Powerplate Instructor Insurance for Vibration Platform Classes, Studios, Mobile Work and Online Coaching

1. Insurance for freelance instructors and vibration-fitness businesses

A freelance instructor might teach one-to-one clients, lead small-group classes or provide sessions on behalf of gyms and leisure businesses. Each discipline and working arrangement should be declared, including whether the instructor controls the class, supplies the equipment or works under another organisation’s procedures.

Relevant businesses can include:

Self-employed Powerplate instructors  •  Whole-body vibration trainers  •  Personal trainers using vibration platforms  •  Freelance group exercise instructors  •  Independent fitness coaches  •  Small vibration-training studios  •  Multi-instructor fitness businesses  •  Gym-based vibration-platform trainers  •  Hotel and leisure-centre instructors  •  Workplace wellbeing providers  •  Community exercise providers  •  Online and hybrid fitness instructors  •  Instructor-training businesses  •  Equipment demonstrators

An instructor may require a combination of Public Liability Insurance and Professional Indemnity Insurance. Public liability can relate to accidental injuries and property damage, while professional indemnity may be relevant to allegations involving instruction, programme design or professional advice.

The broker should know whether the instructor works under their own name, through a limited company, for several gyms or as a subcontractor. A gym’s insurance should not be assumed to protect an independent instructor.

Solo instructors

A solo instructor may need protection for sessions, equipment, travel and loss of earnings following certain accidents. Personal Accident Insurance may also be worth considering where the instructor’s income depends on their physical ability to teach.

Instructor teams

A business employing instructors, receptionists, administrators or cleaners may need Employers’ Liability Insurance. Temporary staff, apprentices and some labour-only subcontractors should also be disclosed.

Businesses offering several fitness disciplines

Many instructors provide vibration training alongside circuits, resistance training, stretching, mobility work or personal training. Every discipline should be listed because cover arranged for vibration-platform instruction may not automatically include unrelated exercise activities.

Where several group disciplines are offered, the separate Group Exercise Instructor Insurance page may also be relevant. Businesses offering substantial personal-training retail or studio activity can consider Personal Training Shop Insurance.

2. Classes, coaching and participant groups

Powerplate and vibration-platform businesses can deliver a wide range of sessions. The broker will normally need an accurate description of the exercises performed, the number of participants and the level of supervision provided.

Activities can include:

Introductory platform sessions  •  Equipment inductions  •  One-to-one fitness coaching  •  Paired training sessions  •  Small-group classes  •  Scheduled studio classes  •  Strength and conditioning exercises  •  Resistance-band exercises  •  Balance and coordination activities  •  General mobility sessions  •  Warm-ups and cooldowns  •  Personal exercise programmes  •  Corporate wellbeing sessions  •  Hotel and leisure-centre classes  •  Community fitness sessions  •  Platform demonstrations  •  Live online instruction  •  Prerecorded exercise programmes  •  Instructor workshops and education

Where kettlebells, circuit stations or other substantial disciplines are included, the business should disclose them separately. Relevant supporting pages include Kettlebell Fitness Instructor Insurance and Circuit Training Instructor Insurance.

Different participant groups

The instructor should explain whether sessions are offered to:

Adult beginners  •  Regular fitness clients  •  Older adults  •  Athletes  •  Corporate groups  •  Disabled participants  •  People returning to exercise  •  Pregnant or postnatal clients  •  Children or young people  •  Participants referred by another professional  •  Clients with disclosed medical conditions

Insurers may apply different requirements to particular participant groups. Work involving pregnant clients, postnatal exercise, children, vulnerable adults or people with health conditions should never be assumed to be included.

Postnatal instruction should only be undertaken within the instructor’s qualifications and declared activities. Where this forms a substantial service, Post Natal Exercise Instructor Insurance may provide a more relevant route.

The page should describe vibration training as a fitness activity without promising weight loss, rehabilitation, pain reduction or any other medical outcome.

3. Screening, technique and professional instruction

An allegation can arise from the advice given by an instructor as well as from a physical accident. The broker may therefore want to understand how the business assesses participants, introduces the equipment and records its instructions.

Participant screening

Relevant procedures can include:

Pre-exercise questionnaires  •  Written declarations and consent forms  •  Identification of disclosed health conditions  •  Referral back to an appropriate medical professional  •  Age restrictions  •  Procedures for pregnant and postnatal participants  •  Reviews after illness, injury or absence  •  Records of declined or postponed sessions  •  Emergency contact information  •  Data protection procedures

A disclaimer does not automatically prevent a claim. Forms, screening and session records should support sensible professional procedures rather than being treated as substitutes for appropriate instruction.

Platform induction

New participants may require an introduction covering:

Safe mounting and dismounting  •  Handrail use  •  Foot positioning  •  Posture and technique  •  Suitable footwear  •  Platform controls  •  Session duration  •  Rest periods  •  Stopping procedures  •  Exercises that should not be attempted without supervision  •  The need to report discomfort or changes in health

Settings and session design

Insurers may ask how platform settings are selected and whether instructors follow relevant training and manufacturer guidance. Information may be needed about:

Frequency or intensity settings  •  Session duration  •  Exercise progression  •  Beginner programmes  •  Supervision ratios  •  Additional resistance or weights  •  Static and dynamic exercises  •  Records of individual programmes  •  Procedures for modifying or stopping sessions

The instructor should remain within the boundaries of their qualifications. Medical diagnosis, physiotherapy, rehabilitation treatment or clinical advice must not be presented as ordinary fitness instruction unless separately qualified, insured and accepted.

Professional indemnity considerations

Professional indemnity may be relevant if a client alleges that:

An unsuitable programme was recommended  •  Relevant information was not considered  •  Instructions were unclear  •  An exercise was progressed too quickly  •  Remote guidance was inadequate  •  A promised service was not delivered correctly  •  Advice resulted in financial loss  •  Course materials contained an error

Whether a particular allegation is covered will depend on the policy wording and circumstances.

Records and evidence

Useful business records can include:

Qualifications and continuing-development certificates  •  Participant questionnaires  •  Consent forms  •  Session plans  •  Attendance registers  •  Equipment inductions  •  Programme reviews  •  Accident reports  •  Complaints  •  Equipment inspections  •  Maintenance records  •  Staff training records

Records should be retained securely and in accordance with applicable data-protection requirements.

4. Studios, mobile work and customer premises

Vibration-platform instructors can work from fixed premises, travel between gyms or take equipment to customers. Each model creates a different combination of liability, property, equipment and transit risks.

Dedicated studios

A studio business may have:

Reception and waiting areas  •  Changing facilities  •  Several vibration platforms  •  Mirrors and fixed fittings  •  Mats and exercise accessories  •  Computers and payment terminals  •  Staff rooms and offices  •  Retail displays  •  Customer toilets  •  Stock rooms  •  External signage  •  Car parking

A business that owns its building can consider Commercial Property Insurance. A tenant may still be responsible for glass, fixtures, decorations, improvements or other obligations under its lease.

Business Contents Insurance may be appropriate for platforms, computers, furniture and exercise equipment. The sums insured should reflect replacement costs rather than second-hand values.

Hired gyms and leisure venues

Freelance instructors should disclose all regular venue types and check their contracts carefully. A venue may request evidence of public liability insurance at a particular limit.

The broker may need to know:

Who owns the platforms  •  Who inspects and services them  •  Whether the instructor unlocks or closes the premises  •  Who accepts participant bookings  •  Whether the venue supplies staff  •  Whether the instructor pays rent or commission  •  Whether equipment is left at the venue  •  Whether the venue is used exclusively  •  Whether several instructors share the class

The venue’s insurance and the instructor’s insurance have different purposes. Neither should be assumed to replace the other.

Mobile sessions

A mobile instructor might work at:

Customers’ homes  •  Residential developments  •  Offices  •  Corporate wellbeing rooms  •  Hotels  •  Sports clubs  •  Community halls  •  Temporary fitness events  •  Private functions  •  Hired studios  •  Outdoor locations where appropriate equipment and power arrangements permit

Mobile work can introduce risks involving manual handling, transport, restricted access, unfamiliar floors and electrical connections. The instructor should confirm that there is enough space to operate the platform safely.

Portable equipment may require protection while away from the main premises. Cover conditions can apply when equipment is left in a vehicle or stored overnight.

Working at customers’ homes

Before setting up, the instructor may need to consider:

Access routes and stairs  •  Floor strength and stability  •  Available space  •  Nearby furniture and breakable items  •  Children and pets  •  Power sockets  •  Extension leads  •  Trip hazards  •  Ventilation and temperature  •  Emergency access  •  Damage to flooring  •  Parking and unloading

Any accidental damage to a customer’s property would be considered under the applicable liability wording and should not be assumed to be automatically covered.

Vehicles

A private motor policy may not be suitable for transporting equipment or travelling between clients for commercial purposes. Commercial Vehicle Insurance may be relevant where a van or other business vehicle is used.

Equipment and stock inside the vehicle may require separate protection. Unattended-vehicle restrictions, overnight-storage conditions and security requirements should be checked.

Multiple premises

Businesses operating across several studios should provide details for each address, including:

Construction  •  Occupancy  •  Equipment values  •  Stock values  •  Security  •  Opening hours  •  Employees  •  Annual income  •  Business activities  •  Claims history

A Commercial Combined Insurance arrangement may be considered where an established business requires several property and liability sections together.

5. Home studios and online instruction

Working from home

Some instructors use their home for administration, bookings, video production and equipment storage without receiving clients. Others operate a dedicated training area that customers attend.

Working From Home Insurance may be relevant where business equipment or commercial activity falls outside ordinary household insurance.

The broker should know whether the home is used for:

Business administration  •  Video calls  •  Live classes  •  Course production  •  Equipment storage  •  Retail stock  •  Packing customer orders  •  Staff meetings  •  Customer consultations  •  Face-to-face exercise sessions

Home fitness studios

A studio can be located in a spare room, converted garage, garden studio or outbuilding. Where participants attend, Home Studio Insurance should be considered.

Important details include:

The number of clients attending  •  Opening hours  •  Equipment values  •  Separate or shared access  •  Parking  •  Business signage  •  Security  •  Fire protections  •  Electrical installations  •  Flooring  •  Noise and vibration  •  Employees  •  Stock kept on site

The business may also need to notify its home insurer, landlord or mortgage provider. Planning, licensing and property permissions remain separate from insurance.

Live online sessions

An online instructor cannot physically control the participant’s environment or equipment. The broker may therefore ask how the instructor:

Confirms the participant has suitable equipment  •  Provides an initial induction  •  Checks the exercise area  •  Observes technique  •  Handles camera limitations  •  Communicates stopping instructions  •  Responds to technical interruptions  •  Records participant information  •  Deals with international customers  •  Limits access to recorded material

Online sessions should not be assumed to be covered merely because the instructor is insured for face-to-face classes.

Prerecorded programmes and memberships

Businesses may sell:

On-demand classes  •  Video libraries  •  Downloadable programmes  •  Subscription memberships  •  Instructor manuals  •  Digital courses  •  Recorded workshops  •  Personalised plans  •  Remote programme reviews

The territorial reach of digital content should be disclosed, particularly where customers can purchase it outside the UK.

Websites and bookings

Website Owners Insurance may be relevant where the business markets services, sells memberships or accepts payments online.

A website can create exposures involving:

Booking failures  •  Incorrect published information  •  Copyright allegations  •  Customer reviews  •  Online payments  •  Subscription disputes  •  Website outages  •  Digital advertising  •  Ecommerce transactions  •  Personal data

Cyber insurance

Cyber Insurance may be considered where the business stores participant records, passwords, payment information or health-related screening data.

Cyber protection may respond to certain eligible incidents involving data breaches, malicious attacks, system restoration or interruption, depending on the policy. Good password practices, access controls, backups and software updates may be required.

6. Equipment sales, hire, installation, servicing and storage

Some instructors only teach using equipment owned by a gym. Others own platforms or operate a combined fitness, retail and equipment-service business. All connected activities should be declared because the risks extend beyond fitness instruction.

Equipment ownership

Platforms can be:

Owned by the instructor  •  Owned by the studio  •  Supplied by a gym  •  Hired temporarily  •  Leased or financed  •  Borrowed for demonstrations  •  Held as retail stock  •  Provided to customers under a hire agreement

The broker should know each platform’s value, location, age and use. Damage caused by breakdown, wear, mechanical failure or incorrect maintenance may be excluded unless appropriate protection is arranged.

Inspection and maintenance

Procedures can include:

Visual checks before sessions  •  Inspection of cables and plugs  •  Cleaning between users  •  Checking control panels  •  Testing emergency stops  •  Monitoring unusual noise or movement  •  Checking platform stability  •  Recording defects  •  Removing damaged equipment from use  •  Arranging servicing by competent technicians  •  Retaining service records  •  Following applicable manufacturer guidance

Equipment demonstrations

Retailers, distributors and instructors may demonstrate platforms at:

Studios  •  Showrooms  •  Trade exhibitions  •  Gyms  •  Customer homes  •  Corporate premises  •  Shopping centres  •  Fitness events

The insurer will need to understand whether visitors merely observe or actively use the equipment. Event organisers may impose their own liability requirements.

Where demonstrations form part of a substantial exhibition activity, Exhibition Public Liability Insurance may also be relevant.

Retail and online sales

A combined business may sell:

New vibration platforms  •  Used and refurbished platforms  •  Portable vibration plates  •  Mats  •  Resistance bands  •  Straps and handles  •  Replacement parts  •  Cleaning products  •  Branded clothing  •  Digital programmes  •  Training packages  •  Memberships

Sales can take place through a studio, showroom, trade counter, website, marketplace or social media account.

Business Stock Insurance may protect declared goods held for sale, subject to the insured events and storage conditions.

Product liability

Product Liability Insurance should be considered where the business sells, supplies, hires, imports, manufactures or alters equipment.

A business may carry increased responsibility where it:

Imports platforms directly  •  Sells products under its own brand  •  Changes equipment or components  •  Refurbishes used machines  •  Supplies replacement parts  •  Produces instructions  •  Removes or changes warnings  •  Acts as the UK distributor  •  Supplies equipment to other businesses  •  Exports products

Product liability should not be assumed to cover every country, product or use. Overseas sales and applicable territories must be declared.

Hire businesses

Equipment hire can involve:

Short-term domestic hire  •  Long-term studio hire  •  Corporate wellbeing hire  •  Demonstration machines  •  Delivery and collection  •  Customer instruction  •  Maintenance contracts  •  Damage deposits  •  Breakdown responsibilities  •  Loss or theft by customers

Hired-out equipment may require specialist cover and suitable written hire conditions. Ordinary business contents insurance may only protect equipment at the insured premises.

Delivery and installation

Platforms can be heavy and difficult to move. Delivery and installation activities may involve:

Vans and commercial vehicles  •  Loading equipment  •  Manual handling  •  Trolleys and lifting aids  •  Stairs  •  Restricted entrances  •  Floor protection  •  Assembly  •  Electrical connections  •  Positioning and levelling  •  Testing  •  Customer demonstrations  •  Removal of old equipment

The broker should be told whether electrical work is limited to plugging in equipment or includes fixed wiring. Any work involving electrical systems, specialist lifting, work at height or heat work must be specifically declared.

Servicing and repairs

A business repairing or maintaining platforms may work:

At its own workshop  •  At customer premises  •  At gyms and studios  •  Through mobile technicians  •  At warehouses  •  At manufacturer-approved facilities

Relevant activities can include diagnostics, replacement parts, electrical components, control panels, motors, cables and scheduled servicing.

The business should disclose:

Technician qualifications  •  Maximum equipment values  •  Customer property held  •  Testing procedures  •  Parts supplied  •  Warranty work  •  Subcontractors  •  Collection and redelivery  •  Work on unfamiliar brands  •  Electrical repair activities  •  Heat work, if any

Customer equipment held for service may not be protected as ordinary business contents. Specific cover for goods held in trust, custody or control may need to be considered.

Manufacturers and importers

A manufacturer or importer should provide details of:

Components and raw materials  •  Assembly processes  •  Production machinery  •  Electrical testing  •  Quality controls  •  Product certification  •  Instructions and warnings  •  Batch or serial-number records  •  Finished stock  •  Warehouses  •  Wholesale distribution  •  Countries of origin  •  Export territories  •  Product recalls  •  Previous product incidents

These operations require separate underwriting and should not be added to an instructor policy without agreement.

Business storage

Platforms, parts, accessories and stock may be kept in:

A commercial studio  •  A showroom  •  A stock room  •  A home garage  •  A garden outbuilding  •  A warehouse  •  A servicing workshop  •  An external storage unit  •  Self storage  •  A fulfilment centre  •  Several premises  •  A vehicle overnight

Storage addresses and values should be disclosed. Security, construction, heating, fire protection and frequency of access may affect the terms available.

For equipment or stock kept away from the main premises, Business Goods and Stock in Self Storage may be relevant.

Goods in transit

Goods in Transit Insurance may be considered for declared equipment and stock during:

Travel between classes  •  Customer deliveries  •  Equipment collections  •  Transfers between studios  •  Exhibition transport  •  Courier deliveries  •  Collection from suppliers  •  Returns  •  Servicing and repair journeys

The business should confirm whether goods are carried in its own vehicles, by employees or by third-party couriers.

How different insurance sections can work together

A Powerplate instructor’s insurance may need several sections rather than one isolated policy.

Public liability

Can be relevant to allegations involving accidental participant injury, visitor injury or third-party property damage.

Professional indemnity

Can relate to allegations arising from professional instruction, programme design, remote coaching or advice.

Employers’ liability

May be legally required where instructors, reception staff, administrators or other employees work for the business, subject to limited exemptions.

Product liability

Relevant when platforms, accessories, parts or branded products are sold, hired, supplied, imported or manufactured.

Business contents

Can protect declared platforms, computers, cameras, furniture and other equipment at insured premises against specified events.

Business stock

Can cover platforms, accessories and merchandise held for sale, subject to the policy basis and declared values.

Commercial property

Relevant to owned studios, gyms, showrooms, offices, warehouses and workshops.

Business interruption

Business Interruption Insurance may help protect insured income or additional costs if covered property damage prevents the business from trading.

The indemnity period should reflect the potential time required to:

Repair a damaged studio  •  Replace specialist platforms  •  Find alternative premises  •  Rebuild membership levels  •  Restore online systems  •  Replace stock  •  Obtain permissions for a new location

Cyber and online business protection

Can be relevant to booking systems, memberships, ecommerce, participant records and online training platforms.

Personal and group accident

Personal accident protection can be considered for self-employed instructors. Businesses with several employees may also consider Group Personal Accident Insurance.

Claim Example 1

A new participant loses balance while stepping off a platform and alleges that the induction was inadequate.

Claim Example 2

A client trips over a power cable running between a platform and wall socket.

Claim Example 3

A customer alleges that an exercise was unsuitable for information disclosed on their screening form.

Claim Example 4

An instructor damages flooring while moving a heavy platform into a client’s home.

Claim Example 5

A platform is stolen from a locked van between mobile appointments.

Claim Example 6

Water damage at a studio affects several platforms and prevents classes from taking place.

Claim Example 7

A customer alleges that an online instructor could not properly observe their technique.

Claim Example 8

A participant claims that a class was progressed too quickly.

Claim Example 9

A member of staff is injured while lifting equipment.

Claim Example 10

A visitor slips near a recently cleaned platform.

Claim Example 11

A hired platform is damaged while at a corporate customer’s premises.

Claim Example 12

A retail customer alleges that a platform or supplied accessory was defective.

Claim Example 13

An imported own-brand machine is alleged to have caused injury.

Claim Example 14

Customer equipment is damaged while held in a workshop for repair.

Claim Example 15

A delivery employee damages a doorway while installing a platform.

Claim Example 16

Stock is stolen from an external storage unit.

Claim Example 17

Platforms and accessories are damaged while being transported between studios.

Claim Example 18

A cyberattack prevents clients from accessing bookings and online memberships.

Claim Example 19

Participant information is accidentally sent to the wrong person.

Claim Example 20

A fire at a studio damages equipment, contents and retail stock.

Claim Example 21

An instructor is unable to work following an accidental injury.

Claim Example 22

A venue alleges that an instructor damaged mirrors or fixed fittings during a class.

Claim Example 23

A livestream recording unintentionally includes copyrighted music.

Claim Example 24

A subcontracted instructor delivers an activity outside the business’s declared scope.

Claim Example 25

A customer alleges that servicing work caused a platform to malfunction.

Important Claims Note

These examples are illustrative only. Whether any claim is insured will depend on the selected covers, declared activities, policy wording, limits, excesses, conditions, exclusions and insurer assessment.

Important distinctions to disclose

Fitness instruction and medical treatment

The broker should be told if the business provides physiotherapy, rehabilitation, injury treatment, diagnosis or other clinical services. These activities should not be described as ordinary fitness instruction.

Powerplate instruction and general personal training

A trainer offering strength work, circuits, kettlebells or other disciplines should list them separately. The presence of a vibration platform does not automatically bring every exercise activity within the same insured description.

Instruction and equipment retail

Selling a platform introduces product and stock risks that do not arise from instruction alone.

Retail and manufacturing

Importing, own branding, modifying or assembling equipment can create greater product responsibility than reselling established UK-supplied goods.

Instruction and equipment servicing

Repairing customer machines creates workmanship and customer-property exposures that require explicit consideration.

Face-to-face and online sessions

Online delivery can introduce different supervision, territorial, data and intellectual-property risks.

Information to prepare for a quotation

The specialist broker may request:

Full business and trading names  •  Instructor qualifications  •  Professional memberships  •  Years of experience  •  Complete descriptions of all disciplines  •  Maximum class sizes  •  Participant age ranges  •  Work involving children or vulnerable adults  •  Work involving pregnant or postnatal clients  •  Screening and consent procedures  •  Session duration and platform settings  •  Online and prerecorded instruction  •  Locations and venue types  •  Home-studio activity  •  Mobile work  •  Annual turnover  •  Employee and subcontractor details  •  Required public liability limits  •  Platform ownership and values  •  Hired or leased equipment  •  Inspection and maintenance procedures  •  Retail and ecommerce sales  •  Products imported or own branded  •  Hire, delivery and installation work  •  Servicing and repairs  •  Stock values  •  Storage locations  •  Vehicle use  •  Previous claims or incidents  •  Overseas activities or customers

The business description should reflect everything undertaken now and any planned activity that may begin during the policy period.

Why use a specialist broker?

A vibration-platform instructor may not fit neatly into a standard fitness category, particularly where the business combines classes with home studios, mobile equipment, ecommerce, importing, hire or servicing.

Quote Monkey can introduce suitable enquiries to a specialist broker who can review:

The complete range of fitness activities  •  Instructor qualifications and experience  •  Participant groups  •  Studio and venue arrangements  •  Mobile and home-based work  •  Online instruction  •  Platforms and other equipment  •  Employees and subcontractors  •  Product sales and hire  •  Importing and own branding  •  Delivery and installation  •  Repairs and servicing  •  Property, contents, stock and storage  •  Required liability limits

Any quotation, policy terms or extensions will depend on the information supplied, insurer appetite and underwriting approval.

Activities Liability Insurance

A broader liability route for businesses organising supervised activities involving members of the public.

Team Building Event Liability Insurance

Relevant to providers arranging structured fitness or wellbeing activities for corporate groups.

Exhibition Insurance

For businesses attending trade shows, fitness exhibitions and equipment demonstrations.

Business Legal Expenses Insurance

May provide assistance with specified eligible commercial disputes and legal proceedings.

Directors and Officers Insurance

Relevant to potential personal liability arising from decisions made by company directors and officers.

Office Insurance

For businesses operating from separate administrative offices or membership-management premises.

Terrorism Insurance

Additional property and interruption protection that some studio and commercial-property businesses may consider.

Motor Fleet Insurance

For businesses operating several vehicles for instructors, equipment transport or customer deliveries.

Gym Insurance

Insurance information for gyms fitness facilities and associated activities.

Aerobics Club Insurance

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Dance Club Insurance

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Gym Instructor Insurance

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Calithenics Instructor Insurance

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Music Teacher Insurance

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Comedy Workshop Public Liability Insurance

For comedy tutors and facilitators providing interactive classes and performance workshops.

Laughter Workshop Performers Public Liability Insurance

For facilitators providing organised laughter workshops and participatory group sessions.

Community Artists Workshop Public Liability Insurance

For community artists leading practical sessions in halls, studios and public venues.

Physical Workshop Performer Public Liability Insurance

For performers and facilitators leading participatory physical workshops.

Cabaret Performers Public Liability Insurance

For cabaret performers presenting declared acts at theatres venues festivals and private events.

Dancer Performers Public Liability Insurance

For dancers and choreographed performers appearing at public and private events.

Exercise Event Insurance

Explore liability considerations for organised exercise events demonstrations and participant sessions.

Burlesque Instructor Insurance

Insurance information for instructors delivering choreographed dance and performance classes.

Compere Public Liability Insurance

For professional comperes hosting live entertainment shows functions and public events.

Drama Club Insurance

For drama clubs arranging rehearsals productions workshops and performances.

Raku Pottery Insurance

Insurance information for specialist Raku pottery demonstrations workshops and activities.

Coffee Roasters Insurance

Insurance information for coffee roasting businesses manufacturing products for retail and wholesale customers.

Livery Yard Insurance

Insurance information for livery yards and associated equestrian business activities.

Rural Landowners Insurance

Insurance information for rural landowners and declared activities on privately owned land.

Steel Erector Insurance

Insurance information for steel erection contractors and specialist site work.

Mobile Bar Van Insurance

Explore insurance considerations for mobile bar vans serving drinks at events and private functions.

Aerobics Instructor Insurance

Explore insurance considerations for aerobics instructors and group exercise classes.

Craft Shop Insurance

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Yoga Instructor Insurance

Insurance information for yoga instructors teaching individuals and organised classes.

Horticultural Show Public Liability Insurance

Explore public liability considerations for organised horticultural shows and events.

Pre Natal Exercise Instructor Insurance

Insurance information for instructors providing declared prenatal exercise sessions.

Gymnastics Liability Insurance

Explore liability considerations for instructed gymnastics and physical activity sessions.