Luggage and Handbag Shop Insurance for Retailers, Online Sellers, Makers and Importers

Luggage Shops Handbag Boutiques And Travel Goods Retailers

Luggage and handbag retailers can operate from high-street shops, shopping centres, concessions, outlets and specialist showrooms.

Products may include suitcases, backpacks, handbags, briefcases, wallets, travel organisers and accessories. The specialist broker should understand customer footfall, fitting areas, high-value displays, maximum stock values and any additional repair or ecommerce activity.

Online Sellers Marketplaces And Designer Brands

Businesses may sell through ecommerce websites, online marketplaces, social-media shops, mobile applications and wholesale portals.

The enquiry should identify who manufactures, imports, authenticates, stores, packs and delivers each product. Online-only sellers can still require liability, stock, transit, cyber and Business Interruption Insurance.

Repairers Restorers And Customer Goods

Repair businesses may replace suitcase wheels, handles, locks, zips, straps, linings and damaged panels. Handbag restorers can clean, recolour, refinish and reconstruct valuable customer items.

The broker should know the maximum value of any single item, maximum total value held, chemicals used, work completed by subcontractors and how goods are collected or delivered.

Designers Makers And Personalisation Services

Handbag designers, leatherworkers and specialist makers can create bespoke bags, limited collections and corporate products.

Personalisation may involve embroidery, engraving, printing, monogramming and heat processes. Design responsibility, customer artwork, machinery, raw materials and finished products should be declared.

Manufacturers Importers And Wholesalers

Manufacturers and importers may supply luggage, handbags, parts and accessories to shops, online sellers and commercial buyers.

Relevant considerations include production machinery, overseas suppliers, quality control, labels, traceability, wholesale contracts, warehouses, distribution and exported products.

Premises High Value Stock And Potential Claims

A business can operate from shops, workshops, studios, factories, warehouses, homes, garages and self-storage units.

Potential claims can involve customer injuries, defective products, damaged designer bags, employee accidents, stolen stock, lost deliveries, cyber incidents and interruption following insured property damage.

Luggage and suitcase shops

Luggage shops may sell cabin cases, checked luggage, hard-shell suitcases, soft-sided luggage, wheeled cases, trunks and complete travel sets.

The approved Shop Insurance page provides broader information for fixed-premises retailers requiring protection around premises, contents, stock and customer activity.

Suitcases can be relatively bulky and heavy. Display stacks, wall fixtures, high shelving and customer handling should therefore be considered when arranging the shop layout.

The broker should know whether customers test handles, wheels, locks and zips within the shop and whether staff demonstrate product features.

Handbag shops and fashion boutiques

Handbag retailers can stock everyday bags, tote bags, shoulder bags, crossbody bags, clutch bags, evening bags, purses and wallets.

The business should explain whether products are inexpensive fashion accessories, independent designer goods or high-value luxury items. Maximum item and stock values can affect security requirements.

Where the principal activity is general clothing retail rather than handbags and luggage, the approved Clothes Shop Insurance page may be more specific.

Travel-goods retailers

Travel-goods shops may sell luggage, backpacks, passport holders, wallets, document cases, packing organisers, luggage straps, locks, tags and covers.

Ancillary electrical products, power banks, trackers and battery-equipped luggage should be disclosed separately.

This page should address the business selling travel products. It should not suggest that Shop Insurance covers a customer’s holiday, travel disruption or baggage after purchase.

Leather-goods retailers

Leather-goods shops can sell handbags, briefcases, luggage, wallets, purses, portfolios and accessories.

The broker should know which materials are used and whether products contain leather, synthetic substitutes, recycled fabrics or restricted animal-derived materials.

Care products, dyes, conditioners and cleaning chemicals should also be included in the product description.

Designer and luxury handbag retailers

Businesses dealing in designer handbags can hold a substantial value in a relatively small area.

The insurer may ask about alarms, CCTV, safes, shutters, secure displays, stockroom construction, key control and procedures for opening and closing the premises.

Stock values should reflect the replacement or acquisition basis applicable to the business rather than the final retail selling price unless the broker advises otherwise.

High-value goods taken to exhibitions, pop-ups or customer appointments should be declared.

Pre-owned and vintage handbag businesses

Pre-owned retailers may purchase goods outright, sell them on behalf of customers or use a mixture of ownership arrangements.

The broker should understand whether items are owned stock, consignment goods or customer property awaiting authentication.

Vintage products may be difficult to replace with an identical item. The basis on which claims would be settled should therefore be discussed before cover is arranged.

Handbag consignment retailers

A consignment business holds goods owned by another person until they are sold or returned.

Customer contracts should record ownership, agreed values, commission arrangements and responsibility for loss or damage.

Consignment items should not automatically be included within the retailer’s ordinary Business Stock. The specialist broker should be given the maximum value held for customers.

Authentication and valuation services

Some retailers inspect materials, serial numbers, stitching, hardware and supporting documents before describing a product as authentic.

Professional Indemnity Insurance may be relevant where the business charges for authentication, valuation or advice that could cause a customer financial loss.

The enquiry should distinguish an informal retail assessment from a formal authentication certificate or valuation report.

A policy should not be presented as guaranteeing the accuracy of authentication work.

Counterfeit goods and provenance

Retailers should use suitable checks when purchasing branded or pre-owned stock.

Supplier assurances and marketplace verification programmes should not be treated as guarantees that an item is genuine.

Ordinary Public Liability or Product Liability Insurance should not be assumed to cover trademark, copyright, passing-off or counterfeit disputes.

Purchase records, seller identification and authentication documents can help establish provenance.

Suitcases and hard-shell luggage

Hard-shell cases can use moulded plastics, metal frames, telescopic handles, wheels, locks and internal dividers.

Potential Product Liability issues can involve broken handles, failed wheels, sharp edges, defective locks and detached components.

The broker should know whether the retailer simply resells established brands or specifies, imports or manufactures the luggage.

Soft luggage holdalls and travel bags

Soft luggage can include holdalls, duffel bags, weekend bags, garment carriers and foldable travel bags.

Materials, seams, zips, straps and load recommendations should be appropriate for the intended use.

Retailers should avoid unsupported claims about waterproofing, security, load capacity or resistance to damage.

Backpacks and rucksacks

Retailers may sell casual backpacks, school bags, travel packs, laptop backpacks and outdoor rucksacks.

The business should disclose whether it sells children’s products, specialist outdoor equipment or products marketed for load support or personal protection.

A retailer primarily selling technical outdoor and sports equipment may also require the more specific sector page available from Quote Monkey.

Briefcases laptop bags and work bags

Business bags can include briefcases, laptop sleeves, document cases, portfolios and wheeled office bags.

Claims about impact resistance, device protection, waterproofing or anti-theft performance should reflect the manufacturer’s documented specifications.

The value of a customer’s laptop or other contents would not normally be treated as the value of the bag itself.

Purses wallets and small leather goods

Small leather goods can include wallets, purses, card holders, passport holders, key cases and travel wallets.

These products can be high value, easily concealed and attractive to thieves.

The broker should know maximum values displayed on the shop floor and held in stockrooms, safes or locked cabinets.

Luggage locks tags straps and covers

Accessories can include combination locks, straps, tags, suitcase covers, packing cubes and replacement parts.

Security claims should be accurate. A retailer should not imply that a product guarantees prevention of theft or unauthorised access.

Locks containing electronics or tracking systems should be described separately from ordinary mechanical accessories.

Smart luggage and electronic accessories

Smart luggage can incorporate electronic locks, tracking devices, weighing technology, USB charging and removable batteries.

The broker should know the battery chemistry, electrical components, country of manufacture and testing undertaken.

Imported or own-brand electrical goods may require additional Product Liability information. Product descriptions should explain any limitations concerning transport or battery removal.

Luggage repair workshops

Luggage repairers can replace wheels, handles, locks, zips, feet, internal frames and damaged fabric or shell sections.

The approved Workshop Public Liability Insurance page is relevant where commercial repair and workshop activities form a substantial part of the business.

The insurer should know which products are accepted, how repairs are tested and whether replacement parts are manufactured, imported or sourced from the original brand.

Handbag repairs

Repair work can include replacing straps, handles, zips, fasteners, linings, edging, stitching and decorative hardware.

The business should record the customer’s instructions and the condition of the item before work begins.

Photographs can help document existing scratches, stains, wear, missing components and previous repairs.

Handbag restoration and recolouring

Restoration may involve cleaning, conditioning, stain removal, dyeing, recolouring, polishing and surface finishing.

The broker should know which chemicals, solvents, dyes and protective coatings are used and whether suitable ventilation is provided.

Colour matching and refinishing can permanently change an item. The possibility of unsuccessful or disputed results should be considered.

Customer goods in trust

Customer luggage and handbags can remain at the premises while quotations are approved, parts are sourced or restoration is completed.

The maximum single-item value and maximum total accumulation should be declared accurately.

The broker should also know whether customer goods are held at more than one workshop, sent to subcontractors or transported by courier.

Protection for customer property should be confirmed rather than assumed under ordinary stock cover.

Customer goods held overnight

High-value customer handbags may require secure overnight storage.

The underwriter can ask about safes, locked stockrooms, alarms, CCTV, access control and how keys are managed.

Items left in vehicles overnight should be declared because unattended-vehicle restrictions may apply.

Collection and delivery services

Repairers may collect customer property from homes, shops and commercial clients.

The business should explain whether collections are completed by employees, couriers or specialist carriers.

Goods in Transit Insurance may be relevant to luggage, handbags, stock and customer property while being transported.

Maximum item and load values, packaging and overnight vehicle storage should be discussed with the broker.

Handbag designers and makers

Designers may create one-off handbags, sample ranges and small production runs.

Activities can include drawing, pattern cutting, leather cutting, sewing, gluing, fitting hardware, finishing and packaging.

The broker should distinguish between design-only services, bespoke making and batch production for retail or wholesale sale.

Bespoke products and commissioned work

Customers may specify materials, dimensions, colours, compartments, fasteners and personalisation.

Written specifications and approvals can help manage disputes involving design, materials, fit, appearance and completion dates.

Deposits, staged payments and non-refundable bespoke orders remain contractual matters and should not be confused with insurance protection.

Monogramming and personalisation

Retailers may add initials, names, logos and decorative designs to luggage, handbags and tags.

Equipment can include sewing machines, embroidery machines, printers, engraving tools, lasers and heat presses.

Heat-producing equipment, extraction and fire precautions should be disclosed. Customer property undergoing personalisation should also be included in customer-goods values.

Customer and licensed artwork

Businesses may reproduce customer logos, corporate branding and licensed designs.

The business should establish that it has permission to use protected material.

Public Liability and Product Liability Insurance should not be assumed to cover intellectual-property infringement arising from unauthorised artwork.

Luggage and handbag manufacturers

Manufacturers can produce suitcases, bags, backpacks, briefcases, purses and related accessories.

The approved Manufacturers Insurance page is relevant where production forms a substantial part of the business.

The broker should understand raw materials, machinery, employees, heat work, chemicals, production quantities, quality control and finished stock.

Manufacturers should also disclose products made for third-party brands and goods supplied wholesale.

Luggage and handbag factories

Larger manufacturers may operate from dedicated production premises containing machinery, assembly areas, stockrooms and dispatch facilities.

Factory Insurance may be relevant to factory buildings, machinery, raw materials, production and interruption.

The insurer may ask about fire separation, extraction, alarms, machinery maintenance, shift patterns and maximum stock values.

Raw materials and components

Manufacturers and makers may hold leather, textiles, synthetic materials, foam, plastics, frames, wheels, handles, zips, locks, adhesives and packaging.

Stock values should include raw materials, work in progress and finished products.

Flammable adhesives, dyes, cleaners and coatings should be declared with their maximum quantities and storage arrangements.

Where the principal activity is selling fabrics and materials rather than completed products, Textile Shop Insurance may provide a more specific route.

Sewing cutting and production machinery

Production equipment can include industrial sewing machines, cutting tables, presses, moulding equipment, embroidery machines and finishing tools.

Maintenance, guarding, employee training and suitable extraction can influence underwriting.

The broker should know whether machinery is owned, leased or hired and how long replacement would take after serious damage.

Quality control and product testing

Quality checks can include examining seams, straps, handles, wheels, zips, locks, fasteners, linings and labels.

Businesses should retain supplier and production records capable of identifying affected products if a defect arises.

Own-brand businesses may need a process for recording complaints and managing product withdrawals or recalls.

Product labels instructions and claims

Labels and descriptions should provide accurate information about materials, care and responsible business details where applicable.

Load limits, waterproofing, security and impact-protection claims should be supported by suitable product documentation.

Incorrect descriptions can create complaints and potential legal or professional exposures.

Own-brand and private-label products

A business may carry increased responsibility when products carry its name, even if an external factory completes the production.

Product Liability Insurance can be important for retailers, makers, manufacturers, importers and own-brand sellers.

The broker may ask about designs, specifications, sample approval, testing, supplier checks and traceability.

Outsourced manufacturing should be declared rather than presented as removing the brand owner’s responsibility.

Importers and overseas suppliers

Luggage and handbag businesses may source finished products and components from overseas factories.

Importers and Exporters Insurance is relevant where international sourcing or overseas sales form part of the business.

The broker may require information about manufacturing countries, supplier audits, product testing, quality control and the insurance held by overseas manufacturers.

The importer should not assume an overseas supplier will respond to a UK claim.

Export sales

Businesses selling internationally should provide turnover by country or territory.

Sales to the United States or Canada require specific disclosure and should not be assumed to fall within standard territorial limits.

International marketplace orders should be included even where individual sales are relatively small.

Luggage and handbag wholesalers

Wholesalers may supply department stores, boutiques, travel shops, online sellers and corporate customers.

Wholesaler Insurance is relevant where products are held and supplied in commercial quantities.

The broker may require turnover to be divided between retail, wholesale, manufacturing, importing and exporting.

Large shipments can create short-term increases in warehouse and transit values.

Distributors and fulfilment businesses

Distributors may hold products for several brands and supply shops or end customers.

Distributor Insurance provides a supporting route where warehousing and distribution are central activities.

The enquiry should clarify whether the business only distributes sealed goods or also imports, labels, repackages, personalises or provides instructions.

Retail shops and showrooms

Luggage and handbag retailers may occupy high-street shops, shopping-centre units, concessions, outlets and showrooms.

Commercial Property Insurance may be relevant where the business owns its premises.

The broker should know about construction, security, fire protections, stockrooms and any residential accommodation within the building.

Tenants should check their responsibility for shop fronts, glass, fixtures and internal improvements.

Public liability insurance

Public Liability Insurance may respond to eligible claims involving accidental injury to customers or accidental damage to third-party property arising from declared activities.

The broker may ask about customer footfall, suitcase displays, repair counters, pop-up trading and collection points.

Policy limits, exclusions, excesses and conditions should be confirmed before any activity is described as covered.

Business contents and equipment

Business contents can include counters, shelving, display cabinets, computers, tills, card terminals, safes, repair tools, sewing machinery and restoration equipment.

Business Contents Insurance may protect eligible contents at declared premises, subject to policy terms.

Portable, hired and leased equipment should be identified separately.

Business stock insurance

Luggage and handbag businesses can hold high-value branded stock and substantial imported deliveries.

Business Stock Insurance may protect eligible goods at declared locations.

The sum insured should reflect the maximum replacement or acquisition cost at risk. Consignment goods and customer property may require separate consideration.

Pop-up shops markets and exhibitions

Businesses may attend fashion markets, trade exhibitions, shopping events and travel shows.

The broker should know how often the business attends, which products are sold and whether stalls, display stands or temporary structures are used.

Public Liability and stock protection should not be assumed to extend automatically away from the principal premises.

Online luggage and handbag shops

Online businesses may sell through ecommerce websites, marketplaces, social-media shops and mobile applications.

The Website and Online Business Insurance page supports businesses exposed to ecommerce, products, customer data and digital interruption.

The enquiry should describe where stock is sourced, stored, packed and dispatched and whether click-and-collect customers attend any premises.

Social-media selling and influencers

Handbag brands often use influencers, affiliates and social-media ambassadors.

The business should approve product descriptions, authenticity statements, images, competitions and promotional claims.

A brand should not assume an influencer’s insurance will protect it from claims arising from the content it approves.

Dropshipping

A dropshipping business may sell products dispatched directly by a wholesaler or overseas manufacturer.

The retailer should understand product quality, labels, returns and responsibility for defective goods.

Not physically handling the product does not necessarily remove the seller’s potential liability.

Third-party fulfilment centres

A retailer may keep stock and dispatch orders through an external fulfilment provider.

The broker should know the maximum value held at each facility and who bears the risk of damage, theft, picking errors and lost parcels.

Insurance arranged by the fulfilment provider should not be assumed to reimburse the full replacement value.

Cyber insurance

Online businesses may depend on websites, payment systems, marketplace accounts, customer databases and social-media profiles.

Cyber Insurance may be relevant to data breaches, malicious attacks, fraudulent instructions and interruption to digital trading.

High-value orders and refund fraud can also require suitable payment and account-security procedures.

Working from home

A home-based luggage or handbag business may manage orders, photograph products, store stock, undertake repairs and pack deliveries from a residential property.

Working From Home Insurance is relevant where household insurance may not adequately address business stock, customer property, machinery, employees or visitors.

The broker should know which rooms, garages and outbuildings are used.

Home studios and garden studios

Designers, makers, personalisation businesses and repairers may operate from dedicated studios or garden buildings.

Studio Insurance provides a supporting route for design, production, repair and photography spaces.

The building’s construction, security, heating and electrical installation may affect the available terms. Customer goods and stock values should be declared separately.

Warehouses and external storage

Stock can be held in warehouses, commercial units and fulfilment centres away from the shop.

Storage Insurance may be relevant where goods are held in external commercial storage.

Every location and maximum value should be declared. Security, fire protections, flood exposure and the presence of high-value designer goods can affect underwriting.

Business goods in self storage

Small retailers and online sellers may keep handbags, luggage, packaging and displays in self-storage units.

Business Goods and Stock in Self Storage is the specific supporting page for commercial goods kept within a self-storage facility.

Protection offered by the storage provider should not be assumed to cover every cause or the full value.

Commercial vehicles

Businesses may use vans for stock collection, customer repairs, pop-up trading, wholesale distribution and deliveries.

Commercial Vehicle Insurance is relevant to appropriately insuring vehicles used for business purposes.

Motor insurance should not be assumed to protect luggage, handbags or customer goods carried inside the vehicle.

Employers’ liability insurance

Employers’ Liability Insurance is generally a legal requirement where a business employs people, subject to limited exemptions.

Retail assistants, repairers, restorers, machinists, packers, warehouse workers, temporary staff and apprentices should be declared.

Employee injuries can involve lifting suitcases, cutting equipment, sewing machinery, heat processes, slips and repetitive work.

Upholstery and specialist restoration boundaries

Handbag and luggage restorers may undertake sewing, lining replacement, padding and fabric repairs similar to upholstery work.

Where upholstery of furniture, vehicle interiors or larger customer items forms the principal activity, Upholstery Shop Insurance may be the more specific page.

The current page should remain centred on bags, luggage, travel goods and closely related accessories.

Business interruption insurance

Fire, flood, theft or other insured property damage could close a shop, stop repairs or prevent access to stock.

Business Interruption Insurance may help protect eligible income or additional expenses following insured damage.

The indemnity period should account for replacing specialist equipment, reordering imported stock and restoring ecommerce activity.

Suitcase falls from a display

A suitcase falls from high shelving and injures a customer. Public Liability Insurance could be relevant, subject to responsibility and policy terms.

Customer trips over displayed luggage

A shopper trips over a case placed in an aisle. The retailer’s layout and inspection procedures may be considered.

Defective handle causes an injury

A suitcase handle allegedly breaks while the customer is carrying it, causing an injury. Product Liability Insurance could be relevant if suitable protection was arranged.

Smart-luggage battery causes a fire

A battery or charging component inside a product allegedly causes fire damage. The retailer, importer, brand owner and manufacturer could become involved.

Customer’s designer handbag is damaged

A high-value handbag is damaged during cleaning or restoration. Any response would depend on suitable protection for customer goods and the declared value.

Restoration changes the handbag colour

A customer alleges that a recolouring service produced an unacceptable permanent change. The circumstances, customer approval and policy wording would need to be reviewed.

Consignment handbag is stolen

A bag owned by a customer is stolen while held for sale. Cover would depend on whether consignment goods and their value were declared.

Retailer sells a counterfeit handbag

A buyer alleges that a pre-owned designer bag is not authentic. Professional Indemnity or legal considerations may arise, but ordinary shop insurance should not be assumed to cover the dispute.

Employee is injured using cutting equipment

An employee suffers a hand injury while preparing material for a repair. Employers’ Liability Insurance may respond to an eligible claim.

Imported luggage is recalled

A batch of own-brand suitcases is found to contain defective wheels or locks. Standard Product Liability Insurance should not automatically be assumed to cover recall expenses.

High-value stock is stolen

Designer handbags are stolen following a break-in. The outcome could depend on declared stock values and compliance with security conditions.

Stock is damaged by escaped water

A pipe bursts above the stockroom and damages luggage and leather goods. Property and stock sections could be relevant if suitably arranged.

Customer goods are lost in transit

A repaired handbag disappears while being returned by courier. Goods in Transit Insurance and the courier’s contractual responsibility may need to be reviewed.

Online store suffers a cyberattack

A malicious attack prevents customers placing orders and exposes customer information. Cyber Insurance may be relevant if suitable protection was arranged.

Social-media account is taken over

A fraudster gains control of the retailer’s account and directs customers to make false payments. Cyber protection may be relevant, subject to the terms arranged.

Shop closes after serious fire damage

A fire prevents the business trading and destroys repair equipment and stock. Business Interruption Insurance could help with eligible financial loss following insured property damage.

Commercial Combined Insurance

A broader arrangement that may combine property, contents, stock, liability and interruption sections for established retail businesses.

Business Legal Expenses Insurance

May provide support for certain eligible employment, property, contract or regulatory legal disputes.

Directors and Officers Insurance

Relevant to potential personal claims against directors and officers arising from decisions made while managing a company.

Office Insurance

For handbag brands, wholesalers and ecommerce businesses operating from separate administrative, design or sales offices.

Group Personal Accident Insurance

Accident protection that may be considered for eligible groups of retail, repair, production or warehouse employees.

Personal Accident Insurance

Information about financial protection following certain accidental injuries to an insured individual.

Commercial Property Owners Insurance

For landlords owning shops, workshops, factories, warehouses and other buildings occupied by commercial businesses.

Warehouse Insurance

Relevant where luggage, handbags, imported shipments and packaging are held in a dedicated warehouse.

Motor Fleet Insurance

A potential route for businesses operating several vehicles for collections, stock transfers and wholesale deliveries.

Haulage Insurance

For haulage businesses transporting commercial goods, including retail and wholesale luggage shipments.

Commercial Trailer Insurance

For commercial trailers used to transport stock, displays, materials and other business property.

Terrorism Insurance

Additional property and interruption protection that commercial tenants, property owners and larger retailers may consider.

Leisurewear Shop Insurance

For casualwear retailers, athleisure brands, online sellers, clothing manufacturers and importers.

School Uniform Shop Insurance

For retailers supplying uniforms, bags, sports clothing, accessories, embroidery and online orders.

Dress and Occasion Wear Shop Insurance

For boutiques and online retailers selling dresses, formal clothing, occasion wear and related accessories.

Seasonal Dress Shop Insurance

For retailers specialising in seasonal dresses, temporary fashion ranges and associated stock.

Motorbike Clothing Shop Insurance

For retailers selling motorcycle clothing, helmets, footwear, luggage and specialist protective equipment.

Knitwear Shop Insurance

For retailers, makers and online businesses selling knitted garments and related fashion accessories.

Hat Manufacturer and Retailer Insurance

For businesses designing, manufacturing, importing and selling hats, caps and headwear.

Soft Furnishing Shop Insurance

For manufacturers and retailers handling fabrics, cushions, curtains, customer goods and online sales.

Fashion Workshops Public Liability Insurance

For sewing tutors, designers and textile creatives delivering practical fashion workshops.

Craft Shop Insurance

For retailers, makers and online sellers supplying creative products, sewing materials and craft equipment.

Maternity Shop Insurance

For maternity boutiques, nursing-wear retailers, ecommerce brands, makers, importers and wholesalers.

Sports Goods Retailer Insurance

For shops and online sellers supplying sports clothing, equipment, accessories and specialist products.

Marine Shop Insurance

For chandlers, marine retailers, ecommerce sellers, repairers, installers, makers and importers.

Restaurant Insurance

For restaurants and dining businesses requiring protection around premises, customers, employees, food and equipment.

Converted Prison Insurance

Insurance information for former prison buildings converted to residential, commercial or mixed alternative uses.

Watermill Museum Insurance

For historic watermills operating as museums, working heritage sites and visitor attractions.

Livery Yard Insurance

For commercial livery yards providing declared horse accommodation, facilities and associated services.

Rural Landowners Insurance

For owners of fields, woodland, tracks and other rural land requiring liability information.

Scissor Lift Insurance

For owners, operators, hire businesses and contractors using mobile elevated work platforms.

Vending Machine Hire Business Insurance

For businesses supplying, installing, servicing and hiring vending machines at customer premises.

Stove Shop Insurance

For stove retailers, showrooms, suppliers and installers handling products, stock and customer work.

Stationery Shop Insurance

For stationery retailers, online sellers and business-supply shops holding stock and serving commercial customers.

Canoe Hire Business Insurance

For businesses hiring canoes and associated equipment to customers for declared recreational use.

3D Printer Insurance

For 3D printing businesses, manufacturers, studios and online sellers using specialist production equipment.