Badminton Match Insurance

Legal Defence Costs

Cover for Legal Representation, Advice, and Court Fees

If a claim is brought against you as the event organiser—whether for injury, property damage, or another liability—event public liability insurance includes cover for your legal defence. This means the policy will pay for solicitor fees, legal advice, and court costs required to defend you against the claim.

Legal proceedings can be complex and expensive, even if you’re not at fault. With this cover in place, you’ll have access to professional legal representation without bearing the full financial burden. It ensures that you can respond properly to claims while protecting your event, your finances, and your reputation.

This type of cover is especially important for organisers of public events where risks are higher and legal compliance is essential.

Why Choose Quote Monkey for Event Insurance?

Competitive Premiums Starting from £76 – Our event public liability insurance starts from just £76 for £2 million of cover and up to 250 attendees, making it an affordable option for both small and large events.
Cover for Hundreds of Event Types – We can insure a wide range of UK events, including craft fairs, food festivals, charity fundraisers, trade shows, sporting events, animal shows, and more.
Legal Expenses Included – Every policy includes legal expenses insurance to help defend you if a claim is made, giving you peace of mind and support when you need it most.
Instant Online Quotes – You can get a quote and buy your policy online in minutes, with documents emailed instantly—perfect for submitting to venues or local councils.
Flexible Options – Choose between £2 million or £5 million public liability cover, with options for single-day or annual multi-event policies.

Event Employers' Liability Insurance

Legal Requirement for Staff and Volunteers

Employers' Liability Insurance – Mandatory Protection for Event Workers

If you're hiring employees, temporary staff, or volunteers to help run your event—even on a short-term or unpaid basis—Employers' Liability Insurance is legally required in the UK under the Employers’ Liability (Compulsory Insurance) Act 1969. This type of cover protects you if someone working at your event suffers an injury or illness as a result of the tasks they’ve been asked to perform.

For example, if a volunteer trips over equipment while setting up or a staff member is injured during a demonstration, this insurance covers legal defence costs and any compensation awarded. Without it, you could face substantial financial penalties and personal liability.

Whether you’re running a small community event or a large commercial function, having Employers’ Liability cover in place is not just essential for legal compliance—it also provides reassurance to those working with you that they are protected.

Protects You From Legal Claims

Cover for Injuries to Volunteers, Temporary Staff, and Event Workers

Employers’ Liability Insurance safeguards event organisers against legal claims made by individuals working at the event—whether they are employees, volunteers, stewards, or temporary workers. If someone helping with your event suffers an injury or illness due to their role, this cover pays for legal defence, solicitor fees, and any compensation awarded.

For example, if a volunteer trips over exposed cabling while setting up, a steward is struck by unstable signage in windy weather, or a casual worker strains their back lifting equipment, you could be held responsible. In each of these scenarios, Employers’ Liability Insurance ensures you're financially protected against potentially expensive legal action and compensation claims.

It’s a vital safeguard for any event involving a team of helpers—providing peace of mind and helping you meet your legal obligations as an organiser.

Cover Available With Quote Monkey Policies

Employers' Liability Insurance can be added to any of our event policies, including single-day event cover and annual multi-event policies. We provide cover of up to £10 million, which is typically required by most venues, local councils, and licensing authorities.

Ideal for a Wide Range of Events

Comprehensive Protection for Organisers of Public, Commercial, and Charity Events

Employers’ Liability Insurance is suitable for organisers across a broad spectrum of UK events where staff, volunteers, or helpers are involved. This includes community festivals, fundraising events, food and craft markets, animal shows, exhibitions, workshops, and amateur sports tournaments.

If your event relies on anyone working under your direction—whether they’re paid employees, casual workers, or unpaid volunteers—this insurance provides essential protection. It ensures you remain legally compliant and financially secure if someone assisting with the event is injured or becomes ill due to their duties.

Even with careful planning, accidents can happen. Having Employers’ Liability Insurance in place offers peace of mind and demonstrates your commitment to running a safe, responsible event.