or enter a designated performance area.
Are photographs with guests covered?
Posed photographs and meet-and-greet interaction may be considered as part of a declared act. The performer should maintain adequate space and be aware that photographers or guests may step backwards without watching the floor.
Can the performer surprise audience members?
Improvised reactions and surprise movements should be described to the broker. Particular care may be required around children, older guests, crowded areas and people carrying food or drinks. Deliberately frightening, chasing or physically restraining guests should not be assumed to fall within ordinary robot mime activity.
Can children’s events be covered?
Suitable family and children’s events may be considered. The insurer may ask about audience ages, supervision, safeguarding and the nature of interaction. The event organiser or responsible adults should retain appropriate supervision of children.
Can school performances be included?
School performances and workshops may be considered where declared. The broker may require details of safeguarding procedures, participant ages, staff supervision and whether the work involves performance only or active participation.
Can workshops be covered?
Mime, mechanical-movement and character-development workshops may be considered. Class sizes, ages, activities, venues and the instructor’s experience should be disclosed. Public liability and professional indemnity may both be relevant where the performer teaches participants.
Is professional indemnity needed?
Professional indemnity may be relevant where the business provides paid tuition, routine development, movement coaching, creative consultancy or written training materials. It addresses different allegations from public liability and should not be assumed to be automatically included.
Can corporate team-building workshops be included?
Potentially. The provider should disclose the exercises, participant numbers, venues and intended outcomes. A broader corporate activity programme may require different consideration from a single robot-mime workshop.
Can shopping-centre appearances be covered?
Suitable shopping-centre performances may be considered. The centre may require a risk assessment and evidence of public liability at a specified limit. Escalators, lifts, shop entrances, temporary displays and high pedestrian traffic should be considered when agreeing the performance area.
Can retail promotions and store openings be included?
Potentially. The broker should know whether the performer only entertains or also distributes products, operates displays, collects data or represents the client in another capacity. The client’s insurance should not be assumed to protect the independent performer.
Can exhibition appearances be covered?
Trade-show and exhibition appearances may be considered where fully declared. The broker should know whether the performer works around a stand, uses a plinth, hands out promotional items or operates any client equipment.
Can product-launch performances be included?
Suitable product launches and brand activations may be considered. Contracts, venue requirements, audience interaction and use of the client’s branding should be disclosed. Operating or demonstrating the promoted product is separate from performing beside it.
Can wedding and private-party performances be covered?
Potentially. The broker should know whether the act takes place during arrivals, dining, photographs or evening entertainment. Children, drinks, reduced lighting and intoxicated guests can affect the risk.
Can festival and fair performances be included?
Suitable indoor and outdoor festivals may be considered. Audience numbers, performance areas, temporary structures and weather procedures will be relevant. The performer should disclose whether the organiser supplies barriers, security and electricity.
Can street performance be covered?
Street and public-space performances may be considered subject to insurer appetite. The performer should disclose local authority requirements, crowd gathering, donations, weather exposure, uneven surfaces and proximity to roads or businesses.
Can outdoor performances be included?
Potentially. The performer should have procedures for wind, rain, heat, slippery surfaces and unsuitable weather. Electrical costume components and portable sound equipment should be protected from moisture.
Does insurance cover performances abroad?
Overseas work is not automatically included. The broker will need the countries, duration, frequency and type of venue. Worldwide cover can contain important restrictions, particularly for work in the United States or Canada.
Can a touring robot mime obtain annual insurance?
An annual policy may be suitable for performers completing multiple bookings, subject to insurer appetite. The performer should disclose the expected number of performances, geographical range, venue types and any overseas work.
Can one-day or short-term insurance be arranged?
Short-term cover may be available in some circumstances, but it will depend on the event and insurer. A performer with repeated bookings may find an annual arrangement more appropriate. Quote Monkey does not guarantee that either option will be available.
Are performance agencies covered?
An entertainment agency may need its own insurance, particularly where it contracts with clients, selects performers or controls delivery. The broker will need to distinguish between an introduction service and an agency accepting responsibility for the complete performance.
Can performance companies and troupes be insured?
Potentially. The business should provide the number of performers, activities, turnover, payroll and workforce arrangements. Different routines and performers should all be declared.
Is employers’ liability required?
Employers’ liability is generally required where a business employs performers, costume assistants, technicians, drivers or administrative staff, subject to limited exemptions. Temporary and casual workers should also be disclosed.
Are freelance performers covered?
Freelancers and subcontractors should be declared. The broker may distinguish between independent performers and individuals working under the company’s control. A company may be asked to obtain evidence of each performer’s own insurance.
Are costume assistants covered?
Assistants should be declared, particularly if they help the performer dress, navigate a venue, handle batteries or move equipment. Their status will help determine whether employers’ liability is required.
Can illuminated costumes be covered?
Costumes containing LED lighting may be considered where the equipment and power source are declared. The broker may ask about battery types, charging, inspection, equipment values and whether lighting is used outdoors.
Are rechargeable batteries covered?
Battery equipment can be considered, but damage arising from breakdown, deterioration or unsuitable charging may not be covered. Charging procedures and storage arrangements should follow applicable manufacturer instructions.
Can a costume include speakers or voice effects?
Small speakers and voice-changing equipment may be considered as part of the declared act. The performer should disclose portable sound systems, mains-powered equipment and any cables placed within public areas.
Are motorised costumes covered?
Not automatically. Powered movement, motorised platforms, robotic appendages or ride-on equipment materially change the risk and require separate consideration. The page should not imply that actual robotic or motorised machinery is included.
Can stilts or raised footwear be included?
Stilts, jumping stilts and unusually raised footwear must be specifically disclosed. They should not be treated as ordinary costume components. A separate insurer or policy arrangement may be required.
Can skating be included?
Roller skating and other wheeled performance must be declared. Cover for a walking robot mime should not be assumed to extend to skating. Venue surfaces, audience separation and performer experience may be relevant.
Are lasers or pyrotechnics covered?
Lasers, flames, sparks, pyrotechnics, smoke and similar effects require specific disclosure and may fall outside normal robot-mime cover. The performer should not introduce special effects without agreement from the venue and insurer.
Can hired costumes be covered?
Hired costumes may require protection for the performer’s contractual responsibility to the owner. The hire agreement, replacement value, security and territorial use should be disclosed.
Are bespoke costumes insured for their full value?
Specialist costume cover may be considered, but sums insured should reflect realistic replacement costs. The broker may need invoices, photographs, valuations or details of the construction process. Wear, gradual deterioration and mechanical breakdown may be excluded.
Are costumes covered at venues?
Not automatically. Equipment-away-from-premises protection may be required for costumes and props taken to events. The broker should know whether items are left unattended or stored at venues overnight.
Are costumes covered inside a vehicle?
Vehicle contents are not necessarily covered. Insurers may apply locked-vehicle, alarm, concealed-storage and overnight restrictions. Maximum values and vehicle security should be declared.
Can goods in transit insurance be included?
Goods in transit may be relevant for costumes, scenery, speakers and other performance equipment while being transported. The transport method, vehicle, carrier and maximum load value can affect the cover available.
Can costumes be stored at home?
Potentially. Business costumes and equipment should be declared because household insurance may exclude commercial property. The broker may request values, security details and information about battery charging or costume repairs.
Can I work from a home studio?
A home rehearsal or filming studio may be considered. The broker should know whether performers, customers, employees or workshop participants visit. A converted garage, garden studio or outbuilding should be declared with its construction, security and equipment values.
Can costumes be kept in self storage?
Suitable costumes, props and equipment may be considered while stored in an approved self-storage facility. The business should provide the facility address, unit type, security, storage period and maximum value.
Can I make or repair costumes at home?
Minor alterations should still be declared. More substantial costume construction involving power tools, heat, spray painting, solvents or electrical assembly creates additional risks. Commercial costume manufacture or third-party repair work may require separate insurance.
Can merchandise sales be included?
Selling photographs, clothing, masks, souvenirs or other goods should be declared. Product liability, stock, ecommerce and transit protection may be relevant, particularly for imported or own-brand goods.
Can personalised videos be covered?
Personalised video messages may be considered as an additional service. The performer should address customer permissions, music licensing, prohibited requests, delivery terms and how the finished recording may be used.
Can virtual performances be covered?
Livestreamed and prerecorded performances may be considered if declared. The broker should know whether content is sold internationally, remains available on demand or is produced for commercial advertising.
Do I need cyber insurance?
Cyber insurance may be relevant where the business accepts online bookings, stores customer information or processes payments. It may also help where the performer depends on email, websites and digital platforms to manage bookings.
Is business interruption insurance relevant?
Business interruption may be important where insured property damage prevents the performer from working. The indemnity period should reflect the time needed to replace bespoke costumes, rebuild scenery, find another rehearsal space and restore bookings.
Does personal accident insurance replace public liability?
No. Personal accident and public liability serve different purposes. Personal accident can provide specified benefits following certain injuries to the insured person, while public liability concerns eligible claims from third parties.
What information will the broker require?
The broker may request: - A full description of every act - Experience and training - Venue types - Audience sizes - Interaction with guests - Work involving children - Street and outdoor performances - Costume design and weight - Visibility restrictions - Powered equipment - Batteries and charging - Plinths and scenery - Workshops - Employees and subcontractors - Equipment values - Storage and transport - Overseas work - Claims history - Required liability limits Complete information helps the broker present the actual risk accurately.
How can Quote Monkey help?
Quote Monkey can introduce suitable robot mime, living robot and walkabout performer enquiries to a specialist broker. Any quotation or cover offered will depend on the information supplied, insurer appetite, underwriting and policy terms.

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