Your quote includes Insurance Premium Tax (where applicable) and an administration fee.
This is a one-off payment for the cover period you selected. We won’t take any further payments unless you choose to renew.
Your quote at a glance
Cover starts on — and ends on — (total — days).
Sum insured — stored at —.
What is insured
Cover is provided for loss of or damage to the property insured whilst in storage caused by insured events including:
Fire; lightning; explosion; earthquake; smoke; theft or attempted theft (where entry/exit is gained by forcible and violent means);
storm and flood; vandalism or malicious acts; escape of water or oil; beetles, moths, insects or vermin from an external cause; and
physical loss of or damage to goods whilst in transit within an enclosed car or commercial road vehicle (subject to the policy terms).
Public Liability: £2 million Public Liability cover is included as standard, protecting you if a third party is injured or their property
is damaged in connection with your stored goods / use of the storage unit (subject to the policy terms).
What is not insured
This policy does not cover (amongst other exclusions) loss of or damage caused by wear, tear or reduction in value; rot, fungus or woodworm;
the cost of repairing or replacing any item which has suffered mechanical or electrical faults or breakdown, or which has suffered natural and
inevitable failure and stopped working without damage being evident; any damage caused gradually; faulty workmanship, faulty design or the use of
faulty materials; or loss or damage caused by a used car or commercial road vehicle.
Important cover restrictions
The standard policy excess is £50, except where storage is in external containers that are not protected by an alarm, when the theft excess increases to £200.
We will not pay more than £1,000 for any unspecified valuable or pedal cycle.
We will not pay more than 10% of your contents sum insured for unspecified valuables, or 20% if specified valuables are included.
Any loss in excess of £1,000 for beetles, moths or vermin damage caused by an external source is capped at £5,000 in the period of insurance.
Damage to goods whilst in transit is insured up to a limit of £10,000 or your sum insured (whichever is the least) for any one claim.
Special conditions imposed
The following special conditions apply to this quotation based on restrictions for this location.
All cover is subject to the full policy terms, conditions, exclusions and any special conditions shown on your quotation for this site.
Please review the Insurance Product Information Document (IPID) and full policy wording before purchasing to ensure the cover meets your needs.